GCOR vs. XAGG.TO

Last updated Apr 1, 2026

Compare and contrast key facts about Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR) and iShares U.S. Aggregate Bond Index ETF (XAGG.TO).

GCOR and XAGG.TO are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. GCOR is a passively managed fund by Goldman Sachs that tracks the performance of the FTSE Goldman Sachs US Broad Bond Market Index. It was launched on Sep 8, 2020. XAGG.TO is a passively managed fund by iShares that tracks the performance of the Bloomberg US Aggregate Bond Index. It was launched on Aug 6, 2021. Both GCOR and XAGG.TO are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.

Performance

GCOR vs. XAGG.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR) and iShares U.S. Aggregate Bond Index ETF (XAGG.TO). The values are adjusted to include any dividend payments, if applicable.

GCOR vs. XAGG.TO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
GCOR Goldman Sachs Access U.S. Aggregate Bond ETF	0.09%	7.22%	0.51%	5.79%	-13.83%	-1.20%
XAGG.TO iShares U.S. Aggregate Bond Index ETF	0.16%	6.52%	1.50%	3.94%	-11.98%	-1.50%

Different Trading Currencies

GCOR is traded in USD, while XAGG.TO is traded in CAD. To make them comparable, the XAGG.TO values have been converted to USD using the latest available exchange rates.

Returns By Period

In the year-to-date period, GCOR achieves a 0.09% return, which is significantly lower than XAGG.TO's 0.16% return.

GCOR

• 1D: 0.29%
• 1M: -1.76%
• YTD: 0.09%
• 6M: 1.02%
• 1Y: 4.41%
• 3Y*: 3.40%
• 5Y*: -0.07%
• 10Y*: —

XAGG.TO

• 1D: 0.50%
• 1M: -1.42%
• YTD: 0.16%
• 6M: 1.26%
• 1Y: 4.61%
• 3Y*: 3.56%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

GCOR vs. XAGG.TO - Expense Ratio Comparison

GCOR has a 0.08% expense ratio, which is lower than XAGG.TO's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

XAGG.TO

iShares U.S. Aggregate Bond Index ETF

GCOR

Goldman Sachs Access U.S. Aggregate Bond ETF

Return for Risk

GCOR vs. XAGG.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

GCOR

GCOR Risk / Return Rank: 57
GCOR Sharpe Ratio Rank: 59
GCOR Sortino Ratio Rank: 55
GCOR Omega Ratio Rank: 50
GCOR Calmar Ratio Rank: 71
GCOR Martin Ratio Rank: 52

XAGG.TO

XAGG.TO Risk / Return Rank: 18
XAGG.TO Sharpe Ratio Rank: 17
XAGG.TO Sortino Ratio Rank: 15
XAGG.TO Omega Ratio Rank: 14
XAGG.TO Calmar Ratio Rank: 26
XAGG.TO Martin Ratio Rank: 21

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

GCOR vs. XAGG.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR) and iShares U.S. Aggregate Bond Index ETF (XAGG.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	GCOR	XAGG.TO	Difference
Sharpe ratio Return per unit of total volatility	1.03	1.17	-0.14
Sortino ratio Return per unit of downside risk	1.43	1.70	-0.27
Omega ratio Gain probability vs. loss probability	1.19	1.22	-0.03
Calmar ratio Return relative to maximum drawdown	1.83	3.02	-1.19
Martin ratio Return relative to average drawdown	5.05	8.59	-3.54
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

GCOR vs. XAGG.TO - Sharpe Ratio Comparison

The current GCOR Sharpe Ratio is 1.03, which is comparable to the XAGG.TO Sharpe Ratio of 1.17. The chart below compares the historical Sharpe Ratios of GCOR and XAGG.TO, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	GCOR	XAGG.TO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.03	1.17	-0.14
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.01	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	-0.10	-0.12	+0.01

Correlation

The correlation between GCOR and XAGG.TO is 0.41, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

GCOR vs. XAGG.TO - Dividend Comparison

GCOR's dividend yield for the trailing twelve months is around 4.08%, more than XAGG.TO's 3.96% yield.

	TTM	2025	2024	2023	2022	2021	2020
GCOR Goldman Sachs Access U.S. Aggregate Bond ETF	4.08%	4.03%	4.36%	3.67%	2.11%	0.92%	0.24%
XAGG.TO iShares U.S. Aggregate Bond Index ETF	3.96%	3.86%	3.06%	2.29%	1.62%	1.02%	0.00%

Drawdowns

GCOR vs. XAGG.TO - Drawdown Comparison

The maximum GCOR drawdown since its inception was -18.94%, which is greater than XAGG.TO's maximum drawdown of -17.36%. Use the drawdown chart below to compare losses from any high point for GCOR and XAGG.TO.

Drawdown Indicators

	GCOR	XAGG.TO	Difference
Max Drawdown Largest peak-to-trough decline	-18.94%	-12.50%	-6.44%
Max Drawdown (1Y) Largest decline over 1 year	-2.53%	-5.67%	+3.14%
Max Drawdown (5Y) Largest decline over 5 years	-18.63%	—	—
Current Drawdown Current decline from peak	-3.59%	-1.33%	-2.26%
Average Drawdown Average peak-to-trough decline	-8.14%	-4.54%	-3.60%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.92%	3.45%	-2.53%

Volatility

GCOR vs. XAGG.TO - Volatility Comparison

Goldman Sachs Access U.S. Aggregate Bond ETF (GCOR) and iShares U.S. Aggregate Bond Index ETF (XAGG.TO) have volatilities of 1.60% and 1.64%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	GCOR	XAGG.TO	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.60%	1.64%	-0.04%
Volatility (6M) Calculated over the trailing 6-month period	2.45%	3.08%	-0.63%
Volatility (1Y) Calculated over the trailing 1-year period	4.30%	5.07%	-0.77%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	5.78%	8.45%	-2.67%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.57%	8.45%	-2.88%