FSENX vs. VTINX
FSENX (Fidelity Select Energy Portfolio) and VTINX (Vanguard Target Retirement Income Fund) are both mutual funds - FSENX is a Energy Equities fund actively managed by Fidelity, while VTINX is a Target Retirement Date fund managed by Vanguard. Over the past 10 years, FSENX returned 9.61%/yr vs 5.13%/yr for VTINX. Their 0.50 correlation means their historical movements had little consistent relationship. FSENX charges 0.77%/yr vs 0.08%/yr for VTINX.
Performance
FSENX vs. VTINX - Performance Comparison
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Returns By Period
In the year-to-date period, FSENX achieves a 37.97% return, which is significantly higher than VTINX's 4.83% return. Over the past 10 years, FSENX has outperformed VTINX with an annualized return of 9.61%, while VTINX has yielded a comparatively lower 5.13% annualized return.
FSENX
- 1D
- -0.53%
- 1M
- 9.96%
- 6M
- 16.62%
- YTD
- 37.97%
- 1Y
- 48.18%
- 3Y*
- 15.71%
- 5Y*
- 25.53%
- 10Y*
- 9.61%
- ALL TIME*
- 8.26%
VTINX
- 1D
- 0.70%
- 1M
- 0.21%
- 6M
- 3.71%
- YTD
- 4.83%
- 1Y
- 9.23%
- 3Y*
- 9.21%
- 5Y*
- 3.84%
- 10Y*
- 5.13%
- ALL TIME*
- 5.23%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
FSENX vs. VTINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FSENX Fidelity Select Energy Portfolio | 37.97% | 10.56% | 4.26% | 0.94% | 62.98% | 55.31% | -32.51% | 9.90% | -24.94% | -2.65% |
VTINX Vanguard Target Retirement Income Fund | 4.83% | 11.31% | 6.66% | 10.66% | -12.75% | 5.24% | 10.02% | 13.16% | -1.98% | 7.46% |
Correlation
The correlation between FSENX and VTINX is -0.15, meaning they have often moved in opposite directions in the past. This relationship can weaken or reverse as market conditions change.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | -0.15 |
Correlation (3Y) Balances recent behavior with more history. | 0.12 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.21 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.34 |
Correlation (All Time) Calculated using the full available price history since Oct 27, 2003 | 0.50 |
The correlation between FSENX and VTINX shifts across timeframes, from -0.15 (1 year) to 0.50 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
FSENX vs. VTINX — Risk / Return Rank
FSENX
VTINX
FSENX vs. VTINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Select Energy Portfolio (FSENX) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FSENX | VTINX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.72 | ||
| Sortino ratioReturn per unit of downside risk | +0.62 | ||
| Omega ratioGain probability vs. loss probability | 1.39 | 1.32 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 4.00 | 2.24 | +1.77 |
| Martin ratioReturn relative to average drawdown | 11.01 | 9.23 | +1.78 |
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Drawdowns
FSENX vs. VTINX - Drawdown Comparison
The maximum FSENX drawdown since its inception was -76.24%, which is greater than VTINX's maximum drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for FSENX and VTINX.
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Drawdown Indicators
| FSENX | VTINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.24% | -19.96% | -56.28% |
Max Drawdown (1Y)Largest decline over 1 year | -12.22% | -4.14% | -8.08% |
Max Drawdown (3Y)Largest decline over 3 years | -25.85% | -4.28% | -21.57% |
Max Drawdown (5Y)Largest decline over 5 years | -28.02% | -17.02% | -11.00% |
Max Drawdown (10Y)Largest decline over 10 years | -72.11% | -17.02% | -55.09% |
Current DrawdownCurrent decline from peak | -3.02% | 0.00% | -3.02% |
Average DrawdownAverage peak-to-trough decline | -16.97% | -2.19% | -14.78% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.44% | 1.00% | +3.44% |
Volatility
FSENX vs. VTINX - Volatility Comparison
Fidelity Select Energy Portfolio (FSENX) has a higher volatility of 5.99% compared to Vanguard Target Retirement Income Fund (VTINX) at 1.79%. This indicates that FSENX's price experiences larger fluctuations and is considered to be riskier than VTINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FSENX | VTINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.99% | 1.79% | +4.20% |
Volatility (6M)Calculated over the trailing 6-month period | 15.80% | 4.67% | +11.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 20.06% | 5.43% | +14.63% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.96% | 6.17% | +20.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.81% | 5.77% | +25.04% |
FSENX vs. VTINX - Expense Ratio Comparison
FSENX has a 0.77% expense ratio, which is higher than VTINX's 0.08% expense ratio.
Dividends
FSENX vs. VTINX - Dividend Comparison
FSENX's dividend yield for the trailing twelve months is around 1.55%, less than VTINX's 4.67% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FSENX Fidelity Select Energy Portfolio | 1.55% | 1.95% | 1.95% | 1.98% | 2.50% | 2.25% | 3.43% | 1.84% | 1.48% | 1.74% | 0.62% | 1.29% |
VTINX Vanguard Target Retirement Income Fund | 4.67% | 5.02% | 5.89% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 1.56% | 2.27% | 3.53% |
Frequently Asked Questions
FSENX and VTINX have a correlation of -0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FSENX has higher volatility (5.99%) compared to VTINX (1.79%). In terms of maximum drawdown, FSENX dropped -76.24% vs VTINX's -19.96%.
FSENX currently has the higher Sharpe Ratio (2.44 vs 1.71), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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