GBCI vs. TCBX

Last updated Aug 1, 2026

GBCI (Glacier Bancorp, Inc.) and TCBX (Third Coast Bancshares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 3 years, GBCI returned 18.57%/yr vs 29.54%/yr for TCBX. Their 0.58 correlation means they have sometimes moved together and sometimes differently.

Performance

GBCI vs. TCBX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Glacier Bancorp, Inc. (GBCI) and Third Coast Bancshares, Inc. (TCBX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, GBCI achieves a 13.41% return, which is significantly lower than TCBX's 15.34% return.

GBCI

• 1D: 0.65%
• 1M: -4.21%
• 6M: -1.43%
• YTD: 13.41%
• 1Y: 18.27%
• 3Y*: 18.57%
• 5Y*: 2.19%
• 10Y*: 9.67%
• ALL TIME*: 10.97%

TCBX

• 1D: 0.32%
• 1M: 9.60%
• 6M: 8.09%
• YTD: 15.34%
• 1Y: 20.61%
• 3Y*: 29.54%
• 5Y*: —
• 10Y*: —
• ALL TIME*: 11.70%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
GBCI Glacier Bancorp, Inc.	$68.71M	$61.39M	$56.33M
TCBX Third Coast Bancshares, Inc.	$6.72M	$5.46M	$4.66M

GBCI vs. TCBX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021
GBCI Glacier Bancorp, Inc.	13.41%	-9.59%	25.37%	-13.01%	-10.40%	-3.72%
TCBX Third Coast Bancshares, Inc.	15.34%	11.96%	70.86%	7.81%	-29.06%	-0.08%

Correlation

The correlation between GBCI and TCBX is 0.65, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.65
Correlation (3Y) Balances recent behavior with more history.	0.63
Correlation (All Time) Calculated using the full available price history since Nov 9, 2021	0.58

The correlation between GBCI and TCBX has been stable across timeframes, ranging from 0.58 to 0.65 - a consistent structural relationship.

Fundamentals

Market Cap GBCI : $6.41B TCBX : $618.19M
EPS GBCI : $1.41 TCBX : $5.91
PE Ratio GBCI : 34.99 TCBX : 7.42
PS Ratio GBCI : 3.28 TCBX : 1.39
Total Revenue (TTM) GBCI : $1.40B TCBX : $395.84M
Gross Profit (TTM) GBCI : $559.59M TCBX : $108.15M
EBITDA (TTM) GBCI : $507.73M TCBX : $141.48M

Return for Risk

GBCI vs. TCBX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

GBCI

GBCI Risk / Return Rank: 60
GBCI Sharpe Ratio Rank: 64
GBCI Sortino Ratio Rank: 57
GBCI Omega Ratio Rank: 56
GBCI Calmar Ratio Rank: 63
GBCI Martin Ratio Rank: 62

TCBX

TCBX Risk / Return Rank: 63
TCBX Sharpe Ratio Rank: 65
TCBX Sortino Ratio Rank: 59
TCBX Omega Ratio Rank: 57
TCBX Calmar Ratio Rank: 67
TCBX Martin Ratio Rank: 65

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

GBCI vs. TCBX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Glacier Bancorp, Inc. (GBCI) and Third Coast Bancshares, Inc. (TCBX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	GBCI	TCBX	Difference
Sharpe ratio: Return per unit of total volatility	0.54	0.58	-0.04
Sortino ratio: Return per unit of downside risk	0.94	1.04	-0.10
Omega ratio: Gain probability vs. loss probability	1.11	1.12	0.00
Calmar ratio: Return relative to maximum drawdown	0.80	1.03	-0.22
Martin ratio: Return relative to average drawdown	1.61	2.02	-0.41

GBCI vs. TCBX - Sharpe Ratio Comparison

The current GBCI Sharpe Ratio is 0.54, which is comparable to the TCBX Sharpe Ratio of 0.58. The chart below compares the historical Sharpe Ratios of GBCI and TCBX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

GBCI vs. TCBX - Drawdown Comparison

The maximum GBCI drawdown since its inception was -63.24%, which is greater than TCBX's maximum drawdown of -54.53%. Use the drawdown chart below to compare losses from any high point for GBCI and TCBX.

Drawdown Indicators

	GBCI	TCBX	Difference
Max Drawdown Largest peak-to-trough decline	-63.24%	-54.53%	-8.71%
Max Drawdown (1Y) Largest decline over 1 year	-19.56%	-16.06%	-3.50%
Max Drawdown (3Y) Largest decline over 3 years	-34.79%	-30.07%	-4.72%
Max Drawdown (5Y) Largest decline over 5 years	-53.50%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-56.50%	—	—
Current Drawdown Current decline from peak	-12.61%	-1.19%	-11.42%
Average Drawdown Average peak-to-trough decline	-19.01%	-21.14%	+2.13%
Ulcer Index Depth and duration of drawdowns from previous peaks	9.76%	8.19%	+1.57%

Volatility

GBCI vs. TCBX - Volatility Comparison

The current volatility for Glacier Bancorp, Inc. (GBCI) is 7.90%, while Third Coast Bancshares, Inc. (TCBX) has a volatility of 10.31%. This indicates that GBCI experiences smaller price fluctuations and is considered to be less risky than TCBX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	GBCI	TCBX	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.90%	10.31%	-2.41%
Volatility (6M) Calculated over the trailing 6-month period	19.31%	20.31%	-1.00%
Volatility (1Y) Calculated over the trailing 1-year period	29.21%	28.56%	+0.65%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	34.92%	33.34%	+1.58%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	35.06%	33.34%	+1.72%

Dividends

GBCI vs. TCBX - Dividend Comparison

GBCI's dividend yield for the trailing twelve months is around 2.68%, while TCBX has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
GBCI Glacier Bancorp, Inc.	2.68%	3.00%	2.63%	3.19%	2.87%	2.50%	3.00%	3.07%	2.55%	3.66%	3.04%	3.96%
TCBX Third Coast Bancshares, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

Frequently Asked Questions

Can I hold both GBCI and TCBX in my portfolio?

GBCI and TCBX have a correlation of 0.65, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, GBCI or TCBX?

TCBX has higher volatility (10.31%) compared to GBCI (7.90%). In terms of maximum drawdown, GBCI dropped -63.24% vs TCBX's -54.53%.

Which has better risk-adjusted returns?

TCBX currently has the higher Sharpe Ratio (0.58 vs 0.54), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.