FINN vs. QQQ

Last updated Jun 23, 2026

FINN (First National of Nebraska, Inc) is a stock, while QQQ (Invesco QQQ ETF) is Nasdaq-100 fund tracking the NASDAQ-100 Index. Over the past 10 years, FINN returned 12.48%/yr vs 22.48%/yr for QQQ. At a 0.05 correlation, their price movements are largely independent.

Performance

FINN vs. QQQ - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in First National of Nebraska, Inc (FINN) and Invesco QQQ ETF (QQQ). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both investments are quite close, with FINN having a 19.89% return and QQQ slightly higher at 20.41%. Over the past 10 years, FINN has underperformed QQQ with an annualized return of 12.48%, while QQQ has yielded a comparatively higher 22.48% annualized return.

FINN

• 1D: 0.00%
• 1M: 0.13%
• YTD: 19.89%
• 6M: 27.62%
• 1Y: 45.03%
• 3Y*: 14.64%
• 5Y*: 9.13%
• 10Y*: 12.48%

QQQ

• 1D: -0.25%
• 1M: 2.96%
• YTD: 20.41%
• 6M: 19.46%
• 1Y: 40.91%
• 3Y*: 27.47%
• 5Y*: 16.94%
• 10Y*: 22.48%

*Multi-year figures are annualized to reflect compound growth (CAGR)

FINN vs. QQQ - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
FINN First National of Nebraska, Inc	19.89%	30.74%	-2.48%	-5.00%	-1.93%	24.26%	6.44%	31.73%	10.72%	12.40%
QQQ Invesco QQQ ETF	20.41%	20.77%	25.58%	54.86%	-32.58%	27.42%	48.62%	38.96%	-0.13%	32.66%

Correlation

The correlation between FINN and QQQ is 0.16, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.16
Correlation (3Y) Calculated over the trailing 3-year period	0.13
Correlation (5Y) Calculated over the trailing 5-year period	0.11
Correlation (10Y) Calculated over the trailing 10-year period	0.09
Correlation (All Time) Calculated using the full available price history since Jan 3, 2000	0.05

The correlation between FINN and QQQ shifts across timeframes, from 0.05 (all time) to 0.16 (1 year), reflecting how their relationship changes across market environments.

Return for Risk

FINN vs. QQQ — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FINN

FINN Risk / Return Rank: 94
FINN Sharpe Ratio Rank: 92
FINN Sortino Ratio Rank: 94
FINN Omega Ratio Rank: 98
FINN Calmar Ratio Rank: 91
FINN Martin Ratio Rank: 93

QQQ

QQQ Risk / Return Rank: 72
QQQ Sharpe Ratio Rank: 76
QQQ Sortino Ratio Rank: 70
QQQ Omega Ratio Rank: 72
QQQ Calmar Ratio Rank: 70
QQQ Martin Ratio Rank: 71

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FINN vs. QQQ - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for First National of Nebraska, Inc (FINN) and Invesco QQQ ETF (QQQ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FINN	QQQ	Difference
Sharpe ratio: Return per unit of total volatility	2.39	2.33	+0.06
Sortino ratio: Return per unit of downside risk	3.75	3.03	+0.72
Omega ratio: Gain probability vs. loss probability	1.73	1.41	+0.32
Calmar ratio: Return relative to maximum drawdown	4.85	3.44	+1.42
Martin ratio: Return relative to average drawdown	15.02	12.79	+2.23

FINN vs. QQQ - Sharpe Ratio Comparison

The current FINN Sharpe Ratio is 2.39, which is comparable to the QQQ Sharpe Ratio of 2.33. The chart below compares the historical Sharpe Ratios of FINN and QQQ, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

FINN vs. QQQ - Drawdown Comparison

The maximum FINN drawdown since its inception was -65.48%, smaller than the maximum QQQ drawdown of -82.97%. Use the drawdown chart below to compare losses from any high point for FINN and QQQ.

Drawdown Indicators

	FINN	QQQ	Difference
Max Drawdown Largest peak-to-trough decline	-65.48%	-82.97%	+17.49%
Max Drawdown (1Y) Largest decline over 1 year	-9.33%	-11.96%	+2.63%
Max Drawdown (3Y) Largest decline over 3 years	-18.50%	-22.77%	+4.27%
Max Drawdown (5Y) Largest decline over 5 years	-19.72%	-35.12%	+15.40%
Max Drawdown (10Y) Largest decline over 10 years	-35.91%	-35.12%	-0.79%
Current Drawdown Current decline from peak	-3.94%	-0.99%	-2.95%
Average Drawdown Average peak-to-trough decline	-12.57%	-32.73%	+20.16%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.01%	3.21%	-0.20%

Volatility

FINN vs. QQQ - Volatility Comparison

First National of Nebraska, Inc (FINN) and Invesco QQQ ETF (QQQ) have volatilities of 8.19% and 8.47%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	FINN	QQQ	Difference
Volatility (1M) Calculated over the trailing 1-month period	8.19%	8.47%	-0.28%
Volatility (6M) Calculated over the trailing 6-month period	15.48%	14.20%	+1.28%
Volatility (1Y) Calculated over the trailing 1-year period	18.98%	17.67%	+1.31%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	18.75%	22.64%	-3.89%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	20.37%	22.43%	-2.06%

Dividends

FINN vs. QQQ - Dividend Comparison

FINN's dividend yield for the trailing twelve months is around 2.14%, more than QQQ's 0.49% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FINN First National of Nebraska, Inc	2.14%	2.55%	2.30%	0.94%	1.91%	2.69%	1.80%	1.65%	2.31%	1.25%	2.04%	2.35%
QQQ Invesco QQQ ETF	0.49%	0.45%	0.56%	0.62%	0.80%	0.43%	0.55%	0.74%	0.91%	0.84%	1.06%	0.99%

Frequently Asked Questions

Can I hold both FINN and QQQ in my portfolio?

FINN and QQQ have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, FINN or QQQ?

QQQ has higher volatility (8.47%) compared to FINN (8.19%). In terms of maximum drawdown, FINN dropped -65.48% vs QQQ's -82.97%.

Which has better risk-adjusted returns?

FINN currently has the higher Sharpe Ratio (2.39 vs 2.33), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.