IALAX vs. IDITX

Last updated Jun 24, 2026

IALAX (Transamerica Capital Growth Fund) and IDITX (Transamerica Bond) are both mutual funds - IALAX is a Large Cap Growth Equities fund managed by Transamerica, while IDITX is a Intermediate Core-Plus Bond fund managed by Transamerica. Over the past 10 years, IALAX returned 14.47%/yr vs 2.01%/yr for IDITX. At a 0.04 correlation, their price movements are largely independent. IALAX charges 1.01%/yr vs 0.88%/yr for IDITX.

Performance

IALAX vs. IDITX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Transamerica Capital Growth Fund (IALAX) and Transamerica Bond (IDITX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, IALAX achieves a -6.69% return, which is significantly lower than IDITX's 0.22% return. Over the past 10 years, IALAX has outperformed IDITX with an annualized return of 14.47%, while IDITX has yielded a comparatively lower 2.01% annualized return.

IALAX

• 1D: -2.00%
• 1M: -2.26%
• YTD: -6.69%
• 6M: -10.66%
• 1Y: -2.35%
• 3Y*: 23.00%
• 5Y*: -2.92%
• 10Y*: 14.47%

IDITX

• 1D: -0.25%
• 1M: 0.59%
• YTD: 0.22%
• 6M: 0.58%
• 1Y: 4.20%
• 3Y*: 4.11%
• 5Y*: -0.00%
• 10Y*: 2.01%

*Multi-year figures are annualized to reflect compound growth (CAGR)

IALAX vs. IDITX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
IALAX Transamerica Capital Growth Fund	-6.69%	20.54%	43.92%	47.30%	-60.39%	0.10%	111.63%	21.63%	6.59%	43.81%
IDITX Transamerica Bond	0.22%	6.83%	1.80%	5.96%	-14.07%	-0.11%	6.43%	9.08%	-0.76%	4.92%

Correlation

The correlation between IALAX and IDITX is 0.27, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.27
Correlation (3Y) Calculated over the trailing 3-year period	0.20
Correlation (5Y) Calculated over the trailing 5-year period	0.20
Correlation (10Y) Calculated over the trailing 10-year period	0.16
Correlation (All Time) Calculated using the full available price history since Feb 26, 1999	0.04

Over the past year, IALAX and IDITX have become more correlated (0.27) than their long-term average of 0.04, meaning their price movements have been converging.

Return for Risk

IALAX vs. IDITX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

IALAX

IALAX Risk / Return Rank: 3
IALAX Sharpe Ratio Rank: 3
IALAX Sortino Ratio Rank: 3
IALAX Omega Ratio Rank: 3
IALAX Calmar Ratio Rank: 3
IALAX Martin Ratio Rank: 3

IDITX

IDITX Risk / Return Rank: 20
IDITX Sharpe Ratio Rank: 20
IDITX Sortino Ratio Rank: 22
IDITX Omega Ratio Rank: 19
IDITX Calmar Ratio Rank: 20
IDITX Martin Ratio Rank: 18

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

IALAX vs. IDITX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Transamerica Capital Growth Fund (IALAX) and Transamerica Bond (IDITX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	IALAX	IDITX	Difference
Sharpe ratio: Return per unit of total volatility	-0.01	1.18	-1.19
Sortino ratio: Return per unit of downside risk	0.20	1.80	-1.60
Omega ratio: Gain probability vs. loss probability	1.02	1.21	-0.18
Calmar ratio: Return relative to maximum drawdown	-0.01	1.48	-1.48
Martin ratio: Return relative to average drawdown	-0.02	4.37	-4.38

IALAX vs. IDITX - Sharpe Ratio Comparison

The current IALAX Sharpe Ratio is -0.01, which is lower than the IDITX Sharpe Ratio of 1.18. The chart below compares the historical Sharpe Ratios of IALAX and IDITX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

IALAX vs. IDITX - Drawdown Comparison

The maximum IALAX drawdown since its inception was -69.30%, which is greater than IDITX's maximum drawdown of -21.27%. Use the drawdown chart below to compare losses from any high point for IALAX and IDITX.

Drawdown Indicators

	IALAX	IDITX	Difference
Max Drawdown Largest peak-to-trough decline	-69.30%	-21.27%	-48.03%
Max Drawdown (1Y) Largest decline over 1 year	-29.07%	-3.04%	-26.03%
Max Drawdown (3Y) Largest decline over 3 years	-32.33%	-6.07%	-26.26%
Max Drawdown (5Y) Largest decline over 5 years	-69.30%	-18.33%	-50.97%
Max Drawdown (10Y) Largest decline over 10 years	-69.30%	-18.33%	-50.97%
Current Drawdown Current decline from peak	-23.76%	-1.69%	-22.07%
Average Drawdown Average peak-to-trough decline	-14.85%	-2.88%	-11.97%
Ulcer Index Depth and duration of drawdowns from previous peaks	14.28%	1.02%	+13.26%

Volatility

IALAX vs. IDITX - Volatility Comparison

Transamerica Capital Growth Fund (IALAX) has a higher volatility of 10.94% compared to Transamerica Bond (IDITX) at 1.10%. This indicates that IALAX's price experiences larger fluctuations and is considered to be riskier than IDITX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	IALAX	IDITX	Difference
Volatility (1M) Calculated over the trailing 1-month period	10.94%	1.10%	+9.84%
Volatility (6M) Calculated over the trailing 6-month period	23.71%	2.84%	+20.87%
Volatility (1Y) Calculated over the trailing 1-year period	30.05%	3.80%	+26.25%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	41.89%	5.39%	+36.50%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	34.84%	4.50%	+30.34%

IALAX vs. IDITX - Expense Ratio Comparison

IALAX has a 1.01% expense ratio, which is higher than IDITX's 0.88% expense ratio.

Dividends

IALAX vs. IDITX - Dividend Comparison

IALAX has not paid dividends to shareholders, while IDITX's dividend yield for the trailing twelve months is around 4.16%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
IALAX Transamerica Capital Growth Fund	0.00%	0.00%	0.00%	0.00%	0.00%	20.49%	5.37%	10.49%	4.92%	23.22%	22.63%	3.34%
IDITX Transamerica Bond	4.16%	4.08%	4.19%	3.59%	2.20%	2.72%	2.72%	3.06%	3.70%	3.72%	3.72%	3.40%

Frequently Asked Questions

Can I hold both IALAX and IDITX in my portfolio?

IALAX and IDITX have a correlation of 0.27, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, IALAX or IDITX?

IALAX has higher volatility (10.94%) compared to IDITX (1.10%). In terms of maximum drawdown, IALAX dropped -69.30% vs IDITX's -21.27%.

Which has better risk-adjusted returns?

IDITX currently has the higher Sharpe Ratio (1.18 vs -0.01), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.