FINFX vs. GSPAX
FINFX (American Funds Fundamental Investors® Class F-2) and GSPAX (Goldman Sachs U.S. Equity Dividend and Premium Fund Class A) are both mutual funds - FINFX is a Large Cap Blend Equities fund managed by American Funds, while GSPAX is a Dividend fund actively managed by Goldman Sachs. Over the past 10 years, FINFX returned 15.13%/yr vs 12.69%/yr for GSPAX. Their correlation of 0.95 suggests significant overlap in exposure. FINFX charges 0.39%/yr vs 1.01%/yr for GSPAX.
Performance
FINFX vs. GSPAX - Performance Comparison
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Returns By Period
In the year-to-date period, FINFX achieves a 15.23% return, which is significantly higher than GSPAX's 10.39% return. Over the past 10 years, FINFX has outperformed GSPAX with an annualized return of 15.13%, while GSPAX has yielded a comparatively lower 12.69% annualized return.
FINFX
- 1D
- 0.01%
- 1M
- 5.92%
- YTD
- 15.23%
- 6M
- 16.26%
- 1Y
- 34.80%
- 3Y*
- 26.35%
- 5Y*
- 15.15%
- 10Y*
- 15.13%
GSPAX
- 1D
- 0.15%
- 1M
- 4.80%
- YTD
- 10.39%
- 6M
- 10.76%
- 1Y
- 24.52%
- 3Y*
- 20.59%
- 5Y*
- 12.89%
- 10Y*
- 12.69%
FINFX vs. GSPAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FINFX American Funds Fundamental Investors® Class F-2 | 15.23% | 24.44% | 22.98% | 26.14% | -16.47% | 22.68% | 15.16% | 27.34% | -7.96% | 23.00% |
GSPAX Goldman Sachs U.S. Equity Dividend and Premium Fund Class A | 10.39% | 13.27% | 29.10% | 21.09% | -15.36% | 22.39% | 13.66% | 24.67% | -6.63% | 14.84% |
Correlation
The correlation between FINFX and GSPAX is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.91 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.92 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.94 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.94 |
Correlation (All Time) Calculated using the full available price history since Aug 4, 2008 | 0.95 |
The correlation between FINFX and GSPAX has been stable across timeframes, ranging from 0.91 to 0.95 - a consistent structural relationship.
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Return for Risk
FINFX vs. GSPAX — Risk / Return Rank
FINFX
GSPAX
FINFX vs. GSPAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Fundamental Investors® Class F-2 (FINFX) and Goldman Sachs U.S. Equity Dividend and Premium Fund Class A (GSPAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FINFX | GSPAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.04 | ||
| Sortino ratioReturn per unit of downside risk | -0.06 | ||
| Omega ratioGain probability vs. loss probability | 1.47 | 1.49 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 3.36 | 3.19 | +0.17 |
| Martin ratioReturn relative to average drawdown | 15.58 | 16.15 | -0.57 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FINFX | GSPAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.60 | 2.56 | +0.04 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.91 | 0.81 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.86 | 0.75 | +0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.61 | 0.52 | +0.09 |
Drawdowns
FINFX vs. GSPAX - Drawdown Comparison
The maximum FINFX drawdown since its inception was -46.54%, smaller than the maximum GSPAX drawdown of -52.07%. Use the drawdown chart below to compare losses from any high point for FINFX and GSPAX.
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Drawdown Indicators
| FINFX | GSPAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -46.54% | -52.07% | +5.53% |
Max Drawdown (1Y)Largest decline over 1 year | -10.64% | -7.92% | -2.72% |
Max Drawdown (3Y)Largest decline over 3 years | -17.94% | -20.51% | +2.57% |
Max Drawdown (5Y)Largest decline over 5 years | -24.95% | -22.39% | -2.56% |
Max Drawdown (10Y)Largest decline over 10 years | -33.91% | -32.71% | -1.20% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -5.99% | -6.17% | +0.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.29% | 1.56% | +0.73% |
Volatility
FINFX vs. GSPAX - Volatility Comparison
American Funds Fundamental Investors® Class F-2 (FINFX) has a higher volatility of 3.69% compared to Goldman Sachs U.S. Equity Dividend and Premium Fund Class A (GSPAX) at 1.98%. This indicates that FINFX's price experiences larger fluctuations and is considered to be riskier than GSPAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FINFX | GSPAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.69% | 1.98% | +1.71% |
Volatility (6M)Calculated over the trailing 6-month period | 10.83% | 7.73% | +3.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.76% | 9.85% | +3.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.80% | 16.01% | +0.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.73% | 16.89% | +0.84% |
FINFX vs. GSPAX - Expense Ratio Comparison
FINFX has a 0.39% expense ratio, which is lower than GSPAX's 1.01% expense ratio.
Dividends
FINFX vs. GSPAX - Dividend Comparison
FINFX's dividend yield for the trailing twelve months is around 7.59%, more than GSPAX's 5.68% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINFX American Funds Fundamental Investors® Class F-2 | 7.59% | 8.73% | 9.11% | 6.01% | 5.21% | 11.19% | 2.81% | 7.11% | 9.54% | 7.46% | 4.91% | 6.29% |
GSPAX Goldman Sachs U.S. Equity Dividend and Premium Fund Class A | 5.68% | 6.05% | 12.41% | 6.14% | 6.12% | 5.67% | 6.81% | 6.47% | 7.50% | 5.73% | 5.25% | 5.86% |
Frequently Asked Questions
With a correlation of 0.91, FINFX and GSPAX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
FINFX has higher volatility (3.69%) compared to GSPAX (1.98%). In terms of maximum drawdown, FINFX dropped -46.54% vs GSPAX's -52.07%.
FINFX currently has the higher Sharpe Ratio (2.60 vs 2.56), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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