FING.L vs. WFIN.L
FING.L (Global X FinTech UCITS ETF USD Distributing) and WFIN.L (State Street SPDR MSCI World Financials UCITS ETF USD (Acc)) are both Financials Equities funds - FING.L tracks the Indxx Global Fintech Thematic while WFIN.L tracks the MSCI World Financials 35/20 Capped Index. Both are passively managed. Over the past 3 years, FING.L returned 0.37%/yr vs 23.06%/yr for WFIN.L. A 0.59 correlation means they provide meaningful diversification when combined. FING.L charges 0.60%/yr vs 0.30%/yr for WFIN.L.
Performance
FING.L vs. WFIN.L - Performance Comparison
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Different Trading Currencies
FING.L is traded in GBP, while WFIN.L is traded in USD. To make them comparable, the WFIN.L values have been converted to GBP using the latest available exchange rates.
Returns By Period
In the year-to-date period, FING.L achieves a -15.13% return, which is significantly lower than WFIN.L's 8.84% return.
FING.L
- 1D
- -2.98%
- 1M
- -1.60%
- 6M
- -14.01%
- YTD
- -15.13%
- 1Y
- -27.42%
- 3Y*
- 0.37%
- 5Y*
- —
- 10Y*
- —
WFIN.L
- 1D
- -0.45%
- 1M
- 2.25%
- 6M
- 7.75%
- YTD
- 8.84%
- 1Y
- 20.32%
- 3Y*
- 23.06%
- 5Y*
- 15.29%
- 10Y*
- 13.08%
FING.L vs. WFIN.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
FING.L Global X FinTech UCITS ETF USD Distributing | -15.13% | -12.20% | 24.07% | 29.12% | -47.33% | -37.85% |
WFIN.L State Street SPDR MSCI World Financials UCITS ETF USD (Acc) | 8.84% | 19.97% | 29.04% | 10.39% | 0.87% | -3.76% |
Correlation
The correlation between FING.L and WFIN.L is 0.49, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.49 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.61 |
Correlation (All Time) Calculated using the full available price history since Nov 16, 2021 | 0.59 |
The correlation between FING.L and WFIN.L shifts across timeframes, from 0.49 (1 year) to 0.61 (3 years), reflecting how their relationship changes across market environments.
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Return for Risk
FING.L vs. WFIN.L — Risk / Return Rank
FING.L
WFIN.L
FING.L vs. WFIN.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Global X FinTech UCITS ETF USD Distributing (FING.L) and State Street SPDR MSCI World Financials UCITS ETF USD (Acc) (WFIN.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FING.L | WFIN.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.39 | ||
| Sortino ratioReturn per unit of downside risk | -3.34 | ||
| Omega ratioGain probability vs. loss probability | 0.85 | 1.25 | -0.40 |
| Calmar ratioReturn relative to maximum drawdown | -0.75 | 2.04 | -2.79 |
| Martin ratioReturn relative to average drawdown | -1.24 | 6.50 | -7.74 |
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Drawdowns
FING.L vs. WFIN.L - Drawdown Comparison
The maximum FING.L drawdown since its inception was -68.76%, which is greater than WFIN.L's maximum drawdown of -61.54%. Use the drawdown chart below to compare losses from any high point for FING.L and WFIN.L.
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Drawdown Indicators
| FING.L | WFIN.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -68.76% | -61.54% | -7.22% |
Max Drawdown (1Y)Largest decline over 1 year | -36.48% | -9.90% | -26.58% |
Max Drawdown (3Y)Largest decline over 3 years | -37.99% | -16.14% | -21.85% |
Max Drawdown (5Y)Largest decline over 5 years | — | -16.17% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -35.39% | — |
Current DrawdownCurrent decline from peak | -60.92% | -0.50% | -60.42% |
Average DrawdownAverage peak-to-trough decline | -56.78% | -10.55% | -46.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 22.03% | 3.12% | +18.91% |
Volatility
FING.L vs. WFIN.L - Volatility Comparison
Global X FinTech UCITS ETF USD Distributing (FING.L) has a higher volatility of 8.81% compared to State Street SPDR MSCI World Financials UCITS ETF USD (Acc) (WFIN.L) at 3.69%. This indicates that FING.L's price experiences larger fluctuations and is considered to be riskier than WFIN.L based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FING.L | WFIN.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.81% | 3.69% | +5.12% |
Volatility (6M)Calculated over the trailing 6-month period | 22.73% | 11.69% | +11.04% |
Volatility (1Y)Calculated over the trailing 1-year period | 28.13% | 14.30% | +13.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.40% | 16.58% | +14.82% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 31.40% | 18.14% | +13.26% |
FING.L vs. WFIN.L - Expense Ratio Comparison
FING.L has a 0.60% expense ratio, which is higher than WFIN.L's 0.30% expense ratio.
Dividends
FING.L vs. WFIN.L - Dividend Comparison
FING.L's dividend yield for the trailing twelve months is around 0.08%, while WFIN.L has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 |
|---|---|---|---|---|
FING.L Global X FinTech UCITS ETF USD Distributing | 0.08% | 0.00% | 0.21% | 0.08% |
WFIN.L State Street SPDR MSCI World Financials UCITS ETF USD (Acc) | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
FING.L and WFIN.L have a correlation of 0.49, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, WFIN.L is cheaper at 0.30% per year. The better choice depends on whether you care most about return, fees, risk, or income.
WFIN.L is cheaper with a 0.30% expense ratio, compared with 0.60% for FING.L.
FING.L tracks Indxx Global Fintech Thematic, while WFIN.L tracks MSCI World Financials 35/20 Capped Index. They also come from different issuers: Global X and State Street. Their fees differ too: 0.60% for FING.L and 0.30% for WFIN.L.
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