FNF vs. COST
FNF (Fidelity National Financial, Inc.) and COST (Costco Wholesale Corporation) are both stocks. FNF operates in Insurance - Specialty (Financial Services), while COST operates in Discount Stores (Consumer Defensive). Over the past 10 years, FNF returned 11.54%/yr vs 21.98%/yr for COST. At a 0.31 correlation, their price movements are largely independent.
Performance
FNF vs. COST - Performance Comparison
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Returns By Period
In the year-to-date period, FNF achieves a -10.21% return, which is significantly lower than COST's 11.37% return. Over the past 10 years, FNF has underperformed COST with an annualized return of 11.54%, while COST has yielded a comparatively higher 21.98% annualized return.
FNF
- 1D
- 2.17%
- 1M
- -0.26%
- YTD
- -10.21%
- 6M
- -10.37%
- 1Y
- -7.53%
- 3Y*
- 18.17%
- 5Y*
- 7.51%
- 10Y*
- 11.54%
COST
- 1D
- 0.67%
- 1M
- -6.86%
- YTD
- 11.37%
- 6M
- 12.35%
- 1Y
- -4.12%
- 3Y*
- 23.87%
- 5Y*
- 20.85%
- 10Y*
- 21.98%
FNF vs. COST - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FNF Fidelity National Financial, Inc. | -10.21% | 4.35% | 14.02% | 42.18% | -21.64% | 38.04% | -10.34% | 48.75% | -17.22% | 65.53% |
COST Costco Wholesale Corporation | 11.37% | -5.39% | 39.62% | 49.00% | -19.05% | 51.82% | 32.67% | 45.70% | 10.60% | 22.37% |
Correlation
The correlation between FNF and COST is 0.21, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.21 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.24 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.30 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.27 |
Correlation (All Time) Calculated using the full available price history since Oct 14, 2005 | 0.31 |
The correlation between FNF and COST shifts across timeframes, from 0.21 (1 year) to 0.31 (all time), reflecting how their relationship changes across market environments.
Fundamentals
FNF:
$2.81
COST:
$26.51
FNF:
17.07
COST:
36.13
FNF:
0.88
COST:
1.09
FNF:
$14.81B
COST:
$293.59B
FNF:
$7.82B
COST:
$11.12B
FNF:
$2.12B
COST:
$12.48B
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Return for Risk
FNF vs. COST — Risk / Return Rank
FNF
COST
FNF vs. COST - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity National Financial, Inc. (FNF) and Costco Wholesale Corporation (COST). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FNF | COST | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.07 | ||
| Sortino ratioReturn per unit of downside risk | -0.05 | ||
| Omega ratioGain probability vs. loss probability | 0.97 | 0.98 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | -0.31 | -0.28 | -0.03 |
| Martin ratioReturn relative to average drawdown | -0.75 | -0.61 | -0.14 |
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Drawdowns
FNF vs. COST - Drawdown Comparison
The maximum FNF drawdown since its inception was -72.49%, which is greater than COST's maximum drawdown of -53.39%. Use the drawdown chart below to compare losses from any high point for FNF and COST.
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Drawdown Indicators
| FNF | COST | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -72.49% | -53.39% | -19.10% |
Max Drawdown (1Y)Largest decline over 1 year | -24.43% | -14.93% | -9.50% |
Max Drawdown (3Y)Largest decline over 3 years | -30.06% | -20.74% | -9.32% |
Max Drawdown (5Y)Largest decline over 5 years | -36.69% | -31.40% | -5.29% |
Max Drawdown (10Y)Largest decline over 10 years | -56.21% | -31.40% | -24.81% |
Current DrawdownCurrent decline from peak | -21.61% | -12.49% | -9.12% |
Average DrawdownAverage peak-to-trough decline | -17.13% | -13.36% | -3.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.05% | 6.90% | +3.15% |
Volatility
FNF vs. COST - Volatility Comparison
The current volatility for Fidelity National Financial, Inc. (FNF) is 5.99%, while Costco Wholesale Corporation (COST) has a volatility of 6.38%. This indicates that FNF experiences smaller price fluctuations and is considered to be less risky than COST based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FNF | COST | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.99% | 6.38% | -0.39% |
Volatility (6M)Calculated over the trailing 6-month period | 19.37% | 14.49% | +4.88% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.94% | 18.93% | +7.01% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.02% | 22.73% | +3.29% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.12% | 21.97% | +6.15% |
Dividends
FNF vs. COST - Dividend Comparison
FNF's dividend yield for the trailing twelve months is around 4.26%, more than COST's 0.56% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
COST Costco Wholesale Corporation | 0.56% | 0.59% | 0.49% | 2.87% | 0.76% | 0.54% | 3.38% | 0.86% | 1.08% | 4.81% | 1.09% | 4.06% |
FNF Fidelity National Financial, Inc. | 4.26% | 3.60% | 3.46% | 3.59% | 4.57% | 2.99% | 3.45% | 2.78% | 3.82% | 37.01% | 2.59% | 2.31% |
Financials
FNF vs. COST - Financials Comparison
This section allows you to compare key financial metrics between Fidelity National Financial, Inc. and Costco Wholesale Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FNF vs. COST - Profitability Comparison
FNF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Fidelity National Financial, Inc. reported a gross profit of 0.00 and revenue of 3.23B. Therefore, the gross margin over that period was 0.0%.
COST - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Costco Wholesale Corporation reported a gross profit of -17.68B and revenue of 70.53B. Therefore, the gross margin over that period was -25.1%.
FNF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Fidelity National Financial, Inc. reported an operating income of 0.00 and revenue of 3.23B, resulting in an operating margin of 0.0%.
COST - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Costco Wholesale Corporation reported an operating income of 2.82B and revenue of 70.53B, resulting in an operating margin of 4.0%.
FNF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Fidelity National Financial, Inc. reported a net income of 243.00M and revenue of 3.23B, resulting in a net margin of 7.5%.
COST - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Costco Wholesale Corporation reported a net income of 2.19B and revenue of 70.53B, resulting in a net margin of 3.1%.
Frequently Asked Questions
FNF and COST have a correlation of 0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
COST has higher volatility (6.38%) compared to FNF (5.99%). In terms of maximum drawdown, FNF dropped -72.49% vs COST's -53.39%.
COST currently has the higher Sharpe Ratio (-0.22 vs -0.29), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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