FHCFX vs. LTTIX

Last updated Jul 3, 2026

FHCFX (Fidelity Advisor Freedom Blend 2045 Fund Class I) and LTTIX (MFS Lifetime 2025 Fund) are both Target Retirement Date funds. Their correlation of 0.89 suggests significant overlap in exposure. FHCFX charges 0.49%/yr vs 0.00%/yr for LTTIX.

Performance

FHCFX vs. LTTIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fidelity Advisor Freedom Blend 2045 Fund Class I (FHCFX) and MFS Lifetime 2025 Fund (LTTIX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

FHCFX

• 1D: -0.84%
• 1M: -0.60%
• 6M: 12.83%
• YTD: 12.83%
• 1Y: 24.55%
• 3Y*: 18.82%
• 5Y*: 9.55%
• 10Y*: —

LTTIX

• 1D: —
• 1M: —
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

FHCFX vs. LTTIX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018
FHCFX Fidelity Advisor Freedom Blend 2045 Fund Class I	12.83%	22.61%	13.57%	20.45%	-19.05%	16.25%	17.82%	26.45%	-11.90%
LTTIX MFS Lifetime 2025 Fund	2.74%	9.29%	6.73%	10.36%	-12.36%	8.61%	10.61%	17.82%	-6.57%

Correlation

The correlation between FHCFX and LTTIX is 0.81, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.81
Correlation (3Y) Calculated over the trailing 3-year period	0.83
Correlation (5Y) Calculated over the trailing 5-year period	0.87
Correlation (All Time) Calculated using the full available price history since Aug 31, 2018	0.89

The correlation between FHCFX and LTTIX has been stable across timeframes, ranging from 0.81 to 0.89 - a consistent structural relationship.

Return for Risk

FHCFX vs. LTTIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

FHCFX

FHCFX Risk / Return Rank: 69
FHCFX Sharpe Ratio Rank: 67
FHCFX Sortino Ratio Rank: 63
FHCFX Omega Ratio Rank: 66
FHCFX Calmar Ratio Rank: 70
FHCFX Martin Ratio Rank: 78

LTTIX

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FHCFX vs. LTTIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom Blend 2045 Fund Class I (FHCFX) and MFS Lifetime 2025 Fund (LTTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	FHCFX	LTTIX	Difference
Sharpe ratio: Return per unit of total volatility	1.85	—	—
Sortino ratio: Return per unit of downside risk	2.56	—	—
Omega ratio: Gain probability vs. loss probability	1.34	—	—
Calmar ratio: Return relative to maximum drawdown	2.65	—	—
Martin ratio: Return relative to average drawdown	11.40	—	—

Drawdowns

Drawdown Indicators

	FHCFX	LTTIX	Difference
Max Drawdown Largest peak-to-trough decline	-31.37%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-9.43%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-15.55%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-27.79%	—	—
Current Drawdown Current decline from peak	-1.19%	—	—
Average Drawdown Average peak-to-trough decline	-5.88%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	2.19%	—	—

Volatility

Volatility by Period

	FHCFX	LTTIX	Difference
Volatility (1M) Calculated over the trailing 1-month period	6.07%	—	—
Volatility (6M) Calculated over the trailing 6-month period	11.52%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	13.49%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.27%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.92%	—	—

FHCFX vs. LTTIX - Expense Ratio Comparison

FHCFX has a 0.49% expense ratio, which is higher than LTTIX's 0.00% expense ratio.

Dividends

FHCFX vs. LTTIX - Dividend Comparison

FHCFX's dividend yield for the trailing twelve months is around 3.53%, less than LTTIX's 11.54% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FHCFX Fidelity Advisor Freedom Blend 2045 Fund Class I	3.53%	2.62%	2.33%	1.83%	6.37%	8.57%	4.93%	3.45%	3.14%	0.00%	0.00%	0.00%
LTTIX MFS Lifetime 2025 Fund	11.54%	8.13%	7.07%	3.30%	5.88%	7.35%	2.83%	3.68%	4.32%	3.51%	4.03%	1.82%

Frequently Asked Questions

Can I hold both FHCFX and LTTIX in my portfolio?

FHCFX and LTTIX have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.