IBDS vs. ITOT

Last updated Jun 3, 2026

IBDS (iShares iBonds Dec 2027 Term Corporate ETF) and ITOT (iShares Core S&P Total U.S. Stock Market ETF) are both exchange-traded funds - IBDS is a Corporate Bonds fund tracking the Bloomberg Barclays December 2027 Maturity Corporate Index, while ITOT is a Large Cap Growth Equities fund tracking the S&P Composite 1500 Index. Both are passively managed. Over the past 5 years, IBDS returned 1.51%/yr vs 13.05%/yr for ITOT. At a 0.15 correlation, their price movements are largely independent. IBDS charges 0.10%/yr vs 0.03%/yr for ITOT.

Performance

IBDS vs. ITOT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in iShares iBonds Dec 2027 Term Corporate ETF (IBDS) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, IBDS achieves a 1.27% return, which is significantly lower than ITOT's 12.07% return.

IBDS

• 1D: 0.00%
• 1M: 0.31%
• YTD: 1.27%
• 6M: 1.74%
• 1Y: 4.57%
• 3Y*: 5.29%
• 5Y*: 1.51%
• 10Y*: —

ITOT

• 1D: 0.25%
• 1M: 5.39%
• YTD: 12.07%
• 6M: 12.47%
• 1Y: 29.98%
• 3Y*: 22.39%
• 5Y*: 13.05%
• 10Y*: 15.10%

*Multi-year figures are annualized to reflect compound growth (CAGR)

IBDS vs. ITOT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
IBDS iShares iBonds Dec 2027 Term Corporate ETF	1.27%	5.86%	4.61%	6.44%	-9.52%	-1.56%	8.95%	15.08%	-2.76%	1.14%
ITOT iShares Core S&P Total U.S. Stock Market ETF	12.07%	17.00%	23.80%	26.12%	-19.47%	25.68%	20.71%	30.67%	-5.33%	8.03%

Correlation

The correlation between IBDS and ITOT is 0.24, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.24
Correlation (3Y) Calculated over the trailing 3-year period	0.23
Correlation (5Y) Calculated over the trailing 5-year period	0.24
Correlation (All Time) Calculated using the full available price history since Sep 15, 2017	0.15

Return for Risk

IBDS vs. ITOT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

IBDS

IBDS Risk / Return Rank: 97
IBDS Sharpe Ratio Rank: 96
IBDS Sortino Ratio Rank: 98
IBDS Omega Ratio Rank: 98
IBDS Calmar Ratio Rank: 97
IBDS Martin Ratio Rank: 97

ITOT

ITOT Risk / Return Rank: 74
ITOT Sharpe Ratio Rank: 75
ITOT Sortino Ratio Rank: 73
ITOT Omega Ratio Rank: 74
ITOT Calmar Ratio Rank: 69
ITOT Martin Ratio Rank: 80

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

IBDS vs. ITOT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares iBonds Dec 2027 Term Corporate ETF (IBDS) and iShares Core S&P Total U.S. Stock Market ETF (ITOT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	IBDS	ITOT	Difference
Sharpe ratio Return per unit of total volatility	4.19	2.47	+1.72
Sortino ratio Return per unit of downside risk	8.04	3.36	+4.68
Omega ratio Gain probability vs. loss probability	2.09	1.44	+0.65
Calmar ratio Return relative to maximum drawdown	10.59	3.45	+7.15
Martin ratio Return relative to average drawdown	49.03	15.85	+33.18
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

IBDS vs. ITOT - Sharpe Ratio Comparison

The current IBDS Sharpe Ratio is 4.19, which is higher than the ITOT Sharpe Ratio of 2.47. The chart below compares the historical Sharpe Ratios of IBDS and ITOT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	IBDS	ITOT	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	4.19	2.47	+1.72
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.36	0.76	-0.39
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.83	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.57	0.57	0.00

Drawdowns

IBDS vs. ITOT - Drawdown Comparison

The maximum IBDS drawdown since its inception was -16.75%, smaller than the maximum ITOT drawdown of -55.20%. Use the drawdown chart below to compare losses from any high point for IBDS and ITOT.

