GCBC vs. FCAP
GCBC (Greene County Bancorp, Inc.) and FCAP (First Capital, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, GCBC returned 16.52%/yr vs 9.79%/yr for FCAP. Their 0.09 correlation means their historical movements had little consistent relationship.
Performance
GCBC vs. FCAP - Performance Comparison
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Returns By Period
In the year-to-date period, GCBC achieves a 51.77% return, which is significantly higher than FCAP's 8.12% return. Over the past 10 years, GCBC has outperformed FCAP with an annualized return of 16.52%, while FCAP has yielded a comparatively lower 9.79% annualized return.
GCBC
- 1D
- 0.06%
- 1M
- -3.46%
- 6M
- 43.93%
- YTD
- 51.77%
- 1Y
- 47.51%
- 3Y*
- 1.12%
- 5Y*
- 18.24%
- 10Y*
- 16.52%
- ALL TIME*
- 16.29%
FCAP
- 1D
- 0.36%
- 1M
- -2.18%
- 6M
- 8.64%
- YTD
- 8.12%
- 1Y
- 84.62%
- 3Y*
- 22.83%
- 5Y*
- 11.43%
- 10Y*
- 9.79%
- ALL TIME*
- 10.93%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $953.34K | $749.51K | $550.37K | |
| $1.23M | $1.38M | $1.22M |
GCBC vs. FCAP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
GCBC Greene County Bancorp, Inc. | 51.77% | -18.53% | -0.61% | -0.57% | 57.91% | 46.75% | -9.74% | -6.14% | -3.39% | 44.60% |
FCAP First Capital, Inc. | 8.12% | 88.44% | 19.97% | 16.53% | -36.33% | -31.57% | -15.75% | 74.86% | 18.49% | 16.23% |
Correlation
The correlation between GCBC and FCAP is 0.43, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.43 |
Correlation (3Y) Balances recent behavior with more history. | 0.23 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.15 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.19 |
Correlation (All Time) Calculated using the full available price history since Jun 30, 1999 | 0.09 |
Over the past year, GCBC and FCAP have become more correlated (0.43) than their long-term average of 0.09, meaning their price movements have been converging.
Fundamentals
GCBC:
$569.67M
FCAP:
$211.71M
GCBC:
$3.21
FCAP:
$5.22
GCBC:
10.42
FCAP:
12.12
GCBC:
0.87
FCAP:
1.15
GCBC:
3.94
FCAP:
3.15
GCBC:
$108.54M
FCAP:
$67.09M
GCBC:
$65.70M
FCAP:
$51.50M
GCBC:
$34.74M
FCAP:
$21.91M
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Return for Risk
GCBC vs. FCAP — Risk / Return Rank
GCBC
FCAP
GCBC vs. FCAP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Greene County Bancorp, Inc. (GCBC) and First Capital, Inc. (FCAP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| GCBC | FCAP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.58 | ||
| Sortino ratioReturn per unit of downside risk | -0.55 | ||
| Omega ratioGain probability vs. loss probability | 1.22 | 1.31 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 3.22 | 2.55 | +0.67 |
| Martin ratioReturn relative to average drawdown | 5.92 | 4.97 | +0.95 |
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Drawdowns
GCBC vs. FCAP - Drawdown Comparison
The maximum GCBC drawdown since its inception was -53.06%, smaller than the maximum FCAP drawdown of -68.71%. Use the drawdown chart below to compare losses from any high point for GCBC and FCAP.
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Drawdown Indicators
| GCBC | FCAP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.06% | -68.71% | +15.65% |
Max Drawdown (1Y)Largest decline over 1 year | -13.61% | -32.51% | +18.90% |
Max Drawdown (3Y)Largest decline over 3 years | -42.92% | -35.79% | -7.13% |
Max Drawdown (5Y)Largest decline over 5 years | -53.06% | -44.14% | -8.92% |
Max Drawdown (10Y)Largest decline over 10 years | -53.06% | -68.71% | +15.65% |
Current DrawdownCurrent decline from peak | -8.00% | -8.16% | +0.16% |
Average DrawdownAverage peak-to-trough decline | -14.61% | -17.65% | +3.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.40% | 16.64% | -9.24% |
Volatility
GCBC vs. FCAP - Volatility Comparison
Greene County Bancorp, Inc. (GCBC) has a higher volatility of 9.97% compared to First Capital, Inc. (FCAP) at 8.01%. This indicates that GCBC's price experiences larger fluctuations and is considered to be riskier than FCAP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| GCBC | FCAP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.97% | 8.01% | +1.96% |
Volatility (6M)Calculated over the trailing 6-month period | 22.76% | 31.18% | -8.42% |
Volatility (1Y)Calculated over the trailing 1-year period | 35.59% | 45.95% | -10.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 43.45% | 36.03% | +7.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 42.61% | 39.29% | +3.32% |
Dividends
GCBC vs. FCAP - Dividend Comparison
GCBC's dividend yield for the trailing twelve months is around 1.20%, less than FCAP's 1.96% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCAP First Capital, Inc. | 1.96% | 2.03% | 3.47% | 3.87% | 4.18% | 2.57% | 1.59% | 1.30% | 2.17% | 2.34% | 2.59% | 3.22% |
GCBC Greene County Bancorp, Inc. | 1.20% | 1.71% | 1.23% | 1.06% | 0.94% | 1.36% | 1.80% | 1.46% | 1.27% | 1.18% | 1.64% | 2.28% |
Financials
GCBC vs. FCAP - Financials Comparison
This section allows you to compare key financial metrics between Greene County Bancorp, Inc. and First Capital, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
GCBC and FCAP have a correlation of 0.43, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
GCBC has higher volatility (9.97%) compared to FCAP (8.01%). In terms of maximum drawdown, GCBC dropped -53.06% vs FCAP's -68.71%.
FCAP currently has the higher Sharpe Ratio (1.82 vs 1.23), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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