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HIG vs. AFG
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

HIG vs. AFG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in The Hartford Financial Services Group, Inc. (HIG) and American Financial Group, Inc. (AFG). The values are adjusted to include any dividend payments, if applicable.

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HIG vs. AFG - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
HIG
The Hartford Financial Services Group, Inc.
-1.45%28.09%38.54%8.55%12.31%44.23%-16.98%39.71%-19.24%20.25%
AFG
American Financial Group, Inc.
-4.83%5.45%23.79%-7.61%10.91%93.83%-16.18%27.10%-13.04%29.20%

Fundamentals

Market Cap

HIG:

$38.22B

AFG:

$10.65B

EPS

HIG:

$13.45

AFG:

$10.09

PE Ratio

HIG:

10.05

AFG:

12.65

PEG Ratio

HIG:

0.46

AFG:

0.39

PS Ratio

HIG:

1.36

AFG:

1.31

PB Ratio

HIG:

2.05

AFG:

2.21

Total Revenue (TTM)

HIG:

$28.34B

AFG:

$8.14B

Gross Profit (TTM)

HIG:

$13.10B

AFG:

$968.00M

EBITDA (TTM)

HIG:

$5.22B

AFG:

$1.22B

Returns By Period

In the year-to-date period, HIG achieves a -1.45% return, which is significantly higher than AFG's -4.83% return. Both investments have delivered pretty close results over the past 10 years, with HIG having a 13.60% annualized return and AFG not far ahead at 14.07%.


HIG

1D
0.59%
1M
-3.57%
YTD
-1.45%
6M
2.26%
1Y
11.12%
3Y*
27.12%
5Y*
16.99%
10Y*
13.60%

AFG

1D
0.45%
1M
-3.96%
YTD
-4.83%
6M
-8.89%
1Y
2.35%
3Y*
7.83%
5Y*
13.54%
10Y*
14.07%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

HIG vs. AFG — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HIG
HIG Risk / Return Rank: 6060
Overall Rank
HIG Sharpe Ratio Rank: 6161
Sharpe Ratio Rank
HIG Sortino Ratio Rank: 5353
Sortino Ratio Rank
HIG Omega Ratio Rank: 5252
Omega Ratio Rank
HIG Calmar Ratio Rank: 6565
Calmar Ratio Rank
HIG Martin Ratio Rank: 6868
Martin Ratio Rank

AFG
AFG Risk / Return Rank: 4343
Overall Rank
AFG Sharpe Ratio Rank: 4545
Sharpe Ratio Rank
AFG Sortino Ratio Rank: 3737
Sortino Ratio Rank
AFG Omega Ratio Rank: 3737
Omega Ratio Rank
AFG Calmar Ratio Rank: 4949
Calmar Ratio Rank
AFG Martin Ratio Rank: 4848
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HIG vs. AFG - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for The Hartford Financial Services Group, Inc. (HIG) and American Financial Group, Inc. (AFG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


HIGAFGDifference

Sharpe ratio

Return per unit of total volatility

0.53

0.10

+0.43

Sortino ratio

Return per unit of downside risk

0.86

0.30

+0.56

Omega ratio

Gain probability vs. loss probability

1.11

1.04

+0.07

Calmar ratio

Return relative to maximum drawdown

1.04

0.26

+0.78

Martin ratio

Return relative to average drawdown

2.90

0.50

+2.41

HIG vs. AFG - Sharpe Ratio Comparison

The current HIG Sharpe Ratio is 0.53, which is higher than the AFG Sharpe Ratio of 0.10. The chart below compares the historical Sharpe Ratios of HIG and AFG, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


HIGAFGDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.53

0.10

+0.43

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.78

0.59

+0.19

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.47

0.47

0.00

Sharpe Ratio (All Time)

Calculated using the full available price history

0.16

0.34

-0.17

Correlation

The correlation between HIG and AFG is 0.57, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.


Dividends

HIG vs. AFG - Dividend Comparison

HIG's dividend yield for the trailing twelve months is around 1.66%, less than AFG's 5.37% yield.


TTM20252024202320222021202020192018201720162015
HIG
The Hartford Financial Services Group, Inc.
1.66%1.57%1.76%2.17%2.08%2.08%2.65%1.97%2.47%1.67%1.80%1.79%
AFG
American Financial Group, Inc.
5.37%5.33%6.89%6.81%10.42%20.43%4.39%4.51%4.92%4.41%2.44%2.82%

Drawdowns

HIG vs. AFG - Drawdown Comparison

The maximum HIG drawdown since its inception was -96.25%, which is greater than AFG's maximum drawdown of -62.94%. Use the drawdown chart below to compare losses from any high point for HIG and AFG.


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Drawdown Indicators


HIGAFGDifference

Max Drawdown

Largest peak-to-trough decline

-96.25%

-62.94%

-33.31%

Max Drawdown (1Y)

Largest decline over 1 year

-12.04%

-13.19%

+1.15%

Max Drawdown (5Y)

Largest decline over 5 years

-18.63%

-23.85%

+5.22%

Max Drawdown (10Y)

Largest decline over 10 years

-57.59%

-58.98%

+1.39%

Current Drawdown

Current decline from peak

-5.38%

-10.72%

+5.34%

Average Drawdown

Average peak-to-trough decline

-31.01%

-16.79%

-14.22%

Ulcer Index

Depth and duration of drawdowns from previous peaks

4.30%

6.78%

-2.48%

Volatility

HIG vs. AFG - Volatility Comparison

The Hartford Financial Services Group, Inc. (HIG) and American Financial Group, Inc. (AFG) have volatilities of 5.46% and 5.65%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


HIGAFGDifference

Volatility (1M)

Calculated over the trailing 1-month period

5.46%

5.65%

-0.19%

Volatility (6M)

Calculated over the trailing 6-month period

12.95%

14.46%

-1.51%

Volatility (1Y)

Calculated over the trailing 1-year period

21.17%

23.01%

-1.84%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

21.93%

23.03%

-1.10%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

29.07%

30.26%

-1.19%

Financials

HIG vs. AFG - Financials Comparison

This section allows you to compare key financial metrics between The Hartford Financial Services Group, Inc. and American Financial Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


1.00B2.00B3.00B4.00B5.00B6.00B7.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
7.31B
2.06B
(HIG) Total Revenue
(AFG) Total Revenue
Values in USD except per share items

HIG vs. AFG - Profitability Comparison

The chart below illustrates the profitability comparison between The Hartford Financial Services Group, Inc. and American Financial Group, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
49.0%
0
Portfolio components
HIG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, The Hartford Financial Services Group, Inc. reported a gross profit of 3.58B and revenue of 7.31B. Therefore, the gross margin over that period was 49.0%.

AFG - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, American Financial Group, Inc. reported a gross profit of 0.00 and revenue of 2.06B. Therefore, the gross margin over that period was 0.0%.

HIG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, The Hartford Financial Services Group, Inc. reported an operating income of 1.41B and revenue of 7.31B, resulting in an operating margin of 19.3%.

AFG - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, American Financial Group, Inc. reported an operating income of 402.00M and revenue of 2.06B, resulting in an operating margin of 19.5%.

HIG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, The Hartford Financial Services Group, Inc. reported a net income of 1.13B and revenue of 7.31B, resulting in a net margin of 15.5%.

AFG - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, American Financial Group, Inc. reported a net income of 299.00M and revenue of 2.06B, resulting in a net margin of 14.5%.