HIG vs. CB
HIG (The Hartford Financial Services Group, Inc.) and CB (Chubb Limited) are both stocks. Both are in the Financial Services sector — HIG in Insurance - Diversified, CB in Insurance - Property & Casualty. Over the past 10 years, HIG returned 15.92%/yr vs 12.89%/yr for CB. Their 0.61 correlation means they have sometimes moved together and sometimes differently.
Performance
HIG vs. CB - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, HIG achieves a 3.91% return, which is significantly lower than CB's 13.04% return. Over the past 10 years, HIG has outperformed CB with an annualized return of 15.92%, while CB has yielded a comparatively lower 12.89% annualized return.
HIG
- 1D
- -0.80%
- 1M
- 2.95%
- 6M
- 6.02%
- YTD
- 3.91%
- 1Y
- 17.39%
- 3Y*
- 27.73%
- 5Y*
- 19.79%
- 10Y*
- 15.92%
- ALL TIME*
- 8.24%
CB
- 1D
- 0.15%
- 1M
- -2.90%
- 6M
- 13.97%
- YTD
- 13.04%
- 1Y
- 32.82%
- 3Y*
- 21.57%
- 5Y*
- 17.48%
- 10Y*
- 12.89%
- ALL TIME*
- 11.11%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $775.34M | $719.59M | $600.51M | |
| $261.78M | $236.14M | $236.36M |
HIG vs. CB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
HIG The Hartford Financial Services Group, Inc. | 3.91% | 28.09% | 38.54% | 8.55% | 12.31% | 44.23% | -16.98% | 39.71% | -19.24% | 20.25% |
CB Chubb Limited | 13.04% | 14.46% | 23.89% | 4.20% | 15.97% | 27.85% | 1.41% | 22.94% | -9.63% | 12.82% |
Correlation
The correlation between HIG and CB is 0.68, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.68 |
Correlation (3Y) Balances recent behavior with more history. | 0.72 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.76 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.72 |
Correlation (All Time) Calculated using the full available price history since Dec 20, 1995 | 0.61 |
The correlation between HIG and CB shifts across timeframes, from 0.61 (all time) to 0.76 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
HIG:
$38.90B
CB:
$135.29B
HIG:
$20.54
CB:
$35.80
HIG:
6.91
CB:
9.80
HIG:
0.32
CB:
0.68
HIG:
1.04
CB:
3.94
HIG:
$29.03B
CB:
$35.28B
HIG:
$10.25B
CB:
$10.23B
HIG:
$4.26B
CB:
$15.23B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
HIG vs. CB — Risk / Return Rank
HIG
CB
HIG vs. CB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Hartford Financial Services Group, Inc. (HIG) and Chubb Limited (CB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HIG | CB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.91 | ||
| Sortino ratioReturn per unit of downside risk | -1.26 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.32 | -0.16 |
| Calmar ratioReturn relative to maximum drawdown | 1.41 | 3.60 | -2.19 |
| Martin ratioReturn relative to average drawdown | 3.44 | 9.94 | -6.50 |
Loading charts...
Drawdowns
HIG vs. CB - Drawdown Comparison
The maximum HIG drawdown since its inception was -96.25%, which is greater than CB's maximum drawdown of -50.99%. Use the drawdown chart below to compare losses from any high point for HIG and CB.
Loading charts...
Drawdown Indicators
| HIG | CB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.25% | -50.99% | -45.26% |
Max Drawdown (1Y)Largest decline over 1 year | -11.46% | -9.36% | -2.10% |
Max Drawdown (3Y)Largest decline over 3 years | -13.72% | -14.35% | +0.63% |
Max Drawdown (5Y)Largest decline over 5 years | -18.63% | -19.26% | +0.63% |
Max Drawdown (10Y)Largest decline over 10 years | -57.59% | -42.59% | -15.00% |
Current DrawdownCurrent decline from peak | -2.59% | -3.53% | +0.94% |
Average DrawdownAverage peak-to-trough decline | -30.72% | -10.65% | -20.07% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.68% | 3.38% | +1.30% |
Volatility
HIG vs. CB - Volatility Comparison
The current volatility for The Hartford Financial Services Group, Inc. (HIG) is 7.06%, while Chubb Limited (CB) has a volatility of 8.96%. This indicates that HIG experiences smaller price fluctuations and is considered to be less risky than CB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| HIG | CB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.06% | 8.96% | -1.90% |
Volatility (6M)Calculated over the trailing 6-month period | 15.01% | 15.55% | -0.54% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.29% | 19.27% | +0.02% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.91% | 20.39% | +1.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.92% | 23.81% | +5.11% |
Dividends
HIG vs. CB - Dividend Comparison
HIG's dividend yield for the trailing twelve months is around 1.63%, more than CB's 1.12% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CB Chubb Limited | 1.12% | 1.22% | 1.30% | 1.51% | 1.49% | 1.65% | 2.01% | 1.91% | 2.24% | 1.93% | 2.07% | 4.23% |
HIG The Hartford Financial Services Group, Inc. | 1.63% | 1.57% | 1.76% | 2.17% | 2.08% | 2.08% | 2.65% | 1.97% | 2.47% | 1.67% | 1.80% | 1.79% |
Financials
HIG vs. CB - Financials Comparison
This section allows you to compare key financial metrics between The Hartford Financial Services Group, Inc. and Chubb Limited. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
HIG vs. CB - Profitability Comparison
HIG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, The Hartford Financial Services Group, Inc. reported a gross profit of 0.00 and revenue of 7.26B. Therefore, the gross margin over that period was 0.0%.
CB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Chubb Limited reported a gross profit of -6.85B and revenue of -10.99B. Therefore, the gross margin over that period was 62.3%.
HIG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, The Hartford Financial Services Group, Inc. reported an operating income of 0.00 and revenue of 7.26B, resulting in an operating margin of 0.0%.
CB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Chubb Limited reported an operating income of 14.07M and revenue of -10.99B, resulting in an operating margin of -0.1%.
HIG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, The Hartford Financial Services Group, Inc. reported a net income of 1.30B and revenue of 7.26B, resulting in a net margin of 17.9%.
CB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Chubb Limited reported a net income of 5.88B and revenue of -10.99B, resulting in a net margin of -53.5%.
Frequently Asked Questions
HIG and CB have a correlation of 0.68, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CB has higher volatility (8.96%) compared to HIG (7.06%). In terms of maximum drawdown, HIG dropped -96.25% vs CB's -50.99%.
CB currently has the higher Sharpe Ratio (1.75 vs 0.84), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for HIG and CB
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer