FINFX vs. VTI
Compare and contrast key facts about American Funds Fundamental Investors® Class F-2 (FINFX) and Vanguard Total Stock Market ETF (VTI).
FINFX is managed by American Funds. It was launched on Aug 1, 1978. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016.
Performance
FINFX vs. VTI - Performance Comparison
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FINFX vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FINFX American Funds Fundamental Investors® Class F-2 | -6.09% | 24.44% | 22.98% | 26.14% | -16.47% | 22.68% | 15.16% | 27.34% | -7.96% | 23.00% |
VTI Vanguard Total Stock Market ETF | -4.01% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
Returns By Period
In the year-to-date period, FINFX achieves a -6.09% return, which is significantly lower than VTI's -4.01% return. Both investments have delivered pretty close results over the past 10 years, with FINFX having a 13.15% annualized return and VTI not far ahead at 13.60%.
FINFX
- 1D
- -0.64%
- 1M
- -9.88%
- YTD
- -6.09%
- 6M
- -2.00%
- 1Y
- 20.68%
- 3Y*
- 19.59%
- 5Y*
- 11.80%
- 10Y*
- 13.15%
VTI
- 1D
- 2.93%
- 1M
- -5.00%
- YTD
- -4.01%
- 6M
- -1.66%
- 1Y
- 18.11%
- 3Y*
- 17.84%
- 5Y*
- 10.46%
- 10Y*
- 13.60%
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FINFX vs. VTI - Expense Ratio Comparison
FINFX has a 0.39% expense ratio, which is higher than VTI's 0.03% expense ratio.
Return for Risk
FINFX vs. VTI — Risk / Return Rank
FINFX
VTI
FINFX vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Fundamental Investors® Class F-2 (FINFX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FINFX | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.17 | 0.96 | +0.21 |
Sortino ratioReturn per unit of downside risk | 1.77 | 1.48 | +0.28 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.23 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.62 | 1.52 | +0.10 |
Martin ratioReturn relative to average drawdown | 7.29 | 7.26 | +0.03 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FINFX | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.17 | 0.96 | +0.21 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.71 | 0.60 | +0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.75 | 0.75 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.55 | 0.48 | +0.08 |
Correlation
The correlation between FINFX and VTI is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FINFX vs. VTI - Dividend Comparison
FINFX's dividend yield for the trailing twelve months is around 9.32%, more than VTI's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINFX American Funds Fundamental Investors® Class F-2 | 9.32% | 8.73% | 9.11% | 6.01% | 5.21% | 11.19% | 2.81% | 7.11% | 9.54% | 7.46% | 4.91% | 6.29% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
FINFX vs. VTI - Drawdown Comparison
The maximum FINFX drawdown since its inception was -46.54%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for FINFX and VTI.
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Drawdown Indicators
| FINFX | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -46.54% | -55.45% | +8.91% |
Max Drawdown (1Y)Largest decline over 1 year | -11.36% | -12.30% | +0.94% |
Max Drawdown (5Y)Largest decline over 5 years | -24.95% | -25.36% | +0.41% |
Max Drawdown (10Y)Largest decline over 10 years | -33.91% | -35.00% | +1.09% |
Current DrawdownCurrent decline from peak | -10.64% | -6.25% | -4.39% |
Average DrawdownAverage peak-to-trough decline | -6.04% | -8.08% | +2.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.53% | 2.58% | -0.05% |
Volatility
FINFX vs. VTI - Volatility Comparison
The current volatility for American Funds Fundamental Investors® Class F-2 (FINFX) is 4.98%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 5.45%. This indicates that FINFX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FINFX | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.98% | 5.45% | -0.47% |
Volatility (6M)Calculated over the trailing 6-month period | 10.65% | 9.73% | +0.92% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.95% | 19.01% | -1.06% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.67% | 17.42% | -0.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.65% | 18.29% | -0.64% |