Drawdown Indicators

	IBDS	ITOT	Difference
Max Drawdown Largest peak-to-trough decline	-16.75%	-55.20%	+38.45%
Max Drawdown (1Y) Largest decline over 1 year	-0.43%	-8.90%	+8.47%
Max Drawdown (3Y) Largest decline over 3 years	-2.27%	-19.44%	+17.17%
Max Drawdown (5Y) Largest decline over 5 years	-14.98%	-25.36%	+10.38%
Max Drawdown (10Y) Largest decline over 10 years	—	-35.00%	—
Current Drawdown Current decline from peak	-0.02%	0.00%	-0.02%
Average Drawdown Average peak-to-trough decline	-3.36%	-6.97%	+3.61%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.09%	1.93%	-1.84%

Volatility

IBDS vs. ITOT - Volatility Comparison

The current volatility for iShares iBonds Dec 2027 Term Corporate ETF (IBDS) is 0.15%, while iShares Core S&P Total U.S. Stock Market ETF (ITOT) has a volatility of 2.89%. This indicates that IBDS experiences smaller price fluctuations and is considered to be less risky than ITOT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	IBDS	ITOT	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.15%	2.89%	-2.74%
Volatility (6M) Calculated over the trailing 6-month period	0.64%	9.11%	-8.47%
Volatility (1Y) Calculated over the trailing 1-year period	1.09%	12.18%	-11.09%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	4.18%	17.36%	-13.18%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.55%	18.27%	-12.72%

IBDS vs. ITOT - Expense Ratio Comparison

IBDS has a 0.10% expense ratio, which is higher than ITOT's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

IBDS vs. ITOT - Dividend Comparison

IBDS's dividend yield for the trailing twelve months is around 4.32%, more than ITOT's 0.97% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
IBDS iShares iBonds Dec 2027 Term Corporate ETF	4.32%	4.36%	4.37%	3.81%	2.87%	2.19%	2.66%	3.32%	3.66%	0.97%	0.00%	0.00%
ITOT iShares Core S&P Total U.S. Stock Market ETF	0.97%	1.11%	1.23%	1.47%	1.66%	1.18%	1.41%	1.88%	2.14%	1.69%	1.83%	2.01%

Frequently Asked Questions

Can I hold both IBDS and ITOT in my portfolio?

IBDS and ITOT have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, IBDS or ITOT?

ITOT has higher volatility (2.89%) compared to IBDS (0.15%). In terms of maximum drawdown, IBDS dropped -16.75% vs ITOT's -55.20%.

Which ETF is better, IBDS or ITOT?

On 5-year performance, ITOT leads with 13.05% vs 1.51% for IBDS. On fees, ITOT is cheaper at 0.03% per year. On volatility, IBDS has been the lower-risk option at 0.15%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, IBDS or ITOT?

Over the 5-year period, ITOT has performed better with a 13.05% return vs 1.51%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, IBDS or ITOT?

ITOT is cheaper with a 0.03% expense ratio, compared with 0.10% for IBDS.

Which ETF pays a higher dividend yield, IBDS or ITOT?

IBDS has the higher dividend yield at 4.32%, compared with 0.97% for ITOT.

What is the main difference between IBDS and ITOT?

IBDS is categorized as Corporate Bonds, while ITOT is Large Cap Growth Equities. IBDS tracks Bloomberg Barclays December 2027 Maturity Corporate Index, while ITOT tracks S&P Composite 1500 Index. Their fees differ too: 0.10% for IBDS and 0.03% for ITOT.

Which has better risk-adjusted returns?

IBDS currently has the higher Sharpe Ratio (4.19 vs 2.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.