FCNCA vs. STRL
FCNCA (First Citizens BancShares, Inc.) and STRL (Sterling Construction Company, Inc.) are both stocks. FCNCA operates in Banks - Regional (Financial Services), while STRL operates in Engineering & Construction (Industrials). Over the past 10 years, FCNCA returned 23.90%/yr vs 68.46%/yr for STRL. At a 0.24 correlation, their price movements are largely independent.
Performance
FCNCA vs. STRL - Performance Comparison
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Returns By Period
In the year-to-date period, FCNCA achieves a -3.15% return, which is significantly lower than STRL's 191.24% return. Over the past 10 years, FCNCA has underperformed STRL with an annualized return of 23.90%, while STRL has yielded a comparatively higher 68.46% annualized return.
FCNCA
- 1D
- -0.04%
- 1M
- 6.38%
- YTD
- -3.15%
- 6M
- 5.50%
- 1Y
- 12.21%
- 3Y*
- 17.76%
- 5Y*
- 19.48%
- 10Y*
- 23.90%
STRL
- 1D
- 1.07%
- 1M
- 5.57%
- YTD
- 191.24%
- 6M
- 174.74%
- 1Y
- 332.96%
- 3Y*
- 155.47%
- 5Y*
- 104.86%
- 10Y*
- 68.46%
FCNCA vs. STRL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCNCA First Citizens BancShares, Inc. | -3.15% | 1.99% | 49.46% | 87.73% | -8.35% | 44.83% | 8.35% | 41.64% | -6.12% | 13.92% |
STRL Sterling Construction Company, Inc. | 191.24% | 81.79% | 91.57% | 168.08% | 24.71% | 41.32% | 32.17% | 29.29% | -33.11% | 92.43% |
Correlation
The correlation between FCNCA and STRL is 0.16, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.16 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.27 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.35 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.38 |
Correlation (All Time) Calculated using the full available price history since Aug 21, 1995 | 0.24 |
The correlation between FCNCA and STRL shifts across timeframes, from 0.16 (1 year) to 0.38 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
FCNCA:
$24.74B
STRL:
$27.68B
FCNCA:
$179.22
STRL:
$11.19
FCNCA:
11.57
STRL:
79.71
FCNCA:
0.05
STRL:
1.70
FCNCA:
1.81
STRL:
9.58
FCNCA:
1.22
STRL:
23.27
FCNCA:
$14.45B
STRL:
$2.88B
FCNCA:
$9.08B
STRL:
$664.66M
FCNCA:
$3.47B
STRL:
$429.99M
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Return for Risk
FCNCA vs. STRL — Risk / Return Rank
FCNCA
STRL
FCNCA vs. STRL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Citizens BancShares, Inc. (FCNCA) and Sterling Construction Company, Inc. (STRL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| FCNCA | STRL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -3.68 | ||
| Sortino ratioReturn per unit of downside risk | -3.45 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.56 | -0.46 |
| Calmar ratioReturn relative to maximum drawdown | 0.51 | 10.82 | -10.31 |
| Martin ratioReturn relative to average drawdown | 1.10 | 30.19 | -29.10 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| FCNCA | STRL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.44 | 4.13 | -3.68 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.47 | 1.85 | -1.38 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.63 | 1.29 | -0.66 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.43 | 0.27 | +0.16 |
Drawdowns
FCNCA vs. STRL - Drawdown Comparison
The maximum FCNCA drawdown since its inception was -63.51%, smaller than the maximum STRL drawdown of -92.51%. Use the drawdown chart below to compare losses from any high point for FCNCA and STRL.
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Drawdown Indicators
| FCNCA | STRL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.51% | -92.51% | +29.00% |
Max Drawdown (1Y)Largest decline over 1 year | -24.00% | -31.02% | +7.02% |
Max Drawdown (3Y)Largest decline over 3 years | -33.51% | -47.67% | +14.16% |
Max Drawdown (5Y)Largest decline over 5 years | -43.63% | -47.67% | +4.04% |
Max Drawdown (10Y)Largest decline over 10 years | -47.48% | -59.60% | +12.12% |
Current DrawdownCurrent decline from peak | -11.23% | -10.25% | -0.98% |
Average DrawdownAverage peak-to-trough decline | -13.96% | -46.31% | +32.35% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.14% | 11.09% | +0.05% |
Volatility
FCNCA vs. STRL - Volatility Comparison
The current volatility for First Citizens BancShares, Inc. (FCNCA) is 7.59%, while Sterling Construction Company, Inc. (STRL) has a volatility of 24.22%. This indicates that FCNCA experiences smaller price fluctuations and is considered to be less risky than STRL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCNCA | STRL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.59% | 24.22% | -16.63% |
Volatility (6M)Calculated over the trailing 6-month period | 20.44% | 63.81% | -43.37% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.75% | 81.49% | -53.74% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 41.74% | 56.99% | -15.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.11% | 53.42% | -15.31% |
Dividends
FCNCA vs. STRL - Dividend Comparison
FCNCA's dividend yield for the trailing twelve months is around 0.40%, while STRL has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
FCNCA First Citizens BancShares, Inc. | 0.40% | 0.37% | 0.33% | 0.27% | 0.28% | 0.23% | 0.29% | 0.30% | 0.38% | 0.31% | 0.34% | 0.46% |
STRL Sterling Construction Company, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
FCNCA vs. STRL - Financials Comparison
This section allows you to compare key financial metrics between First Citizens BancShares, Inc. and Sterling Construction Company, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FCNCA vs. STRL - Profitability Comparison
FCNCA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, First Citizens BancShares, Inc. reported a gross profit of 2.31B and revenue of 3.48B. Therefore, the gross margin over that period was 66.5%.
STRL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Sterling Construction Company, Inc. reported a gross profit of 194.30M and revenue of 825.68M. Therefore, the gross margin over that period was 23.5%.
FCNCA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, First Citizens BancShares, Inc. reported an operating income of 705.00M and revenue of 3.48B, resulting in an operating margin of 20.3%.
STRL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Sterling Construction Company, Inc. reported an operating income of 2.36M and revenue of 825.68M, resulting in an operating margin of 0.3%.
FCNCA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, First Citizens BancShares, Inc. reported a net income of 534.00M and revenue of 3.48B, resulting in a net margin of 15.4%.
STRL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Sterling Construction Company, Inc. reported a net income of 95.97M and revenue of 825.68M, resulting in a net margin of 11.6%.
Frequently Asked Questions
FCNCA and STRL have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
STRL has higher volatility (24.22%) compared to FCNCA (7.59%). In terms of maximum drawdown, FCNCA dropped -63.51% vs STRL's -92.51%.
STRL currently has the higher Sharpe Ratio (4.13 vs 0.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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