HAUS vs. CHAT

Last updated Jun 25, 2026

HAUS (Residential REIT ETF) and CHAT (Roundhill Generative AI & Technology ETF) are both exchange-traded funds - HAUS is a REIT fund actively managed by Armada ETF Advisors, while CHAT is a Technology Equities fund actively managed by Roundhill. Both are actively managed. Over the past 3 years, HAUS returned 10.32%/yr vs 51.00%/yr for CHAT. At a 0.10 correlation, their price movements are largely independent. HAUS charges 0.60%/yr vs 0.75%/yr for CHAT.

Performance

HAUS vs. CHAT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Residential REIT ETF (HAUS) and Roundhill Generative AI & Technology ETF (CHAT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, HAUS achieves a 7.50% return, which is significantly lower than CHAT's 62.42% return.

HAUS

• 1D: 0.80%
• 1M: 0.30%
• YTD: 7.50%
• 6M: 7.77%
• 1Y: 7.46%
• 3Y*: 10.32%
• 5Y*: —
• 10Y*: —

CHAT

• 1D: -0.63%
• 1M: 6.59%
• YTD: 62.42%
• 6M: 61.25%
• 1Y: 107.18%
• 3Y*: 51.00%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

HAUS vs. CHAT - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023
HAUS Residential REIT ETF	7.50%	-1.14%	15.93%	8.87%
CHAT Roundhill Generative AI & Technology ETF	62.42%	49.85%	30.98%	21.04%

Correlation

The correlation between HAUS and CHAT is -0.12, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.12
Correlation (3Y) Calculated over the trailing 3-year period	0.09
Correlation (All Time) Calculated using the full available price history since May 18, 2023	0.10

The correlation between HAUS and CHAT shifts across timeframes, from -0.12 (1 year) to 0.10 (all time), reflecting how their relationship changes across market environments.

Return for Risk

HAUS vs. CHAT — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HAUS

HAUS Risk / Return Rank: 19
HAUS Sharpe Ratio Rank: 17
HAUS Sortino Ratio Rank: 17
HAUS Omega Ratio Rank: 16
HAUS Calmar Ratio Rank: 22
HAUS Martin Ratio Rank: 22

CHAT

CHAT Risk / Return Rank: 89
CHAT Sharpe Ratio Rank: 94
CHAT Sortino Ratio Rank: 84
CHAT Omega Ratio Rank: 86
CHAT Calmar Ratio Rank: 94
CHAT Martin Ratio Rank: 90

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

HAUS vs. CHAT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Residential REIT ETF (HAUS) and Roundhill Generative AI & Technology ETF (CHAT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	HAUS	CHAT	Difference
Sharpe ratio: Return per unit of total volatility	0.52	3.10	-2.58
Sortino ratio: Return per unit of downside risk	0.83	3.36	-2.53
Omega ratio: Gain probability vs. loss probability	1.10	1.47	-0.37
Calmar ratio: Return relative to maximum drawdown	0.91	6.62	-5.71
Martin ratio: Return relative to average drawdown	2.53	18.29	-15.76

HAUS vs. CHAT - Sharpe Ratio Comparison

The current HAUS Sharpe Ratio is 0.52, which is lower than the CHAT Sharpe Ratio of 3.10. The chart below compares the historical Sharpe Ratios of HAUS and CHAT, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

HAUS vs. CHAT - Drawdown Comparison

The maximum HAUS drawdown since its inception was -35.91%, which is greater than CHAT's maximum drawdown of -31.34%. Use the drawdown chart below to compare losses from any high point for HAUS and CHAT.

Drawdown Indicators

	HAUS	CHAT	Difference
Max Drawdown Largest peak-to-trough decline	-35.91%	-31.34%	-4.57%
Max Drawdown (1Y) Largest decline over 1 year	-8.19%	-16.28%	+8.09%
Max Drawdown (3Y) Largest decline over 3 years	-17.25%	-31.34%	+14.09%
Current Drawdown Current decline from peak	-4.53%	-7.99%	+3.46%
Average Drawdown Average peak-to-trough decline	-17.56%	-5.39%	-12.17%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.96%	5.88%	-2.92%

Volatility

HAUS vs. CHAT - Volatility Comparison

The current volatility for Residential REIT ETF (HAUS) is 4.62%, while Roundhill Generative AI & Technology ETF (CHAT) has a volatility of 19.26%. This indicates that HAUS experiences smaller price fluctuations and is considered to be less risky than CHAT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	HAUS	CHAT	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.62%	19.26%	-14.64%
Volatility (6M) Calculated over the trailing 6-month period	10.51%	29.49%	-18.98%
Volatility (1Y) Calculated over the trailing 1-year period	14.45%	34.88%	-20.43%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	19.48%	31.21%	-11.73%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.48%	31.21%	-11.73%

HAUS vs. CHAT - Expense Ratio Comparison

HAUS has a 0.60% expense ratio, which is lower than CHAT's 0.75% expense ratio.

Dividends

HAUS vs. CHAT - Dividend Comparison

HAUS's dividend yield for the trailing twelve months is around 3.37%, more than CHAT's 1.76% yield.

Position	TTM	2025	2024	2023	2022
CHAT Roundhill Generative AI & Technology ETF	1.76%	2.85%	0.00%	0.00%	0.00%
HAUS Residential REIT ETF	3.37%	4.42%	2.08%	2.61%	2.26%

Frequently Asked Questions

Can I hold both HAUS and CHAT in my portfolio?

HAUS and CHAT have a correlation of -0.12, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, HAUS or CHAT?

CHAT has higher volatility (19.26%) compared to HAUS (4.62%). In terms of maximum drawdown, HAUS dropped -35.91% vs CHAT's -31.34%.

Which ETF is better, HAUS or CHAT?

On 3-year performance, CHAT leads with 51.00% vs 10.32% for HAUS. On fees, HAUS is cheaper at 0.60% per year. On volatility, HAUS has been the lower-risk option at 4.62%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, HAUS or CHAT?

Over the 3-year period, CHAT has performed better with a 51.00% return vs 10.32%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, HAUS or CHAT?

HAUS is cheaper with a 0.60% expense ratio, compared with 0.75% for CHAT.

Which ETF pays a higher dividend yield, HAUS or CHAT?

HAUS has the higher dividend yield at 3.37%, compared with 1.76% for CHAT.

What is the main difference between HAUS and CHAT?

HAUS is categorized as REIT, while CHAT is Technology Equities. They also come from different issuers: Armada ETF Advisors and Roundhill. Their fees differ too: 0.60% for HAUS and 0.75% for CHAT.

Which has better risk-adjusted returns?

CHAT currently has the higher Sharpe Ratio (3.10 vs 0.52), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.