INTU vs. DLO

Last updated Jul 11, 2026

INTU (Intuit Inc.) and DLO (DLocal Limited) are both stocks. Both are in the Technology sector — INTU in Software - Application, DLO in Software - Infrastructure. Over the past 5 years, INTU returned -10.76%/yr vs -20.08%/yr for DLO. At a 0.38 correlation, their price movements are largely independent.

Performance

INTU vs. DLO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Intuit Inc. (INTU) and DLocal Limited (DLO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, INTU achieves a -58.10% return, which is significantly lower than DLO's 9.23% return.

INTU

• 1D: 0.58%
• 1M: -0.26%
• 6M: -57.18%
• YTD: -58.10%
• 1Y: -62.82%
• 3Y*: -15.32%
• 5Y*: -10.76%
• 10Y*: 9.85%

DLO

• 1D: 4.26%
• 1M: 23.10%
• 6M: 7.78%
• YTD: 9.23%
• 1Y: 40.67%
• 3Y*: 7.48%
• 5Y*: -20.08%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

INTU vs. DLO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
INTU Intuit Inc.	-58.10%	6.09%	1.16%	61.76%	-39.12%	44.75%
DLO DLocal Limited	9.23%	31.72%	-36.35%	13.62%	-56.37%	15.13%

Correlation

The correlation between INTU and DLO is 0.23, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.23
Correlation (3Y) Calculated over the trailing 3-year period	0.30
Correlation (5Y) Calculated over the trailing 5-year period	0.39
Correlation (All Time) Calculated using the full available price history since Jun 3, 2021	0.38

The correlation between INTU and DLO shifts across timeframes, from 0.23 (1 year) to 0.39 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap INTU : $75.21B DLO : $4.46B
EPS INTU : $16.37 DLO : $0.64
PE Ratio INTU : 16.80 DLO : 23.71
PEG Ratio INTU : 1.00 DLO : 0.74
PS Ratio INTU : 3.68 DLO : 3.76
PB Ratio INTU : 3.68 DLO : 8.23
Total Revenue (TTM) INTU : $20.93B DLO : $1.21B
Gross Profit (TTM) INTU : $16.97B DLO : $436.56M
EBITDA (TTM) INTU : $6.65B DLO : $280.42M

Return for Risk

INTU vs. DLO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

INTU

INTU Risk / Return Rank: 3
INTU Sharpe Ratio Rank: 1
INTU Sortino Ratio Rank: 2
INTU Omega Ratio Rank: 2
INTU Calmar Ratio Rank: 6
INTU Martin Ratio Rank: 4

DLO

DLO Risk / Return Rank: 68
DLO Sharpe Ratio Rank: 67
DLO Sortino Ratio Rank: 68
DLO Omega Ratio Rank: 67
DLO Calmar Ratio Rank: 69
DLO Martin Ratio Rank: 67

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

INTU vs. DLO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Intuit Inc. (INTU) and DLocal Limited (DLO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	INTU	DLO	Difference
Sharpe ratio: Return per unit of total volatility	-1.39	0.64	-2.02
Sortino ratio: Return per unit of downside risk	-2.32	1.39	-3.71
Omega ratio: Gain probability vs. loss probability	0.70	1.17	-0.47
Calmar ratio: Return relative to maximum drawdown	-0.92	1.17	-2.09
Martin ratio: Return relative to average drawdown	-1.64	2.33	-3.97

INTU vs. DLO - Sharpe Ratio Comparison

The current INTU Sharpe Ratio is -1.39, which is lower than the DLO Sharpe Ratio of 0.64. The chart below compares the historical Sharpe Ratios of INTU and DLO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

INTU vs. DLO - Drawdown Comparison

The maximum INTU drawdown since its inception was -75.29%, smaller than the maximum DLO drawdown of -89.99%. Use the drawdown chart below to compare losses from any high point for INTU and DLO.

Drawdown Indicators

	INTU	DLO	Difference
Max Drawdown Largest peak-to-trough decline	-75.29%	-89.99%	+14.70%
Max Drawdown (1Y) Largest decline over 1 year	-68.19%	-30.45%	-37.74%
Max Drawdown (3Y) Largest decline over 3 years	-68.19%	-68.59%	+0.40%
Max Drawdown (5Y) Largest decline over 5 years	-68.19%	-89.99%	+21.80%
Max Drawdown (10Y) Largest decline over 10 years	-68.19%	—	—
Current Drawdown Current decline from peak	-65.56%	-76.52%	+10.96%
Average Drawdown Average peak-to-trough decline	-24.23%	-70.30%	+46.07%
Ulcer Index Depth and duration of drawdowns from previous peaks	38.28%	15.34%	+22.94%

Volatility

INTU vs. DLO - Volatility Comparison

The current volatility for Intuit Inc. (INTU) is 11.58%, while DLocal Limited (DLO) has a volatility of 15.39%. This indicates that INTU experiences smaller price fluctuations and is considered to be less risky than DLO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	INTU	DLO	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.58%	15.39%	-3.81%
Volatility (6M) Calculated over the trailing 6-month period	43.23%	36.05%	+7.18%
Volatility (1Y) Calculated over the trailing 1-year period	45.43%	56.14%	-10.71%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	37.82%	73.39%	-35.57%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.09%	73.52%	-39.43%

Dividends

INTU vs. DLO - Dividend Comparison

INTU's dividend yield for the trailing twelve months is around 1.75%, more than DLO's 1.28% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
DLO DLocal Limited	1.28%	3.71%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
INTU Intuit Inc.	1.75%	0.65%	0.60%	0.52%	0.72%	0.38%	0.57%	0.74%	0.83%	0.89%	1.08%	1.09%

Financials

INTU vs. DLO - Profitability Comparison

The chart below illustrates the profitability comparison between Intuit Inc. and DLocal Limited over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

INTU - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Intuit Inc. reported a gross profit of 7.24B and revenue of 8.56B. Therefore, the gross margin over that period was 84.6%.

DLO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, DLocal Limited reported a gross profit of 118.68M and revenue of 335.86M. Therefore, the gross margin over that period was 35.3%.

INTU - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Intuit Inc. reported an operating income of 4.02B and revenue of 8.56B, resulting in an operating margin of 47.0%.

DLO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, DLocal Limited reported an operating income of 53.55M and revenue of 335.86M, resulting in an operating margin of 15.9%.

INTU - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Intuit Inc. reported a net income of 3.06B and revenue of 8.56B, resulting in a net margin of 35.8%.

DLO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, DLocal Limited reported a net income of 41.98M and revenue of 335.86M, resulting in a net margin of 12.5%.

Frequently Asked Questions

Can I hold both INTU and DLO in my portfolio?

INTU and DLO have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, INTU or DLO?

DLO has higher volatility (15.39%) compared to INTU (11.58%). In terms of maximum drawdown, INTU dropped -75.29% vs DLO's -89.99%.

Which has better risk-adjusted returns?

DLO currently has the higher Sharpe Ratio (0.64 vs -1.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.