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Greene County Bancorp, Inc. (GCBC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US3943571071

CUSIP

394357107

Sector

Financial Services

IPO Date

Dec 31, 1998

Highlights

Market Cap

$585.55M

EPS (TTM)

$1.44

PE Ratio

23.88

Total Revenue (TTM)

$107.90M

Gross Profit (TTM)

$103.56M

EBITDA (TTM)

-$6.00M

Year Range

$23.31 - $37.14

Short %

1.38%

Short Ratio

7.27

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
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Popular comparisons:
GCBC vs. ADM GCBC vs. FMC

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Greene County Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-10.00%-5.00%0.00%5.00%10.00%15.00%JuneJulyAugustSeptemberOctoberNovember
6.46%
10.60%
GCBC (Greene County Bancorp, Inc.)
Benchmark (^GSPC)

Returns By Period

Greene County Bancorp, Inc. had a return of 19.57% year-to-date (YTD) and 29.64% in the last 12 months. Over the past 10 years, Greene County Bancorp, Inc. had an annualized return of 21.39%, outperforming the S&P 500 benchmark which had an annualized return of 11.16%.


GCBC

YTD

19.57%

1M

11.91%

6M

4.09%

1Y

29.64%

5Y (annualized)

20.72%

10Y (annualized)

21.39%

^GSPC (Benchmark)

YTD

23.62%

1M

0.54%

6M

11.19%

1Y

30.63%

5Y (annualized)

13.61%

10Y (annualized)

11.16%

Monthly Returns

The table below presents the monthly returns of GCBC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-11.35%14.56%0.81%2.19%7.11%7.25%7.53%-5.68%-9.36%-9.39%19.57%
2023-14.75%15.34%-19.43%-9.39%30.65%11.40%15.64%-16.20%-16.52%-1.46%6.26%12.35%-0.57%
20222.80%8.22%9.69%16.80%7.51%-19.11%1.28%16.30%7.65%16.29%14.75%-24.71%57.91%
2021-6.94%1.30%4.60%1.60%13.32%-1.88%9.99%1.96%15.32%-5.99%-0.34%8.73%46.74%
20201.39%-6.98%-13.64%-10.15%5.53%1.23%-3.45%9.56%-7.54%3.97%12.30%1.11%-9.75%
2019-2.09%3.71%-3.62%1.84%-5.09%0.58%-5.68%-2.67%1.86%1.53%4.37%-0.45%-6.13%
20188.59%3.25%0.69%-5.59%-12.71%12.44%-0.00%3.40%-8.15%-0.09%6.29%-8.42%-3.39%
2017-3.93%0.65%5.89%6.00%-1.41%11.93%-9.93%-4.31%28.69%-0.50%3.18%6.02%44.60%
2016-1.63%14.84%-2.06%1.88%-1.11%-7.61%2.40%-0.09%0.72%3.18%27.10%5.29%46.54%
2015-5.55%2.60%-1.69%-0.00%-0.24%0.85%3.55%-2.76%-3.49%2.11%6.37%10.47%11.76%
2014-2.69%8.84%-6.03%3.85%-0.52%0.69%0.56%-1.02%2.78%2.63%7.30%2.03%19.00%
2013-2.31%0.73%-1.95%0.65%5.51%1.61%0.65%12.93%16.54%-7.36%-0.96%0.93%27.69%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of GCBC is 63, suggesting that the investment has average results relative to other stocks in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.


The Risk-Adjusted Performance Rank of GCBC is 6363
Combined Rank
The Sharpe Ratio Rank of GCBC is 6161
Sharpe Ratio Rank
The Sortino Ratio Rank of GCBC is 6060
Sortino Ratio Rank
The Omega Ratio Rank of GCBC is 5757
Omega Ratio Rank
The Calmar Ratio Rank of GCBC is 7373
Calmar Ratio Rank
The Martin Ratio Rank of GCBC is 6464
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Greene County Bancorp, Inc. (GCBC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for GCBC, currently valued at 0.55, compared to the broader market-4.00-2.000.002.004.000.552.51
The chart of Sortino ratio for GCBC, currently valued at 1.19, compared to the broader market-4.00-2.000.002.004.001.193.37
The chart of Omega ratio for GCBC, currently valued at 1.14, compared to the broader market0.501.001.502.001.141.47
The chart of Calmar ratio for GCBC, currently valued at 0.86, compared to the broader market0.002.004.006.000.863.63
The chart of Martin ratio for GCBC, currently valued at 2.31, compared to the broader market0.0010.0020.0030.002.3116.15
GCBC
^GSPC

