FCNCA vs. COST
FCNCA (First Citizens BancShares, Inc.) and COST (Costco Wholesale Corporation) are both stocks. FCNCA operates in Banks - Regional (Financial Services), while COST operates in Discount Stores (Consumer Defensive). Over the past 10 years, FCNCA returned 24.29%/yr vs 22.27%/yr for COST. At a 0.20 correlation, their price movements are largely independent.
Performance
FCNCA vs. COST - Performance Comparison
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Returns By Period
In the year-to-date period, FCNCA achieves a -1.54% return, which is significantly lower than COST's 14.24% return. Over the past 10 years, FCNCA has outperformed COST with an annualized return of 24.29%, while COST has yielded a comparatively lower 22.27% annualized return.
FCNCA
- 1D
- -0.40%
- 1M
- 9.46%
- YTD
- -1.54%
- 6M
- 2.80%
- 1Y
- 16.43%
- 3Y*
- 17.80%
- 5Y*
- 20.13%
- 10Y*
- 24.29%
COST
- 1D
- 0.68%
- 1M
- -6.35%
- YTD
- 14.24%
- 6M
- 11.38%
- 1Y
- -0.24%
- 3Y*
- 25.12%
- 5Y*
- 22.12%
- 10Y*
- 22.27%
FCNCA vs. COST - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
FCNCA First Citizens BancShares, Inc. | -1.54% | 1.99% | 49.46% | 87.73% | -8.35% | 44.83% | 8.35% | 41.64% | -6.12% | 13.92% |
COST Costco Wholesale Corporation | 14.24% | -5.39% | 39.62% | 49.00% | -19.05% | 51.82% | 32.67% | 45.70% | 10.60% | 22.37% |
Correlation
The correlation between FCNCA and COST is 0.04, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.04 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.16 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.21 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.20 |
Correlation (All Time) Calculated using the full available price history since Sep 22, 1993 | 0.20 |
The correlation between FCNCA and COST shifts across timeframes, from 0.04 (1 year) to 0.21 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
FCNCA:
$179.22
COST:
$26.51
FCNCA:
11.77
COST:
37.06
FCNCA:
0.05
COST:
2.90
FCNCA:
1.84
COST:
1.12
FCNCA:
$14.45B
COST:
$293.59B
FCNCA:
$9.08B
COST:
$11.12B
FCNCA:
$3.47B
COST:
$12.48B
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Return for Risk
FCNCA vs. COST — Risk / Return Rank
FCNCA
COST
FCNCA vs. COST - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for First Citizens BancShares, Inc. (FCNCA) and Costco Wholesale Corporation (COST). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FCNCA | COST | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.62 | ||
| Sortino ratioReturn per unit of downside risk | +0.85 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.00 | +0.12 |
| Calmar ratioReturn relative to maximum drawdown | 0.63 | -0.10 | +0.73 |
| Martin ratioReturn relative to average drawdown | 1.35 | -0.22 | +1.57 |
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Drawdowns
FCNCA vs. COST - Drawdown Comparison
The maximum FCNCA drawdown since its inception was -63.51%, which is greater than COST's maximum drawdown of -53.39%. Use the drawdown chart below to compare losses from any high point for FCNCA and COST.
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Drawdown Indicators
| FCNCA | COST | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -63.51% | -53.39% | -10.12% |
Max Drawdown (1Y)Largest decline over 1 year | -24.00% | -15.14% | -8.86% |
Max Drawdown (3Y)Largest decline over 3 years | -33.51% | -20.74% | -12.77% |
Max Drawdown (5Y)Largest decline over 5 years | -43.63% | -31.40% | -12.23% |
Max Drawdown (10Y)Largest decline over 10 years | -47.48% | -31.40% | -16.08% |
Current DrawdownCurrent decline from peak | -9.76% | -10.23% | +0.47% |
Average DrawdownAverage peak-to-trough decline | -13.96% | -13.36% | -0.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.14% | 6.67% | +4.47% |
Volatility
FCNCA vs. COST - Volatility Comparison
First Citizens BancShares, Inc. (FCNCA) and Costco Wholesale Corporation (COST) have volatilities of 7.32% and 7.44%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| FCNCA | COST | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.32% | 7.44% | -0.12% |
Volatility (6M)Calculated over the trailing 6-month period | 20.04% | 14.53% | +5.51% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.65% | 18.80% | +8.85% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 41.70% | 22.72% | +18.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.09% | 21.95% | +16.14% |
Dividends
FCNCA vs. COST - Dividend Comparison
FCNCA's dividend yield for the trailing twelve months is around 0.39%, less than COST's 0.55% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
COST Costco Wholesale Corporation | 0.55% | 0.59% | 0.49% | 2.87% | 0.76% | 0.54% | 3.38% | 0.86% | 1.08% | 4.81% | 1.09% | 4.06% |
FCNCA First Citizens BancShares, Inc. | 0.39% | 0.37% | 0.33% | 0.27% | 0.28% | 0.23% | 0.29% | 0.30% | 0.38% | 0.31% | 0.34% | 0.46% |
Financials
FCNCA vs. COST - Financials Comparison
This section allows you to compare key financial metrics between First Citizens BancShares, Inc. and Costco Wholesale Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
FCNCA vs. COST - Profitability Comparison
FCNCA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, First Citizens BancShares, Inc. reported a gross profit of 2.31B and revenue of 3.48B. Therefore, the gross margin over that period was 66.5%.
COST - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Costco Wholesale Corporation reported a gross profit of -17.68B and revenue of 70.53B. Therefore, the gross margin over that period was -25.1%.
FCNCA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, First Citizens BancShares, Inc. reported an operating income of 705.00M and revenue of 3.48B, resulting in an operating margin of 20.3%.
COST - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Costco Wholesale Corporation reported an operating income of 2.82B and revenue of 70.53B, resulting in an operating margin of 4.0%.
FCNCA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, First Citizens BancShares, Inc. reported a net income of 534.00M and revenue of 3.48B, resulting in a net margin of 15.4%.
COST - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Costco Wholesale Corporation reported a net income of 2.19B and revenue of 70.53B, resulting in a net margin of 3.1%.
Frequently Asked Questions
FCNCA and COST have a correlation of 0.04, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
COST has higher volatility (7.44%) compared to FCNCA (7.32%). In terms of maximum drawdown, FCNCA dropped -63.51% vs COST's -53.39%.
FCNCA currently has the higher Sharpe Ratio (0.55 vs -0.08), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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