FFFIX vs. VTIVX
Compare and contrast key facts about Fidelity Advisor Freedom 2045 Fund Class I (FFFIX) and Vanguard Target Retirement 2045 Fund (VTIVX).
FFFIX is managed by Fidelity. It was launched on Jun 1, 2006. VTIVX is managed by Vanguard. It was launched on Oct 27, 2003.
Performance
FFFIX vs. VTIVX - Performance Comparison
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FFFIX vs. VTIVX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFFIX Fidelity Advisor Freedom 2045 Fund Class I | -3.74% | 23.01% | 13.79% | 19.24% | -18.13% | 15.96% | 17.59% | 26.58% | -8.16% | 21.67% |
VTIVX Vanguard Target Retirement 2045 Fund | -3.63% | 20.01% | 13.68% | 19.72% | -17.38% | 16.16% | 16.31% | 24.94% | -7.89% | 19.16% |
Returns By Period
The year-to-date returns for both investments are quite close, with FFFIX having a -3.74% return and VTIVX slightly higher at -3.63%. Over the past 10 years, FFFIX has outperformed VTIVX with an annualized return of 10.66%, while VTIVX has yielded a comparatively lower 10.04% annualized return.
FFFIX
- 1D
- -0.26%
- 1M
- -9.04%
- YTD
- -3.74%
- 6M
- -0.66%
- 1Y
- 17.73%
- 3Y*
- 14.72%
- 5Y*
- 7.71%
- 10Y*
- 10.66%
VTIVX
- 1D
- -0.24%
- 1M
- -7.90%
- YTD
- -3.63%
- 6M
- -0.85%
- 1Y
- 16.12%
- 3Y*
- 13.91%
- 5Y*
- 7.66%
- 10Y*
- 10.04%
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FFFIX vs. VTIVX - Expense Ratio Comparison
FFFIX has a 0.75% expense ratio, which is higher than VTIVX's 0.08% expense ratio.
Return for Risk
FFFIX vs. VTIVX — Risk / Return Rank
FFFIX
VTIVX
FFFIX vs. VTIVX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Advisor Freedom 2045 Fund Class I (FFFIX) and Vanguard Target Retirement 2045 Fund (VTIVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FFFIX | VTIVX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.12 | 1.20 | -0.07 |
Sortino ratioReturn per unit of downside risk | 1.62 | 1.72 | -0.10 |
Omega ratioGain probability vs. loss probability | 1.24 | 1.25 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.43 | 1.50 | -0.08 |
Martin ratioReturn relative to average drawdown | 6.37 | 6.90 | -0.53 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FFFIX | VTIVX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.12 | 1.20 | -0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.57 | -0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.68 | +0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.43 | 0.51 | -0.09 |
Correlation
The correlation between FFFIX and VTIVX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FFFIX vs. VTIVX - Dividend Comparison
FFFIX's dividend yield for the trailing twelve months is around 6.47%, more than VTIVX's 2.59% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFFIX Fidelity Advisor Freedom 2045 Fund Class I | 6.47% | 6.23% | 0.28% | 1.38% | 10.86% | 9.63% | 5.33% | 6.99% | 11.77% | 4.73% | 4.81% | 4.00% |
VTIVX Vanguard Target Retirement 2045 Fund | 2.59% | 2.50% | 2.36% | 2.27% | 2.75% | 15.40% | 1.90% | 2.23% | 2.52% | 0.04% | 2.47% | 3.29% |
Drawdowns
FFFIX vs. VTIVX - Drawdown Comparison
The maximum FFFIX drawdown since its inception was -56.61%, which is greater than VTIVX's maximum drawdown of -51.69%. Use the drawdown chart below to compare losses from any high point for FFFIX and VTIVX.
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Drawdown Indicators
| FFFIX | VTIVX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -56.61% | -51.69% | -4.92% |
Max Drawdown (1Y)Largest decline over 1 year | -11.11% | -9.73% | -1.38% |
Max Drawdown (5Y)Largest decline over 5 years | -27.37% | -25.10% | -2.27% |
Max Drawdown (10Y)Largest decline over 10 years | -31.30% | -31.42% | +0.12% |
Current DrawdownCurrent decline from peak | -9.63% | -8.30% | -1.33% |
Average DrawdownAverage peak-to-trough decline | -8.65% | -6.37% | -2.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.49% | 2.12% | +0.37% |
Volatility
FFFIX vs. VTIVX - Volatility Comparison
Fidelity Advisor Freedom 2045 Fund Class I (FFFIX) has a higher volatility of 5.51% compared to Vanguard Target Retirement 2045 Fund (VTIVX) at 4.36%. This indicates that FFFIX's price experiences larger fluctuations and is considered to be riskier than VTIVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFFIX | VTIVX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.51% | 4.36% | +1.15% |
Volatility (6M)Calculated over the trailing 6-month period | 9.31% | 7.85% | +1.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.73% | 13.55% | +2.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.74% | 13.41% | +1.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.38% | 14.75% | +0.63% |