HIG vs. ORLY
HIG (The Hartford Financial Services Group, Inc.) and ORLY (O'Reilly Automotive, Inc.) are both stocks. HIG operates in Insurance - Diversified (Financial Services), while ORLY operates in Specialty Retail (Consumer Cyclical). Over the past 10 years, HIG returned 13.70%/yr vs 17.73%/yr for ORLY. At a 0.30 correlation, their price movements are largely independent.
Performance
HIG vs. ORLY - Performance Comparison
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Returns By Period
In the year-to-date period, HIG achieves a -6.57% return, which is significantly lower than ORLY's -2.40% return. Over the past 10 years, HIG has underperformed ORLY with an annualized return of 13.70%, while ORLY has yielded a comparatively higher 17.73% annualized return.
HIG
- 1D
- -3.44%
- 1M
- -2.90%
- YTD
- -6.57%
- 6M
- -0.76%
- 1Y
- 0.38%
- 3Y*
- 23.66%
- 5Y*
- 16.41%
- 10Y*
- 13.70%
ORLY
- 1D
- -1.45%
- 1M
- -4.24%
- YTD
- -2.40%
- 6M
- -9.27%
- 1Y
- -3.08%
- 3Y*
- 13.76%
- 5Y*
- 20.39%
- 10Y*
- 17.73%
HIG vs. ORLY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HIG The Hartford Financial Services Group, Inc. | -6.57% | 28.09% | 38.54% | 8.55% | 12.31% | 44.23% | -16.98% | 39.71% | -19.24% | 20.25% |
ORLY O'Reilly Automotive, Inc. | -2.40% | 15.38% | 24.81% | 12.56% | 19.51% | 56.05% | 3.27% | 27.28% | 43.15% | -13.60% |
Correlation
The correlation between HIG and ORLY is 0.31, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.31 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.33 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.35 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.29 |
Correlation (All Time) Calculated using the full available price history since Dec 20, 1995 | 0.30 |
Fundamentals
HIG:
$19.00
ORLY:
$3.06
HIG:
6.72
ORLY:
29.10
HIG:
0.31
ORLY:
3.13
HIG:
0.95
ORLY:
4.16
HIG:
$28.76B
ORLY:
$18.21B
HIG:
$10.29B
ORLY:
$9.40B
HIG:
$4.43B
ORLY:
$3.96B
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Return for Risk
HIG vs. ORLY — Risk / Return Rank
HIG
ORLY
HIG vs. ORLY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Hartford Financial Services Group, Inc. (HIG) and O'Reilly Automotive, Inc. (ORLY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| HIG | ORLY | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.15 | ||
| Sortino ratioReturn per unit of downside risk | +0.20 | ||
| Omega ratioGain probability vs. loss probability | 1.02 | 1.00 | +0.02 |
| Calmar ratioReturn relative to maximum drawdown | 0.03 | -0.15 | +0.19 |
| Martin ratioReturn relative to average drawdown | 0.09 | -0.29 | +0.38 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| HIG | ORLY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.02 | -0.13 | +0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.75 | 0.91 | -0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.47 | 0.67 | -0.20 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.16 | 0.64 | -0.48 |
Drawdowns
HIG vs. ORLY - Drawdown Comparison
The maximum HIG drawdown since its inception was -96.25%, which is greater than ORLY's maximum drawdown of -65.42%. Use the drawdown chart below to compare losses from any high point for HIG and ORLY.
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Drawdown Indicators
| HIG | ORLY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.25% | -65.42% | -30.83% |
Max Drawdown (1Y)Largest decline over 1 year | -11.46% | -20.02% | +8.56% |
Max Drawdown (3Y)Largest decline over 3 years | -13.72% | -20.02% | +6.30% |
Max Drawdown (5Y)Largest decline over 5 years | -18.63% | -23.03% | +4.40% |
Max Drawdown (10Y)Largest decline over 10 years | -57.59% | -42.00% | -15.59% |
Current DrawdownCurrent decline from peak | -10.30% | -17.44% | +7.14% |
Average DrawdownAverage peak-to-trough decline | -30.85% | -10.78% | -20.07% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.50% | 10.58% | -6.08% |
Volatility
HIG vs. ORLY - Volatility Comparison
The Hartford Financial Services Group, Inc. (HIG) and O'Reilly Automotive, Inc. (ORLY) have volatilities of 7.35% and 7.10%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| HIG | ORLY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.35% | 7.10% | +0.25% |
Volatility (6M)Calculated over the trailing 6-month period | 14.24% | 18.17% | -3.93% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.13% | 23.08% | -3.95% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.04% | 22.64% | -0.60% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 29.13% | 26.53% | +2.60% |
Dividends
HIG vs. ORLY - Dividend Comparison
HIG's dividend yield for the trailing twelve months is around 1.82%, while ORLY has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
HIG The Hartford Financial Services Group, Inc. | 1.82% | 1.57% | 1.76% | 2.17% | 2.08% | 2.08% | 2.65% | 1.97% | 2.47% | 1.67% | 1.80% | 1.79% |
ORLY O'Reilly Automotive, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
HIG vs. ORLY - Financials Comparison
This section allows you to compare key financial metrics between The Hartford Financial Services Group, Inc. and O'Reilly Automotive, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HIG vs. ORLY - Profitability Comparison
HIG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The Hartford Financial Services Group, Inc. reported a gross profit of 0.00 and revenue of 7.23B. Therefore, the gross margin over that period was 0.0%.
ORLY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, O'Reilly Automotive, Inc. reported a gross profit of 2.35B and revenue of 4.56B. Therefore, the gross margin over that period was 51.5%.
HIG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The Hartford Financial Services Group, Inc. reported an operating income of 0.00 and revenue of 7.23B, resulting in an operating margin of 0.0%.
ORLY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, O'Reilly Automotive, Inc. reported an operating income of 841.61M and revenue of 4.56B, resulting in an operating margin of 18.5%.
HIG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The Hartford Financial Services Group, Inc. reported a net income of 856.00M and revenue of 7.23B, resulting in a net margin of 11.9%.
ORLY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, O'Reilly Automotive, Inc. reported a net income of 604.18M and revenue of 4.56B, resulting in a net margin of 13.3%.
Frequently Asked Questions
HIG and ORLY have a correlation of 0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
HIG has higher volatility (7.35%) compared to ORLY (7.10%). In terms of maximum drawdown, HIG dropped -96.25% vs ORLY's -65.42%.
HIG currently has the higher Sharpe Ratio (0.02 vs -0.13), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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