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FHAVX vs. LTTIX
Performance
Return for Risk
Drawdowns
Volatility
Dividends

FHAVX vs. LTTIX

Last updated Jun 23, 2026

FHAVX (Fidelity Freedom Blend 2020 Fund) and LTTIX (MFS Lifetime 2025 Fund) are both Target Retirement Date funds. Over the past 5 years, FHAVX returned 5.00%/yr vs 3.72%/yr for LTTIX. Their correlation of 0.94 suggests significant overlap in exposure. FHAVX charges 0.44%/yr vs 0.00%/yr for LTTIX.

Performance

FHAVX vs. LTTIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Fidelity Freedom Blend 2020 Fund (FHAVX) and MFS Lifetime 2025 Fund (LTTIX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, FHAVX achieves a 7.41% return, which is significantly higher than LTTIX's 2.74% return.

FHAVX

1D
0.81%
1M
1.80%
YTD
7.41%
6M
7.53%
1Y
16.81%
3Y*
11.18%
5Y*
5.00%
10Y*
—

LTTIX

1D
0.00%
1M
0.08%
YTD
2.74%
6M
2.70%
1Y
8.28%
3Y*
8.33%
5Y*
3.72%
10Y*
6.24%
*Multi-year figures are annualized to reflect compound growth (CAGR)

FHAVX vs. LTTIX - Yearly Performance Comparison

2026 (YTD)20252024202320222021202020192018
FHAVX
Fidelity Freedom Blend 2020 Fund		7.41%14.31%7.02%12.71%-16.58%8.62%13.01%18.41%-8.20%
LTTIX
MFS Lifetime 2025 Fund		2.74%9.29%6.73%10.36%-12.36%8.61%10.61%17.82%-6.57%

Correlation

The correlation between FHAVX and LTTIX is 0.89, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.89

Correlation (3Y)
Calculated over the trailing 3-year period

0.92

Correlation (5Y)
Calculated over the trailing 5-year period

0.94

Correlation (All Time)
Calculated using the full available price history since Aug 31, 2018

0.94

The correlation between FHAVX and LTTIX has been stable across timeframes, ranging from 0.89 to 0.94 - a consistent structural relationship.

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Fidelity Freedom Blend 2020 Fund

MFS Lifetime 2025 Fund

Often compared with FHAVX:
FHAVX vs. FCTKXFHAVX vs. FTIHXFHAVX vs. FVTKXFHAVX vs. SSFNXFHAVX vs. DTDRXFHAVX vs. FBGRXFHAVX vs. FCNTX
Often compared with LTTIX:
LTTIX vs. VOOLTTIX vs. TRRHXLTTIX vs. JRLVXLTTIX vs. JIEHXLTTIX vs. MINIXLTTIX vs. MEIIXLTTIX vs. FIRMX

Return for Risk

FHAVX vs. LTTIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
FHAVX
FHAVX Risk / Return Rank: 7272
Overall Rank
FHAVX Sharpe Ratio Rank: 7272
Sharpe Ratio Rank
FHAVX Sortino Ratio Rank: 7272
Sortino Ratio Rank
FHAVX Omega Ratio Rank: 7575
Omega Ratio Rank
FHAVX Calmar Ratio Rank: 6969
Calmar Ratio Rank
FHAVX Martin Ratio Rank: 7474
Martin Ratio Rank
LTTIX
LTTIX Risk / Return Rank: 6161
Overall Rank
LTTIX Sharpe Ratio Rank: 6464
Sharpe Ratio Rank
LTTIX Sortino Ratio Rank: 7171
Sortino Ratio Rank
LTTIX Omega Ratio Rank: 7070
Omega Ratio Rank
LTTIX Calmar Ratio Rank: 4646
Calmar Ratio Rank
LTTIX Martin Ratio Rank: 5757
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

FHAVX vs. LTTIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom Blend 2020 Fund (FHAVX) and MFS Lifetime 2025 Fund (LTTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

FHAVXLTTIXDifference
Sharpe ratioReturn per unit of total volatility
2.27
2.16

+0.11

Sortino ratioReturn per unit of downside risk
3.23
3.20

+0.03

Omega ratioGain probability vs. loss probability

1.45

1.42

+0.02

Calmar ratioReturn relative to maximum drawdown

3.05

2.47

+0.57

Martin ratioReturn relative to average drawdown

13.08

10.68

+2.40

FHAVX vs. LTTIX - Sharpe Ratio Comparison

The current FHAVX Sharpe Ratio is 2.27, which is comparable to the LTTIX Sharpe Ratio of 2.16. The chart below compares the historical Sharpe Ratios of FHAVX and LTTIX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Drawdowns

FHAVX vs. LTTIX - Drawdown Comparison

The maximum FHAVX drawdown since its inception was -22.86%, which is greater than LTTIX's maximum drawdown of -19.33%. Use the drawdown chart below to compare losses from any high point for FHAVX and LTTIX.

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Drawdown Indicators

FHAVXLTTIXDifference

Max Drawdown

Largest peak-to-trough decline

-22.86%

-19.33%

-3.53%

Max Drawdown (1Y)

Largest decline over 1 year

-5.51%

-3.64%

-1.87%

Max Drawdown (3Y)

Largest decline over 3 years

-7.92%

-5.77%

-2.15%

Max Drawdown (5Y)

Largest decline over 5 years

-22.86%

-16.92%

-5.94%

Max Drawdown (10Y)

Largest decline over 10 years

—

-19.33%

—

Current Drawdown

Current decline from peak

0.00%

-0.45%

+0.45%

Average Drawdown

Average peak-to-trough decline

-4.91%

-2.68%

-2.23%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.28%

0.84%

+0.44%

Volatility

FHAVX vs. LTTIX - Volatility Comparison

Fidelity Freedom Blend 2020 Fund (FHAVX) has a higher volatility of 3.21% compared to MFS Lifetime 2025 Fund (LTTIX) at 1.34%. This indicates that FHAVX's price experiences larger fluctuations and is considered to be riskier than LTTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

FHAVXLTTIXDifference

Volatility (1M)

Calculated over the trailing 1-month period

3.21%

1.34%

+1.87%

Volatility (6M)

Calculated over the trailing 6-month period

6.31%

3.32%

+2.99%

Volatility (1Y)

Calculated over the trailing 1-year period

7.40%

4.18%

+3.22%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

9.02%

6.37%

+2.65%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

9.74%

7.24%

+2.50%

FHAVX vs. LTTIX - Expense Ratio Comparison

FHAVX has a 0.44% expense ratio, which is higher than LTTIX's 0.00% expense ratio.

Dividends

FHAVX vs. LTTIX - Dividend Comparison

FHAVX's dividend yield for the trailing twelve months is around 3.37%, less than LTTIX's 11.54% yield.

PositionTTM20252024202320222021202020192018201720162015
FHAVX
Fidelity Freedom Blend 2020 Fund		3.37%2.65%2.43%2.49%5.75%7.30%4.22%2.95%0.00%0.00%0.00%0.00%
LTTIX
MFS Lifetime 2025 Fund		11.54%8.13%7.07%3.30%5.88%7.35%2.83%3.68%4.32%3.51%4.03%1.82%

Frequently Asked Questions

FHAVX and LTTIX have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

FHAVX has higher volatility (3.21%) compared to LTTIX (1.34%). In terms of maximum drawdown, FHAVX dropped -22.86% vs LTTIX's -19.33%.

FHAVX currently has the higher Sharpe Ratio (2.27 vs 2.16), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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