HEAL vs. GERM

Last updated Jun 25, 2026

HEAL (Global X HealthTech ETF) and GERM (Amplify Treatments, Testing and Advancements ETF) are both Health & Biotech Equities funds - HEAL tracks the Global X HealthTech Index while GERM tracks the Prime Treatments, Testing and Advancements Index. Both are passively managed. Over the past year, HEAL returned -16.50% vs 0.00% for GERM. HEAL charges 0.50%/yr vs 0.68%/yr for GERM.

Performance

HEAL vs. GERM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Global X HealthTech ETF (HEAL) and Amplify Treatments, Testing and Advancements ETF (GERM). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

HEAL

• 1D: 1.89%
• 1M: 7.54%
• YTD: -8.68%
• 6M: -10.67%
• 1Y: -16.50%
• 3Y*: -7.55%
• 5Y*: -14.39%
• 10Y*: —

GERM

• 1D: 0.00%
• 1M: 0.00%
• YTD: 0.00%
• 6M: 0.00%
• 1Y: 0.00%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

HEAL vs. GERM - Yearly Performance Comparison

	2026 (YTD)	2025	2024
HEAL Global X HealthTech ETF	-8.68%	-0.62%	5.70%
GERM Amplify Treatments, Testing and Advancements ETF	0.00%	0.00%	0.00%

HEAL vs. GERM - Sectors Allocation Comparison

Sectors	HEAL	GERM
Healthcare	96.5%	99.3%
Technology	2.9%	-
Basic Materials	-	-
Communication Services	-	-
Consumer Cyclical	-	-
Consumer Defensive	-	-
Energy	-	-
Financial Services	-	0.4%
Industrials	-	-
Real Estate	-	-
Utilities	-	-

Return for Risk

HEAL vs. GERM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HEAL

HEAL Risk / Return Rank: 4
HEAL Sharpe Ratio Rank: 3
HEAL Sortino Ratio Rank: 3
HEAL Omega Ratio Rank: 4
HEAL Calmar Ratio Rank: 5
HEAL Martin Ratio Rank: 4

GERM

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HEAL vs. GERM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Global X HealthTech ETF (HEAL) and Amplify Treatments, Testing and Advancements ETF (GERM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	HEAL	GERM	Difference
Sharpe ratio: Return per unit of total volatility	-0.74	—	—
Sortino ratio: Return per unit of downside risk	-0.97	—	—
Omega ratio: Gain probability vs. loss probability	0.89	—	—
Calmar ratio: Return relative to maximum drawdown	-0.54	—	—
Martin ratio: Return relative to average drawdown	-1.03	—	—

Drawdowns

HEAL vs. GERM - Drawdown Comparison

The maximum HEAL drawdown since its inception was -65.76%, which is greater than GERM's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for HEAL and GERM.

Drawdown Indicators

	HEAL	GERM	Difference
Max Drawdown Largest peak-to-trough decline	-65.76%	0.00%	-65.76%
Max Drawdown (1Y) Largest decline over 1 year	-30.71%	0.00%	-30.71%
Max Drawdown (3Y) Largest decline over 3 years	-35.78%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-60.36%	—	—
Current Drawdown Current decline from peak	-60.58%	0.00%	-60.58%
Average Drawdown Average peak-to-trough decline	-43.21%	0.00%	-43.21%
Ulcer Index Depth and duration of drawdowns from previous peaks	16.03%	0.00%	+16.03%

Volatility

HEAL vs. GERM - Volatility Comparison

Global X HealthTech ETF (HEAL) has a higher volatility of 7.43% compared to Amplify Treatments, Testing and Advancements ETF (GERM) at 0.00%. This indicates that HEAL's price experiences larger fluctuations and is considered to be riskier than GERM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HEAL	GERM	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.43%	0.00%	+7.43%
Volatility (6M) Calculated over the trailing 6-month period	16.74%	0.00%	+16.74%
Volatility (1Y) Calculated over the trailing 1-year period	22.40%	0.00%	+22.40%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	26.47%	0.00%	+26.47%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	26.28%	0.00%	+26.28%

HEAL vs. GERM - Expense Ratio Comparison

HEAL has a 0.50% expense ratio, which is lower than GERM's 0.68% expense ratio.

Dividends

HEAL vs. GERM - Dividend Comparison

HEAL's dividend yield for the trailing twelve months is around 0.36%, while GERM has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020
GERM Amplify Treatments, Testing and Advancements ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
HEAL Global X HealthTech ETF	0.36%	0.33%	0.00%	0.00%	0.00%	0.00%	0.03%

Frequently Asked Questions

Which is riskier, HEAL or GERM?

HEAL has higher volatility (7.43%) compared to GERM (0.00%). In terms of maximum drawdown, HEAL dropped -65.76% vs GERM's 0.00%.

Which ETF is better, HEAL or GERM?

On 1-year performance, GERM leads with 0.00% vs -16.50% for HEAL. On fees, HEAL is cheaper at 0.50% per year. On volatility, GERM has been the lower-risk option at 0.00%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, HEAL or GERM?

Over the 1-year period, GERM has performed better with a 0.00% return vs -16.50%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, HEAL or GERM?

HEAL is cheaper with a 0.50% expense ratio, compared with 0.68% for GERM.

Which ETF pays a higher dividend yield, HEAL or GERM?

HEAL has the higher dividend yield at 0.36%, compared with 0.00% for GERM.

What is the main difference between HEAL and GERM?

HEAL tracks Global X HealthTech Index, while GERM tracks Prime Treatments, Testing and Advancements Index. They also come from different issuers: Global X and Amplify. Their fees differ too: 0.50% for HEAL and 0.68% for GERM.