WFIN.L vs. UIFS.L
WFIN.L (State Street SPDR MSCI World Financials UCITS ETF USD Acc) and UIFS.L (iShares S&P 500 Financials Sector UCITS ETF USD (Acc)) are both Financials Equities funds - WFIN.L tracks the State Street SPDR MSCI World Financials UCITS ETF USD Acc while UIFS.L tracks the S&P 500 Capped 35/20 Financials Index. Both are passively managed. Over the past 10 years, WFIN.L returned 13.34%/yr vs 13.34%/yr for UIFS.L. Their correlation of 0.86 suggests significant overlap in exposure. WFIN.L charges 0.30%/yr vs 0.15%/yr for UIFS.L.
Performance
WFIN.L vs. UIFS.L - Performance Comparison
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Different Trading Currencies
WFIN.L is traded in USD, while UIFS.L is traded in GBp. To make them comparable, the UIFS.L values have been converted to USD using the latest available exchange rates.
Returns By Period
In the year-to-date period, WFIN.L achieves a 8.91% return, which is significantly higher than UIFS.L's 3.97% return. Over a longer period, both investments have demonstrated similar performance, with their 10-year annualized returns being quite close: WFIN.L at 13.34% and UIFS.L at 13.34%.
WFIN.L
- 1D
- -0.27%
- 1M
- 5.66%
- 6M
- 9.60%
- YTD
- 8.91%
- 1Y
- 21.36%
- 3Y*
- 24.93%
- 5Y*
- 14.81%
- 10Y*
- 13.34%
UIFS.L
- 1D
- 1.18%
- 1M
- 6.15%
- 6M
- 6.26%
- YTD
- 3.97%
- 1Y
- 11.06%
- 3Y*
- 20.03%
- 5Y*
- 10.96%
- 10Y*
- 13.34%
WFIN.L vs. UIFS.L - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
WFIN.L State Street SPDR MSCI World Financials UCITS ETF USD Acc | 8.91% | 29.17% | 26.82% | 16.20% | -9.85% | 28.37% | -2.96% | 24.94% | -17.34% | 23.45% |
UIFS.L iShares S&P 500 Financials Sector UCITS ETF USD (Acc) | 3.97% | 15.15% | 30.03% | 11.72% | -11.09% | 36.82% | -3.73% | 32.15% | -14.53% | 22.68% |
Correlation
The correlation between WFIN.L and UIFS.L is 0.85, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.85 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.83 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.88 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.87 |
Correlation (All Time) Calculated using the full available price history since Nov 20, 2015 | 0.86 |
The correlation between WFIN.L and UIFS.L has been stable across timeframes, ranging from 0.83 to 0.88 - a consistent structural relationship.
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Return for Risk
WFIN.L vs. UIFS.L — Risk / Return Rank
WFIN.L
UIFS.L
WFIN.L vs. UIFS.L - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street SPDR MSCI World Financials UCITS ETF USD Acc (WFIN.L) and iShares S&P 500 Financials Sector UCITS ETF USD (Acc) (UIFS.L). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| WFIN.L | UIFS.L | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.72 | ||
| Sortino ratioReturn per unit of downside risk | +1.04 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.14 | +0.12 |
| Calmar ratioReturn relative to maximum drawdown | 1.98 | 0.77 | +1.21 |
| Martin ratioReturn relative to average drawdown | 6.54 | 1.92 | +4.62 |
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Drawdowns
WFIN.L vs. UIFS.L - Drawdown Comparison
The maximum WFIN.L drawdown since its inception was -72.88%, which is greater than UIFS.L's maximum drawdown of -47.09%. Use the drawdown chart below to compare losses from any high point for WFIN.L and UIFS.L.
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Drawdown Indicators
| WFIN.L | UIFS.L | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -72.88% | -47.09% | -25.79% |
Max Drawdown (1Y)Largest decline over 1 year | -11.06% | -14.24% | +3.18% |
Max Drawdown (3Y)Largest decline over 3 years | -15.69% | -18.99% | +3.30% |
Max Drawdown (5Y)Largest decline over 5 years | -27.48% | -26.75% | -0.73% |
Max Drawdown (10Y)Largest decline over 10 years | -43.40% | -42.38% | -1.02% |
Current DrawdownCurrent decline from peak | -0.27% | 0.00% | -0.27% |
Average DrawdownAverage peak-to-trough decline | -18.23% | -12.53% | -5.70% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.36% | 5.76% | -2.40% |
Volatility
WFIN.L vs. UIFS.L - Volatility Comparison
State Street SPDR MSCI World Financials UCITS ETF USD Acc (WFIN.L) and iShares S&P 500 Financials Sector UCITS ETF USD (Acc) (UIFS.L) have volatilities of 3.95% and 3.81%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| WFIN.L | UIFS.L | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.95% | 3.81% | +0.14% |
Volatility (6M)Calculated over the trailing 6-month period | 11.95% | 10.62% | +1.33% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.60% | 14.17% | +0.43% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.85% | 23.25% | -5.40% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.87% | 23.00% | -4.13% |
WFIN.L vs. UIFS.L - Expense Ratio Comparison
WFIN.L has a 0.30% expense ratio, which is higher than UIFS.L's 0.15% expense ratio.
Dividends
WFIN.L vs. UIFS.L - Dividend Comparison
Neither WFIN.L nor UIFS.L has paid dividends to shareholders.
Frequently Asked Questions
WFIN.L and UIFS.L have a correlation of 0.85, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, UIFS.L is cheaper at 0.15% per year. The better choice depends on whether you care most about return, fees, risk, or income.
UIFS.L is cheaper with a 0.15% expense ratio, compared with 0.30% for WFIN.L.
WFIN.L tracks State Street SPDR MSCI World Financials UCITS ETF USD Acc, while UIFS.L tracks S&P 500 Capped 35/20 Financials Index. They also come from different issuers: State Street and iShares. Their fees differ too: 0.30% for WFIN.L and 0.15% for UIFS.L.
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