TCBX vs. VTSAX
TCBX (Third Coast Bancshares, Inc.) is a stock, while VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) is Large Cap Blend Equities fund managed by Vanguard. Over the past 3 years, TCBX returned 31.82%/yr vs 20.66%/yr for VTSAX. At a 0.43 correlation, their price movements are largely independent.
Performance
TCBX vs. VTSAX - Performance Comparison
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Returns By Period
In the year-to-date period, TCBX achieves a 2.03% return, which is significantly lower than VTSAX's 10.72% return.
TCBX
- 1D
- -0.54%
- 1M
- 1.84%
- YTD
- 2.03%
- 6M
- -2.86%
- 1Y
- 26.36%
- 3Y*
- 31.82%
- 5Y*
- —
- 10Y*
- —
VTSAX
- 1D
- 1.14%
- 1M
- 0.90%
- YTD
- 10.72%
- 6M
- 9.93%
- 1Y
- 27.56%
- 3Y*
- 20.66%
- 5Y*
- 12.87%
- 10Y*
- 15.06%
TCBX vs. VTSAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
TCBX Third Coast Bancshares, Inc. | 2.03% | 11.96% | 70.86% | 7.81% | -29.06% | -0.08% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 10.72% | 17.12% | 23.23% | 26.51% | -19.52% | -0.13% |
Correlation
The correlation between TCBX and VTSAX is 0.38, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.38 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.45 |
Correlation (All Time) Calculated using the full available price history since Nov 9, 2021 | 0.43 |
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Return for Risk
TCBX vs. VTSAX — Risk / Return Rank
TCBX
VTSAX
TCBX vs. VTSAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Third Coast Bancshares, Inc. (TCBX) and Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TCBX | VTSAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.22 | ||
| Sortino ratioReturn per unit of downside risk | -1.40 | ||
| Omega ratioGain probability vs. loss probability | 1.17 | 1.38 | -0.21 |
| Calmar ratioReturn relative to maximum drawdown | 1.65 | 3.07 | -1.42 |
| Martin ratioReturn relative to average drawdown | 3.31 | 13.77 | -10.47 |
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Drawdowns
TCBX vs. VTSAX - Drawdown Comparison
The maximum TCBX drawdown since its inception was -54.53%, roughly equal to the maximum VTSAX drawdown of -55.33%. Use the drawdown chart below to compare losses from any high point for TCBX and VTSAX.
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Drawdown Indicators
| TCBX | VTSAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.53% | -55.33% | +0.80% |
Max Drawdown (1Y)Largest decline over 1 year | -16.06% | -8.92% | -7.14% |
Max Drawdown (3Y)Largest decline over 3 years | -30.07% | -19.36% | -10.71% |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.36% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -34.97% | — |
Current DrawdownCurrent decline from peak | -10.77% | -1.13% | -9.64% |
Average DrawdownAverage peak-to-trough decline | -21.51% | -8.99% | -12.52% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.99% | 1.99% | +6.00% |
Volatility
TCBX vs. VTSAX - Volatility Comparison
Third Coast Bancshares, Inc. (TCBX) has a higher volatility of 6.67% compared to Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) at 4.88%. This indicates that TCBX's price experiences larger fluctuations and is considered to be riskier than VTSAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TCBX | VTSAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.67% | 4.88% | +1.79% |
Volatility (6M)Calculated over the trailing 6-month period | 20.28% | 10.11% | +10.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.84% | 12.80% | +16.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 33.36% | 17.45% | +15.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.36% | 18.45% | +14.91% |
Dividends
TCBX vs. VTSAX - Dividend Comparison
TCBX has not paid dividends to shareholders, while VTSAX's dividend yield for the trailing twelve months is around 1.01%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCBX Third Coast Bancshares, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 1.01% | 1.11% | 1.26% | 1.42% | 1.65% | 1.20% | 1.41% | 1.76% | 2.03% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
TCBX and VTSAX have a correlation of 0.38, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TCBX has higher volatility (6.67%) compared to VTSAX (4.88%). In terms of maximum drawdown, TCBX dropped -54.53% vs VTSAX's -55.33%.
VTSAX currently has the higher Sharpe Ratio (2.14 vs 0.92), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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