FCTDX vs. FLCSX
FCTDX (Strategic Advisers Fidelity U.S. Total Stock Fund) and FLCSX (Fidelity Large Cap Stock Fund) are both Large Cap Blend Equities funds. Both are actively managed. Over the past 5 years, FCTDX returned 12.70%/yr vs 16.17%/yr for FLCSX. Their correlation of 0.90 suggests significant overlap in exposure. FCTDX charges 0.61%/yr vs 0.75%/yr for FLCSX.
Performance
FCTDX vs. FLCSX - Performance Comparison
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Returns By Period
In the year-to-date period, FCTDX achieves a 12.75% return, which is significantly higher than FLCSX's 9.23% return.
FCTDX
- 1D
- -0.31%
- 1M
- 1.93%
- YTD
- 12.75%
- 6M
- 11.59%
- 1Y
- 26.30%
- 3Y*
- 21.48%
- 5Y*
- 12.70%
- 10Y*
- —
FLCSX
- 1D
- -0.73%
- 1M
- 0.59%
- YTD
- 9.23%
- 6M
- 8.55%
- 1Y
- 28.22%
- 3Y*
- 25.24%
- 5Y*
- 16.17%
- 10Y*
- 15.83%
FCTDX vs. FLCSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
FCTDX Strategic Advisers Fidelity U.S. Total Stock Fund | 12.75% | 15.63% | 23.13% | 26.72% | -17.93% | 25.40% | 22.20% | 29.99% | -5.32% |
FLCSX Fidelity Large Cap Stock Fund | 9.23% | 27.49% | 26.31% | 23.51% | -8.02% | 25.80% | 9.05% | 31.59% | -11.23% |
Correlation
The correlation between FCTDX and FLCSX is 0.77, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.77 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.84 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.89 |
Correlation (All Time) Calculated using the full available price history since Apr 2, 2018 | 0.90 |
The correlation between FCTDX and FLCSX shifts across timeframes, from 0.77 (1 year) to 0.90 (all time), reflecting how their relationship changes across market environments.
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Return for Risk
FCTDX vs. FLCSX — Risk / Return Rank
FCTDX
FLCSX
FCTDX vs. FLCSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Strategic Advisers Fidelity U.S. Total Stock Fund (FCTDX) and Fidelity Large Cap Stock Fund (FLCSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FCTDX | FLCSX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.06 | ||
| Sortino ratioReturn per unit of downside risk | +0.07 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 1.42 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 3.64 | 3.09 | +0.55 |
| Martin ratioReturn relative to average drawdown | 16.73 | 13.96 | +2.77 |
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Drawdowns
FCTDX vs. FLCSX - Drawdown Comparison
The maximum FCTDX drawdown since its inception was -34.51%, smaller than the maximum FLCSX drawdown of -63.67%. Use the drawdown chart below to compare losses from any high point for FCTDX and FLCSX.
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Drawdown Indicators
| FCTDX | FLCSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.51% | -63.67% | +29.16% |
Max Drawdown (1Y)Largest decline over 1 year | -8.96% | -9.55% | +0.59% |
Max Drawdown (3Y)Largest decline over 3 years | -19.08% | -18.82% | -0.26% |
Max Drawdown (5Y)Largest decline over 5 years | -24.92% | -21.69% | -3.23% |
Max Drawdown (10Y)Largest decline over 10 years | — | -37.11% | — |
Current DrawdownCurrent decline from peak | -0.85% | -1.01% | +0.16% |
Average DrawdownAverage peak-to-trough decline | -5.17% | -13.80% | +8.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.82% | 2.11% | -0.29% |
Volatility
FCTDX vs. FLCSX - Volatility Comparison
Strategic Advisers Fidelity U.S. Total Stock Fund (FCTDX) has a higher volatility of 5.09% compared to Fidelity Large Cap Stock Fund (FLCSX) at 4.38%. This indicates that FCTDX's price experiences larger fluctuations and is considered to be riskier than FLCSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCTDX | FLCSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.09% | 4.38% | +0.71% |
Volatility (6M)Calculated over the trailing 6-month period | 10.93% | 9.92% | +1.01% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.76% | 12.76% | +1.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.59% | 16.89% | +0.70% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.67% | 18.68% | +0.99% |
FCTDX vs. FLCSX - Expense Ratio Comparison
FCTDX has a 0.61% expense ratio, which is lower than FLCSX's 0.75% expense ratio.
Dividends
FCTDX vs. FLCSX - Dividend Comparison
FCTDX's dividend yield for the trailing twelve months is around 1.69%, less than FLCSX's 9.04% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCTDX Strategic Advisers Fidelity U.S. Total Stock Fund | 1.69% | 1.90% | 4.33% | 2.26% | 5.75% | 7.90% | 2.73% | 2.89% | 2.38% | 0.00% | 0.00% | 0.00% |
FLCSX Fidelity Large Cap Stock Fund | 9.04% | 6.50% | 4.26% | 2.83% | 3.07% | 4.71% | 3.93% | 5.43% | 7.63% | 3.25% | 3.61% | 4.55% |
Frequently Asked Questions
FCTDX and FLCSX have a correlation of 0.77, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FCTDX has higher volatility (5.09%) compared to FLCSX (4.38%). In terms of maximum drawdown, FCTDX dropped -34.51% vs FLCSX's -63.67%.
FCTDX currently has the higher Sharpe Ratio (2.38 vs 2.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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