The current Greene County Bancorp, Inc. Sharpe ratio is 0.55. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Greene County Bancorp, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.

Rolling 12-month Sharpe Ratio0.001.002.003.00JuneJulyAugustSeptemberOctoberNovember
0.55
2.48
GCBC (Greene County Bancorp, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Greene County Bancorp, Inc. provided a 1.02% dividend yield over the last twelve months, with an annual payout of $0.34 per share. The company has been increasing its dividends for 7 consecutive years.


1.00%2.00%3.00%4.00%5.00%$0.00$0.10$0.20$0.30$0.4020132014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016201520142013
Dividend$0.34$0.30$0.27$0.25$0.23$0.21$0.20$0.19$0.19$0.37$0.18$0.18

Dividend yield

1.02%1.06%0.94%1.36%1.80%1.46%1.27%1.18%1.64%4.60%2.36%2.69%

Monthly Dividends

The table displays the monthly dividend distributions for Greene County Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.08$0.00$0.00$0.08$0.00$0.00$0.09$0.00$0.00$0.09$0.34
2023$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.08$0.00$0.00$0.08$0.00$0.30
2022$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.27
2021$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.25
2020$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.23
2019$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.06$0.00$0.00$0.06$0.00$0.21
2018$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.20
2017$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.19
2016$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.19
2015$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.23$0.00$0.37
2014$0.00$0.04$0.00$0.00$0.04$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.18
2013$0.04$0.00$0.00$0.04$0.00$0.00$0.04$0.00$0.00$0.04$0.00$0.18

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%1.0%
Greene County Bancorp, Inc. has a dividend yield of 1.02%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
200.0%400.0%600.0%23.6%
Greene County Bancorp, Inc. has a payout ratio of 23.57%, which is below the market average. This means Greene County Bancorp, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-25.00%-20.00%-15.00%-10.00%-5.00%0.00%JuneJulyAugustSeptemberOctoberNovember
-10.49%
-2.18%
GCBC (Greene County Bancorp, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Greene County Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Greene County Bancorp, Inc. was 53.06%, occurring on May 3, 2023. The portfolio has not yet recovered.

The current Greene County Bancorp, Inc. drawdown is 10.49%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-53.06%Dec 1, 2022105May 3, 2023
-53.05%Mar 27, 2018489Mar 12, 2020383Sep 17, 2021872
-43.71%Sep 20, 2005461Oct 13, 2008198Dec 1, 2009659
-27.37%Sep 2, 199988May 10, 200062Oct 31, 2000150
-25.76%Feb 23, 201690Jun 29, 201695Nov 11, 2016185

Volatility

Volatility Chart

The current Greene County Bancorp, Inc. volatility is 22.23%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%JuneJulyAugustSeptemberOctoberNovember
22.23%
4.06%
GCBC (Greene County Bancorp, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Greene County Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Greene County Bancorp, Inc. compared to its peers in the Banks - Regional industry.


PE Ratio
20.040.060.080.0100.0120.023.9
The chart displays the price to earnings (P/E) ratio for GCBC in comparison to other companies of the Banks - Regional industry. Currently, GCBC has a PE value of 23.9. This PE ratio is much higher than those of other companies of the industry. This might be an indicator of the company being overvalued.
PEG Ratio
-5.00.05.010.015.00.0
The chart displays the price to earnings to growth (PEG) ratio for GCBC in comparison to other companies of the Banks - Regional industry. Currently, GCBC has a PEG value of 0.0. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Greene County Bancorp, Inc..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items