IEI vs. VTI
IEI (iShares 3-7 Year Treasury Bond ETF) and VTI (Vanguard Total Stock Market ETF) are both exchange-traded funds - IEI is a Government Bonds fund tracking the ICE U.S. Treasury 3-7 Year Bond Index, while VTI is a Large Cap Blend Equities fund tracking the CRSP US Total Market Index. Both are passively managed. Over the past 10 years, IEI returned 1.24%/yr vs 15.02%/yr for VTI. At a correlation of -0.25, they often move in opposite directions. IEI charges 0.15%/yr vs 0.03%/yr for VTI.
Performance
IEI vs. VTI - Performance Comparison
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Returns By Period
In the year-to-date period, IEI achieves a -0.30% return, which is significantly lower than VTI's 9.62% return. Over the past 10 years, IEI has underperformed VTI with an annualized return of 1.24%, while VTI has yielded a comparatively higher 15.02% annualized return.
IEI
- 1D
- -0.12%
- 1M
- 0.10%
- YTD
- -0.30%
- 6M
- -0.00%
- 1Y
- 3.16%
- 3Y*
- 3.77%
- 5Y*
- 0.21%
- 10Y*
- 1.24%
VTI
- 1D
- 0.57%
- 1M
- -0.28%
- YTD
- 9.62%
- 6M
- 9.69%
- 1Y
- 26.27%
- 3Y*
- 20.60%
- 5Y*
- 12.20%
- 10Y*
- 15.02%
IEI vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
IEI iShares 3-7 Year Treasury Bond ETF | -0.30% | 6.96% | 1.81% | 4.42% | -9.51% | -2.54% | 6.95% | 5.71% | 1.36% | 1.22% |
VTI Vanguard Total Stock Market ETF | 9.62% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
Correlation
The correlation between IEI and VTI is 0.22, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.22 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.14 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.09 |
Correlation (10Y) Calculated over the trailing 10-year period | -0.07 |
Correlation (All Time) Calculated using the full available price history since Jan 11, 2007 | -0.25 |
The correlation between IEI and VTI shifts across timeframes, from -0.25 (all time) to 0.22 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
IEI vs. VTI — Risk / Return Rank
IEI
VTI
IEI vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares 3-7 Year Treasury Bond ETF (IEI) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| IEI | VTI | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.97 | ||
| Sortino ratioReturn per unit of downside risk | -1.15 | ||
| Omega ratioGain probability vs. loss probability | 1.17 | 1.35 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 1.19 | 2.79 | -1.60 |
| Martin ratioReturn relative to average drawdown | 3.35 | 12.52 | -9.17 |
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Drawdowns
IEI vs. VTI - Drawdown Comparison
The maximum IEI drawdown since its inception was -14.60%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for IEI and VTI.
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Drawdown Indicators
| IEI | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -14.60% | -55.45% | +40.85% |
Max Drawdown (1Y)Largest decline over 1 year | -2.50% | -8.92% | +6.42% |
Max Drawdown (3Y)Largest decline over 3 years | -3.66% | -19.30% | +15.64% |
Max Drawdown (5Y)Largest decline over 5 years | -13.88% | -25.36% | +11.48% |
Max Drawdown (10Y)Largest decline over 10 years | -14.60% | -35.00% | +20.40% |
Current DrawdownCurrent decline from peak | -1.74% | -2.14% | +0.40% |
Average DrawdownAverage peak-to-trough decline | -2.67% | -8.02% | +5.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.89% | 1.99% | -1.10% |
Volatility
IEI vs. VTI - Volatility Comparison
The current volatility for iShares 3-7 Year Treasury Bond ETF (IEI) is 0.98%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 4.50%. This indicates that IEI experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| IEI | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.98% | 4.50% | -3.52% |
Volatility (6M)Calculated over the trailing 6-month period | 2.18% | 9.82% | -7.64% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.00% | 12.64% | -9.64% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 4.78% | 17.47% | -12.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 3.93% | 18.33% | -14.40% |
IEI vs. VTI - Expense Ratio Comparison
IEI has a 0.15% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
IEI vs. VTI - Dividend Comparison
IEI's dividend yield for the trailing twelve months is around 3.64%, more than VTI's 1.03% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IEI iShares 3-7 Year Treasury Bond ETF | 3.64% | 3.48% | 3.18% | 2.36% | 1.37% | 0.73% | 1.12% | 2.01% | 1.95% | 1.51% | 1.33% | 1.39% |
VTI Vanguard Total Stock Market ETF | 1.03% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
IEI and VTI have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VTI has higher volatility (4.50%) compared to IEI (0.98%). In terms of maximum drawdown, IEI dropped -14.60% vs VTI's -55.45%.
On 10-year performance, VTI leads with 15.02% vs 1.24% for IEI. On fees, VTI is cheaper at 0.03% per year. On volatility, IEI has been the lower-risk option at 0.98%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, VTI has performed better with a 15.02% return vs 1.24%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VTI is cheaper with a 0.03% expense ratio, compared with 0.15% for IEI.
IEI has the higher dividend yield at 3.64%, compared with 1.03% for VTI.
IEI is categorized as Government Bonds, while VTI is Large Cap Blend Equities. IEI tracks ICE U.S. Treasury 3-7 Year Bond Index, while VTI tracks CRSP US Total Market Index. They also come from different issuers: iShares and Vanguard. Their fees differ too: 0.15% for IEI and 0.03% for VTI.
VTI currently has the higher Sharpe Ratio (1.97 vs 1.00), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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