FMCB vs. SCHD
Compare and contrast key facts about Farmers & Merchants Bancorp (FMCB) and Schwab U.S. Dividend Equity ETF (SCHD).
SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Performance
FMCB vs. SCHD - Performance Comparison
Loading graphics...
FMCB vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FMCB Farmers & Merchants Bancorp | 2.14% | 6.83% | 2.04% | 2.51% | 11.29% | 28.38% | 1.00% | 11.65% | 5.62% | 7.90% |
SCHD Schwab U.S. Dividend Equity ETF | 12.79% | 4.34% | 11.66% | 4.54% | -3.26% | 29.87% | 15.03% | 27.29% | -5.56% | 20.85% |
Returns By Period
In the year-to-date period, FMCB achieves a 2.14% return, which is significantly lower than SCHD's 12.79% return. Over the past 10 years, FMCB has underperformed SCHD with an annualized return of 9.07%, while SCHD has yielded a comparatively higher 12.31% annualized return.
FMCB
- 1D
- 1.80%
- 1M
- -4.48%
- YTD
- 2.14%
- 6M
- 10.61%
- 1Y
- 15.64%
- 3Y*
- 5.69%
- 5Y*
- 9.70%
- 10Y*
- 9.07%
SCHD
- 1D
- 0.66%
- 1M
- -2.61%
- YTD
- 12.79%
- 6M
- 14.49%
- 1Y
- 13.97%
- 3Y*
- 12.05%
- 5Y*
- 8.44%
- 10Y*
- 12.31%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
FMCB vs. SCHD — Risk / Return Rank
FMCB
SCHD
FMCB vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Farmers & Merchants Bancorp (FMCB) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FMCB | SCHD | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.98 | 0.89 | +0.08 |
Sortino ratioReturn per unit of downside risk | 1.53 | 1.35 | +0.18 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.19 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 2.26 | 1.19 | +1.07 |
Martin ratioReturn relative to average drawdown | 6.13 | 3.99 | +2.14 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| FMCB | SCHD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.98 | 0.89 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.45 | 0.59 | -0.14 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.43 | 0.74 | -0.31 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.40 | 0.84 | -0.44 |
Correlation
The correlation between FMCB and SCHD is 0.04, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
FMCB vs. SCHD - Dividend Comparison
FMCB's dividend yield for the trailing twelve months is around 2.16%, less than SCHD's 3.44% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FMCB Farmers & Merchants Bancorp | 2.16% | 1.74% | 1.71% | 1.62% | 1.54% | 1.59% | 1.94% | 1.85% | 1.99% | 2.00% | 2.05% | 2.39% |
SCHD Schwab U.S. Dividend Equity ETF | 3.44% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
Drawdowns
FMCB vs. SCHD - Drawdown Comparison
The maximum FMCB drawdown since its inception was -42.00%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for FMCB and SCHD.
Loading graphics...
Drawdown Indicators
| FMCB | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -42.00% | -33.37% | -8.63% |
Max Drawdown (1Y)Largest decline over 1 year | -7.17% | -12.74% | +5.57% |
Max Drawdown (5Y)Largest decline over 5 years | -16.91% | -16.85% | -0.06% |
Max Drawdown (10Y)Largest decline over 10 years | -25.24% | -33.37% | +8.13% |
Current DrawdownCurrent decline from peak | -5.41% | -2.89% | -2.52% |
Average DrawdownAverage peak-to-trough decline | -9.70% | -3.34% | -6.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.65% | 3.89% | -1.24% |
Volatility
FMCB vs. SCHD - Volatility Comparison
Farmers & Merchants Bancorp (FMCB) has a higher volatility of 5.11% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.40%. This indicates that FMCB's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| FMCB | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.11% | 2.40% | +2.71% |
Volatility (6M)Calculated over the trailing 6-month period | 11.97% | 7.96% | +4.01% |
Volatility (1Y)Calculated over the trailing 1-year period | 16.05% | 15.74% | +0.31% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.71% | 14.40% | +7.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 21.38% | 16.70% | +4.68% |