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FNF vs. FMCB
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Performance

FNF vs. FMCB - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fidelity National Financial, Inc. (FNF) and Farmers & Merchants Bancorp (FMCB). The values are adjusted to include any dividend payments, if applicable.

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FNF vs. FMCB - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
FNF
Fidelity National Financial, Inc.
-14.11%4.35%14.02%42.18%-21.64%38.04%-10.34%48.75%-17.22%65.53%
FMCB
Farmers & Merchants Bancorp
2.14%6.83%2.04%2.51%11.29%28.38%1.00%11.65%5.62%7.90%

Fundamentals

Market Cap

FNF:

$12.52B

FMCB:

$789.86M

EPS

FNF:

$2.21

FMCB:

$133.85

PE Ratio

FNF:

20.96

FMCB:

8.44

PEG Ratio

FNF:

0.76

FMCB:

0.66

PS Ratio

FNF:

1.40

FMCB:

2.61

PB Ratio

FNF:

1.40

FMCB:

1.22

Total Revenue (TTM)

FNF:

$9.02B

FMCB:

$303.13M

Gross Profit (TTM)

FNF:

$5.28B

FMCB:

$239.29M

EBITDA (TTM)

FNF:

$1.75B

FMCB:

$131.09M

Returns By Period

In the year-to-date period, FNF achieves a -14.11% return, which is significantly lower than FMCB's 2.14% return. Over the past 10 years, FNF has outperformed FMCB with an annualized return of 11.36%, while FMCB has yielded a comparatively lower 9.07% annualized return.


FNF

1D
1.49%
1M
-11.33%
YTD
-14.11%
6M
-18.88%
1Y
-23.28%
3Y*
15.58%
5Y*
8.09%
10Y*
11.36%

FMCB

1D
1.80%
1M
-4.48%
YTD
2.14%
6M
10.61%
1Y
15.64%
3Y*
5.69%
5Y*
9.70%
10Y*
9.07%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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Return for Risk

FNF vs. FMCB — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FNF
FNF Risk / Return Rank: 1111
Overall Rank
FNF Sharpe Ratio Rank: 99
Sharpe Ratio Rank
FNF Sortino Ratio Rank: 1212
Sortino Ratio Rank
FNF Omega Ratio Rank: 1212
Omega Ratio Rank
FNF Calmar Ratio Rank: 1515
Calmar Ratio Rank
FNF Martin Ratio Rank: 77
Martin Ratio Rank

FMCB
FMCB Risk / Return Rank: 7575
Overall Rank
FMCB Sharpe Ratio Rank: 7474
Sharpe Ratio Rank
FMCB Sortino Ratio Rank: 6969
Sortino Ratio Rank
FMCB Omega Ratio Rank: 7070
Omega Ratio Rank
FMCB Calmar Ratio Rank: 8080
Calmar Ratio Rank
FMCB Martin Ratio Rank: 8181
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FNF vs. FMCB - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelity National Financial, Inc. (FNF) and Farmers & Merchants Bancorp (FMCB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


FNFFMCBDifference

Sharpe ratio

Return per unit of total volatility

-0.82

0.98

-1.80

Sortino ratio

Return per unit of downside risk

-1.00

1.53

-2.53

Omega ratio

Gain probability vs. loss probability

0.87

1.21

-0.34

Calmar ratio

Return relative to maximum drawdown

-0.76

2.26

-3.02

Martin ratio

Return relative to average drawdown

-1.61

6.13

-7.74

FNF vs. FMCB - Sharpe Ratio Comparison

The current FNF Sharpe Ratio is -0.82, which is lower than the FMCB Sharpe Ratio of 0.98. The chart below compares the historical Sharpe Ratios of FNF and FMCB, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


FNFFMCBDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.82

0.98

-1.80

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.31

0.45

-0.13

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.41

0.43

-0.02

Sharpe Ratio (All Time)

Calculated using the full available price history

0.26

0.40

-0.14

Correlation

The correlation between FNF and FMCB is 0.02, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


Dividends

FNF vs. FMCB - Dividend Comparison

FNF's dividend yield for the trailing twelve months is around 4.32%, more than FMCB's 2.16% yield.


