FIUIX vs. XLU
FIUIX (Fidelity Telecom and Utilities Fund) and XLU (State Street Utilities Select Sector SPDR ETF) are both Utilities Equities funds. Over the past 10 years, FIUIX returned 8.58%/yr vs 9.15%/yr for XLU. Their 0.79 correlation means they have sometimes moved together and sometimes differently. FIUIX charges 0.68%/yr vs 0.08%/yr for XLU.
Performance
FIUIX vs. XLU - Performance Comparison
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Returns By Period
In the year-to-date period, FIUIX achieves a 1.77% return, which is significantly lower than XLU's 5.31% return. Over the past 10 years, FIUIX has underperformed XLU with an annualized return of 8.58%, while XLU has yielded a comparatively higher 9.15% annualized return.
FIUIX
- 1D
- -0.30%
- 1M
- -2.86%
- 6M
- 0.96%
- YTD
- 1.77%
- 1Y
- -4.48%
- 3Y*
- 13.90%
- 5Y*
- 9.48%
- 10Y*
- 8.58%
- ALL TIME*
- 9.01%
XLU
- 1D
- 0.02%
- 1M
- -3.06%
- 6M
- 5.48%
- YTD
- 5.31%
- 1Y
- 6.29%
- 3Y*
- 14.91%
- 5Y*
- 9.09%
- 10Y*
- 9.15%
- ALL TIME*
- 7.66%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $861.26M | $820.83M | $918.15M |
FIUIX vs. XLU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FIUIX Fidelity Telecom and Utilities Fund | 1.77% | 4.91% | 30.29% | 3.37% | 5.00% | 7.18% | 2.08% | 22.09% | 3.33% | 11.98% |
XLU State Street Utilities Select Sector SPDR ETF | 5.31% | 16.03% | 23.31% | -7.18% | 1.44% | 17.70% | 0.51% | 25.93% | 3.94% | 12.05% |
Correlation
The correlation between FIUIX and XLU is 0.89, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.89 |
Correlation (3Y) Balances recent behavior with more history. | 0.91 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.92 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.88 |
Correlation (All Time) Calculated using the full available price history since Dec 22, 1998 | 0.79 |
The correlation between FIUIX and XLU shifts across timeframes, from 0.79 (all time) to 0.92 (5 years), reflecting how their relationship changes across market environments.
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Return for Risk
FIUIX vs. XLU — Risk / Return Rank
FIUIX
XLU
FIUIX vs. XLU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Telecom and Utilities Fund (FIUIX) and State Street Utilities Select Sector SPDR ETF (XLU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FIUIX | XLU | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.73 | ||
| Sortino ratioReturn per unit of downside risk | -0.98 | ||
| Omega ratioGain probability vs. loss probability | 0.96 | 1.08 | -0.12 |
| Calmar ratioReturn relative to maximum drawdown | -0.35 | 0.69 | -1.04 |
| Martin ratioReturn relative to average drawdown | -0.77 | 1.40 | -2.17 |
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Drawdowns
FIUIX vs. XLU - Drawdown Comparison
The maximum FIUIX drawdown since its inception was -66.48%, which is greater than XLU's maximum drawdown of -51.98%. Use the drawdown chart below to compare losses from any high point for FIUIX and XLU.
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Drawdown Indicators
| FIUIX | XLU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.48% | -51.98% | -14.50% |
Max Drawdown (1Y)Largest decline over 1 year | -13.84% | -9.18% | -4.66% |
Max Drawdown (3Y)Largest decline over 3 years | -13.84% | -13.15% | -0.69% |
Max Drawdown (5Y)Largest decline over 5 years | -16.64% | -25.26% | +8.62% |
Max Drawdown (10Y)Largest decline over 10 years | -33.51% | -36.07% | +2.56% |
Current DrawdownCurrent decline from peak | -10.43% | -5.81% | -4.62% |
Average DrawdownAverage peak-to-trough decline | -11.73% | -10.19% | -1.54% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 6.23% | 4.49% | +1.74% |
Volatility
FIUIX vs. XLU - Volatility Comparison
The current volatility for Fidelity Telecom and Utilities Fund (FIUIX) is 3.73%, while State Street Utilities Select Sector SPDR ETF (XLU) has a volatility of 3.95%. This indicates that FIUIX experiences smaller price fluctuations and is considered to be less risky than XLU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FIUIX | XLU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.73% | 3.95% | -0.22% |
Volatility (6M)Calculated over the trailing 6-month period | 11.48% | 12.01% | -0.53% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.74% | 15.02% | +0.72% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.96% | 17.34% | -1.38% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.19% | 19.30% | -2.11% |
FIUIX vs. XLU - Expense Ratio Comparison
FIUIX has a 0.68% expense ratio, which is higher than XLU's 0.08% expense ratio.
Dividends
FIUIX vs. XLU - Dividend Comparison
FIUIX's dividend yield for the trailing twelve months is around 3.18%, more than XLU's 2.69% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FIUIX Fidelity Telecom and Utilities Fund | 3.18% | 2.34% | 6.50% | 7.60% | 3.77% | 5.19% | 3.73% | 6.88% | 10.10% | 5.99% | 3.33% | 3.65% |
XLU State Street Utilities Select Sector SPDR ETF | 2.69% | 2.71% | 2.96% | 3.39% | 2.92% | 2.79% | 3.14% | 2.95% | 3.33% | 3.33% | 3.41% | 3.67% |
Frequently Asked Questions
FIUIX and XLU have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
XLU has higher volatility (3.95%) compared to FIUIX (3.73%). In terms of maximum drawdown, FIUIX dropped -66.48% vs XLU's -51.98%.
XLU currently has the higher Sharpe Ratio (0.42 vs -0.31), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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