FFFFX vs. LTRIX
Compare and contrast key facts about Fidelity Freedom 2040 Fund (FFFFX) and Principal LifeTime 2045 Fund (LTRIX).
FFFFX is managed by Fidelity. It was launched on Sep 6, 2000. LTRIX is managed by Principal. It was launched on Feb 28, 2008.
Performance
FFFFX vs. LTRIX - Performance Comparison
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FFFFX vs. LTRIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FFFFX Fidelity Freedom 2040 Fund | -2.91% | 22.01% | 13.20% | 20.06% | -18.31% | 16.57% | 18.24% | 25.38% | -8.94% | 22.26% |
LTRIX Principal LifeTime 2045 Fund | -4.72% | 16.69% | 16.90% | 19.40% | -18.51% | 16.55% | 16.33% | 25.81% | -8.34% | 21.38% |
Returns By Period
In the year-to-date period, FFFFX achieves a -2.91% return, which is significantly higher than LTRIX's -4.72% return. Over the past 10 years, FFFFX has outperformed LTRIX with an annualized return of 10.66%, while LTRIX has yielded a comparatively lower 9.79% annualized return.
FFFFX
- 1D
- -0.23%
- 1M
- -8.26%
- YTD
- -2.91%
- 6M
- 0.34%
- 1Y
- 18.14%
- 3Y*
- 14.60%
- 5Y*
- 7.70%
- 10Y*
- 10.66%
LTRIX
- 1D
- -0.21%
- 1M
- -7.69%
- YTD
- -4.72%
- 6M
- -2.65%
- 1Y
- 11.72%
- 3Y*
- 13.58%
- 5Y*
- 7.05%
- 10Y*
- 9.79%
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FFFFX vs. LTRIX - Expense Ratio Comparison
FFFFX has a 0.75% expense ratio, which is higher than LTRIX's 0.01% expense ratio.
Return for Risk
FFFFX vs. LTRIX — Risk / Return Rank
FFFFX
LTRIX
FFFFX vs. LTRIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Fidelity Freedom 2040 Fund (FFFFX) and Principal LifeTime 2045 Fund (LTRIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FFFFX | LTRIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.25 | 0.83 | +0.42 |
Sortino ratioReturn per unit of downside risk | 1.79 | 1.27 | +0.52 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.18 | +0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.59 | 0.96 | +0.63 |
Martin ratioReturn relative to average drawdown | 7.23 | 4.66 | +2.57 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FFFFX | LTRIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.25 | 0.83 | +0.42 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.54 | 0.49 | +0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.66 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.35 | 0.44 | -0.09 |
Correlation
The correlation between FFFFX and LTRIX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
FFFFX vs. LTRIX - Dividend Comparison
FFFFX's dividend yield for the trailing twelve months is around 5.23%, less than LTRIX's 9.77% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FFFFX Fidelity Freedom 2040 Fund | 5.23% | 5.07% | 2.63% | 1.72% | 12.33% | 12.09% | 5.67% | 6.69% | 7.97% | 4.37% | 4.05% | 4.81% |
LTRIX Principal LifeTime 2045 Fund | 9.77% | 9.31% | 9.40% | 4.25% | 8.71% | 6.75% | 4.62% | 6.93% | 7.50% | 4.57% | 4.48% | 5.42% |
Drawdowns
FFFFX vs. LTRIX - Drawdown Comparison
The maximum FFFFX drawdown since its inception was -54.10%, which is greater than LTRIX's maximum drawdown of -51.39%. Use the drawdown chart below to compare losses from any high point for FFFFX and LTRIX.
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Drawdown Indicators
| FFFFX | LTRIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -54.10% | -51.39% | -2.71% |
Max Drawdown (1Y)Largest decline over 1 year | -10.33% | -10.65% | +0.32% |
Max Drawdown (5Y)Largest decline over 5 years | -27.21% | -26.25% | -0.96% |
Max Drawdown (10Y)Largest decline over 10 years | -30.93% | -31.56% | +0.63% |
Current DrawdownCurrent decline from peak | -8.71% | -8.04% | -0.67% |
Average DrawdownAverage peak-to-trough decline | -11.21% | -7.26% | -3.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.27% | 2.20% | +0.07% |
Volatility
FFFFX vs. LTRIX - Volatility Comparison
Fidelity Freedom 2040 Fund (FFFFX) has a higher volatility of 5.14% compared to Principal LifeTime 2045 Fund (LTRIX) at 4.53%. This indicates that FFFFX's price experiences larger fluctuations and is considered to be riskier than LTRIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FFFFX | LTRIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.14% | 4.53% | +0.61% |
Volatility (6M)Calculated over the trailing 6-month period | 8.54% | 8.04% | +0.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.49% | 14.30% | +0.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.26% | 14.52% | -0.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.00% | 14.77% | +0.23% |