TTM20252024202320222021202020192018201720162015
FNF
Fidelity National Financial, Inc.
4.32%3.60%3.46%3.59%4.57%2.99%3.45%2.78%3.82%37.01%2.59%2.31%
FMCB
Farmers & Merchants Bancorp
2.16%1.74%1.71%1.62%1.54%1.59%1.94%1.85%1.99%2.00%2.05%2.39%

Drawdowns

FNF vs. FMCB - Drawdown Comparison

The maximum FNF drawdown since its inception was -72.49%, which is greater than FMCB's maximum drawdown of -42.00%. Use the drawdown chart below to compare losses from any high point for FNF and FMCB.


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Drawdown Indicators


FNFFMCBDifference

Max Drawdown

Largest peak-to-trough decline

-72.49%

-42.00%

-30.49%

Max Drawdown (1Y)

Largest decline over 1 year

-30.06%

-7.17%

-22.89%

Max Drawdown (5Y)

Largest decline over 5 years

-36.69%

-16.91%

-19.78%

Max Drawdown (10Y)

Largest decline over 10 years

-56.21%

-25.24%

-30.97%

Current Drawdown

Current decline from peak

-25.02%

-5.41%

-19.61%

Average Drawdown

Average peak-to-trough decline

-17.09%

-9.70%

-7.39%

Ulcer Index

Depth and duration of drawdowns from previous peaks

14.16%

2.65%

+11.51%

Volatility

FNF vs. FMCB - Volatility Comparison

Fidelity National Financial, Inc. (FNF) has a higher volatility of 10.26% compared to Farmers & Merchants Bancorp (FMCB) at 5.11%. This indicates that FNF's price experiences larger fluctuations and is considered to be riskier than FMCB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


FNFFMCBDifference

Volatility (1M)

Calculated over the trailing 1-month period

10.26%

5.11%

+5.15%

Volatility (6M)

Calculated over the trailing 6-month period

19.53%

11.97%

+7.56%

Volatility (1Y)

Calculated over the trailing 1-year period

28.52%

16.05%

+12.47%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

25.91%

21.71%

+4.20%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

28.05%

21.38%

+6.67%

Financials

FNF vs. FMCB - Financials Comparison

This section allows you to compare key financial metrics between Fidelity National Financial, Inc. and Farmers & Merchants Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


-1.00B0.001.00B2.00B3.00B4.00B5.00BAprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober
-1.17B
80.72M
(FNF) Total Revenue
(FMCB) Total Revenue
Values in USD except per share items

FNF vs. FMCB - Profitability Comparison

The chart below illustrates the profitability comparison between Fidelity National Financial, Inc. and Farmers & Merchants Bancorp over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

Gross Margin
Operating Margin
Net Margin
Quarterly
Annual

0.0%20.0%40.0%60.0%80.0%100.0%AprilJulyOctober2022AprilJulyOctober2023AprilJulyOctober2024AprilJulyOctober2025AprilJulyOctober0
80.1%
Portfolio components
FNF - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Fidelity National Financial, Inc. reported a gross profit of 0.00 and revenue of -1.17B. Therefore, the gross margin over that period was 0.0%.

FMCB - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Farmers & Merchants Bancorp reported a gross profit of 64.66M and revenue of 80.72M. Therefore, the gross margin over that period was 80.1%.

FNF - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Fidelity National Financial, Inc. reported an operating income of 0.00 and revenue of -1.17B, resulting in an operating margin of 0.0%.

FMCB - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Farmers & Merchants Bancorp reported an operating income of 32.45M and revenue of 80.72M, resulting in an operating margin of 40.2%.

FNF - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Fidelity National Financial, Inc. reported a net income of -117.00M and revenue of -1.17B, resulting in a net margin of 10.0%.

FMCB - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Farmers & Merchants Bancorp reported a net income of 23.82M and revenue of 80.72M, resulting in a net margin of 29.5%.