FLIFX vs. FFVFX
FLIFX (Fidelity Freedom Index 2015 Fund Investor Class) and FFVFX (Fidelity Freedom 2015 Fund) are both Target Retirement Date funds from Fidelity. Over the past 10 years, FLIFX returned 6.58%/yr vs 6.89%/yr for FFVFX. With a 0.98 correlation, they move nearly in lockstep. FLIFX charges 0.12%/yr vs 0.54%/yr for FFVFX.
Performance
FLIFX vs. FFVFX - Performance Comparison
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Returns By Period
In the year-to-date period, FLIFX achieves a 4.92% return, which is significantly lower than FFVFX's 6.19% return. Both investments have delivered pretty close results over the past 10 years, with FLIFX having a 6.58% annualized return and FFVFX not far ahead at 6.89%.
FLIFX
- 1D
- -0.19%
- 1M
- 0.83%
- YTD
- 4.92%
- 6M
- 4.72%
- 1Y
- 12.08%
- 3Y*
- 9.55%
- 5Y*
- 4.11%
- 10Y*
- 6.58%
FFVFX
- 1D
- -0.24%
- 1M
- 1.37%
- YTD
- 6.19%
- 6M
- 6.12%
- 1Y
- 13.93%
- 3Y*
- 10.35%
- 5Y*
- 4.37%
- 10Y*
- 6.89%
FLIFX vs. FFVFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FLIFX Fidelity Freedom Index 2015 Fund Investor Class | 4.92% | 11.69% | 6.72% | 11.26% | -14.40% | 6.74% | 11.56% | 17.03% | -3.43% | 12.60% |
FFVFX Fidelity Freedom 2015 Fund | 6.19% | 13.19% | 6.20% | 11.38% | -14.63% | 7.31% | 12.46% | 16.28% | -4.56% | 12.99% |
Correlation
The correlation between FLIFX and FFVFX is 0.98 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.98 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.98 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.98 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.97 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 2010 | 0.98 |
The correlation between FLIFX and FFVFX has been stable across timeframes, ranging from 0.97 to 0.98 - a consistent structural relationship.
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Return for Risk
FLIFX vs. FFVFX — Risk / Return Rank
FLIFX
FFVFX
FLIFX vs. FFVFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Index 2015 Fund Investor Class (FLIFX) and Fidelity Freedom 2015 Fund (FFVFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FLIFX | FFVFX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.03 | ||
| Sortino ratioReturn per unit of downside risk | -0.02 | ||
| Omega ratioGain probability vs. loss probability | 1.44 | 1.46 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.88 | 3.08 | -0.21 |
| Martin ratioReturn relative to average drawdown | 12.57 | 13.23 | -0.66 |
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Drawdowns
FLIFX vs. FFVFX - Drawdown Comparison
The maximum FLIFX drawdown since its inception was -19.54%, smaller than the maximum FFVFX drawdown of -39.04%. Use the drawdown chart below to compare losses from any high point for FLIFX and FFVFX.
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Drawdown Indicators
| FLIFX | FFVFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.54% | -39.04% | +19.50% |
Max Drawdown (1Y)Largest decline over 1 year | -4.37% | -4.69% | +0.32% |
Max Drawdown (3Y)Largest decline over 3 years | -6.72% | -6.75% | +0.03% |
Max Drawdown (5Y)Largest decline over 5 years | -19.54% | -20.44% | +0.90% |
Max Drawdown (10Y)Largest decline over 10 years | -19.54% | -20.44% | +0.90% |
Current DrawdownCurrent decline from peak | -0.44% | -0.24% | -0.20% |
Average DrawdownAverage peak-to-trough decline | -2.77% | -4.30% | +1.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.00% | 1.09% | -0.09% |
Volatility
FLIFX vs. FFVFX - Volatility Comparison
The current volatility for Fidelity Freedom Index 2015 Fund Investor Class (FLIFX) is 2.30%, while Fidelity Freedom 2015 Fund (FFVFX) has a volatility of 2.71%. This indicates that FLIFX experiences smaller price fluctuations and is considered to be less risky than FFVFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FLIFX | FFVFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.30% | 2.71% | -0.41% |
Volatility (6M)Calculated over the trailing 6-month period | 4.75% | 5.52% | -0.77% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.64% | 6.42% | -0.78% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.33% | 7.65% | -0.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.51% | 7.68% | -0.17% |
FLIFX vs. FFVFX - Expense Ratio Comparison
FLIFX has a 0.12% expense ratio, which is lower than FFVFX's 0.54% expense ratio.
Dividends
FLIFX vs. FFVFX - Dividend Comparison
FLIFX's dividend yield for the trailing twelve months is around 4.84%, less than FFVFX's 6.42% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFVFX Fidelity Freedom 2015 Fund | 6.42% | 6.48% | 3.94% | 2.61% | 8.38% | 10.74% | 6.83% | 6.70% | 7.96% | 3.71% | 3.72% | 5.55% |
FLIFX Fidelity Freedom Index 2015 Fund Investor Class | 4.84% | 5.42% | 5.17% | 2.56% | 3.09% | 2.80% | 2.63% | 18.76% | 3.14% | 1.94% | 1.84% | 1.91% |
Frequently Asked Questions
With a correlation of 0.98, FLIFX and FFVFX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FFVFX has higher volatility (2.71%) compared to FLIFX (2.30%). In terms of maximum drawdown, FLIFX dropped -19.54% vs FFVFX's -39.04%.
FFVFX currently has the higher Sharpe Ratio (2.26 vs 2.23), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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