IDITX vs. IMOAX

Last updated Jun 3, 2026

IDITX (Transamerica Bond) and IMOAX (Transamerica Asset Allocation Moderate Portfolio Fund) are both mutual funds - IDITX is a Intermediate Core-Plus Bond fund managed by Transamerica, while IMOAX is a Diversified Portfolio fund managed by Transamerica. Over the past 10 years, IDITX returned 2.08%/yr vs 6.85%/yr for IMOAX. At a 0.21 correlation, their price movements are largely independent. IDITX charges 0.88%/yr vs 0.47%/yr for IMOAX.

Performance

IDITX vs. IMOAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Transamerica Bond (IDITX) and Transamerica Asset Allocation Moderate Portfolio Fund (IMOAX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, IDITX achieves a 0.47% return, which is significantly lower than IMOAX's 5.47% return. Over the past 10 years, IDITX has underperformed IMOAX with an annualized return of 2.08%, while IMOAX has yielded a comparatively higher 6.85% annualized return.

IDITX

• 1D: -0.12%
• 1M: 0.21%
• YTD: 0.47%
• 6M: 0.58%
• 1Y: 5.52%
• 3Y*: 4.20%
• 5Y*: 0.15%
• 10Y*: 2.08%

IMOAX

• 1D: 0.08%
• 1M: 2.58%
• YTD: 5.47%
• 6M: 6.35%
• 1Y: 16.39%
• 3Y*: 12.40%
• 5Y*: 5.22%
• 10Y*: 6.85%

*Multi-year figures are annualized to reflect compound growth (CAGR)

IDITX vs. IMOAX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
IDITX Transamerica Bond	0.47%	6.83%	1.80%	5.96%	-14.07%	-0.11%	6.43%	9.08%	-0.76%	4.92%
IMOAX Transamerica Asset Allocation Moderate Portfolio Fund	5.47%	14.86%	9.81%	12.66%	-16.03%	7.92%	14.66%	14.68%	-6.22%	12.45%

Correlation

The correlation between IDITX and IMOAX is 0.51, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.51
Correlation (3Y) Calculated over the trailing 3-year period	0.50
Correlation (5Y) Calculated over the trailing 5-year period	0.44
Correlation (10Y) Calculated over the trailing 10-year period	0.32
Correlation (All Time) Calculated using the full available price history since Mar 6, 2002	0.21

Over the past year, IDITX and IMOAX have become more correlated (0.51) than their long-term average of 0.21, meaning their price movements have been converging.

Return for Risk

IDITX vs. IMOAX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

IDITX

IDITX Risk / Return Rank: 23
IDITX Sharpe Ratio Rank: 23
IDITX Sortino Ratio Rank: 25
IDITX Omega Ratio Rank: 22
IDITX Calmar Ratio Rank: 24
IDITX Martin Ratio Rank: 22

IMOAX

IMOAX Risk / Return Rank: 54
IMOAX Sharpe Ratio Rank: 54
IMOAX Sortino Ratio Rank: 55
IMOAX Omega Ratio Rank: 54
IMOAX Calmar Ratio Rank: 49
IMOAX Martin Ratio Rank: 60

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

IDITX vs. IMOAX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Transamerica Bond (IDITX) and Transamerica Asset Allocation Moderate Portfolio Fund (IMOAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	IDITX	IMOAX	Difference
Sharpe ratio Return per unit of total volatility	1.38	2.16	-0.78
Sortino ratio Return per unit of downside risk	2.09	3.13	-1.04
Omega ratio Gain probability vs. loss probability	1.24	1.41	-0.16
Calmar ratio Return relative to maximum drawdown	1.84	2.68	-0.84
Martin ratio Return relative to average drawdown	5.78	11.96	-6.18
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

IDITX vs. IMOAX - Sharpe Ratio Comparison

The current IDITX Sharpe Ratio is 1.38, which is lower than the IMOAX Sharpe Ratio of 2.16. The chart below compares the historical Sharpe Ratios of IDITX and IMOAX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	IDITX	IMOAX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.38	2.16	-0.78
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.03	0.57	-0.54
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.47	0.77	-0.30
Sharpe Ratio (All Time) Calculated using the full available price history	1.11	0.61	+0.50

Drawdowns

IDITX vs. IMOAX - Drawdown Comparison

The maximum IDITX drawdown since its inception was -21.27%, smaller than the maximum IMOAX drawdown of -37.71%. Use the drawdown chart below to compare losses from any high point for IDITX and IMOAX.

Drawdown Indicators

	IDITX	IMOAX	Difference
Max Drawdown Largest peak-to-trough decline	-21.27%	-37.71%	+16.44%
Max Drawdown (1Y) Largest decline over 1 year	-3.04%	-6.18%	+3.14%
Max Drawdown (3Y) Largest decline over 3 years	-6.07%	-9.37%	+3.30%
Max Drawdown (5Y) Largest decline over 5 years	-18.33%	-22.51%	+4.18%
Max Drawdown (10Y) Largest decline over 10 years	-18.33%	-22.51%	+4.18%
Current Drawdown Current decline from peak	-1.45%	0.00%	-1.45%
Average Drawdown Average peak-to-trough decline	-2.88%	-4.91%	+2.03%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.97%	1.39%	-0.42%

Volatility

IDITX vs. IMOAX - Volatility Comparison

The current volatility for Transamerica Bond (IDITX) is 1.31%, while Transamerica Asset Allocation Moderate Portfolio Fund (IMOAX) has a volatility of 2.37%. This indicates that IDITX experiences smaller price fluctuations and is considered to be less risky than IMOAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	IDITX	IMOAX	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.31%	2.37%	-1.06%
Volatility (6M) Calculated over the trailing 6-month period	2.81%	6.20%	-3.39%
Volatility (1Y) Calculated over the trailing 1-year period	3.83%	7.71%	-3.88%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.38%	9.18%	-3.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	4.49%	8.96%	-4.47%

IDITX vs. IMOAX - Expense Ratio Comparison

IDITX has a 0.88% expense ratio, which is higher than IMOAX's 0.47% expense ratio.

Dividends

IDITX vs. IMOAX - Dividend Comparison

IDITX's dividend yield for the trailing twelve months is around 4.15%, less than IMOAX's 5.98% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
IDITX Transamerica Bond	4.15%	4.08%	4.19%	3.59%	2.20%	2.72%	2.72%	3.06%	3.70%	3.72%	3.72%	3.40%
IMOAX Transamerica Asset Allocation Moderate Portfolio Fund	5.98%	6.31%	4.98%	3.65%	1.55%	8.17%	4.08%	5.74%	10.16%	7.86%	5.53%	6.74%

Frequently Asked Questions

Can I hold both IDITX and IMOAX in my portfolio?

IDITX and IMOAX have a correlation of 0.51, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, IDITX or IMOAX?

IMOAX has higher volatility (2.37%) compared to IDITX (1.31%). In terms of maximum drawdown, IDITX dropped -21.27% vs IMOAX's -37.71%.

Which has better risk-adjusted returns?

IMOAX currently has the higher Sharpe Ratio (2.16 vs 1.38), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.