EVVCX vs. SMIFX

Last updated Jun 24, 2026

EVVCX (E-Valuator Very Conservative (0%-15%) RMS Fund) and SMIFX (Sound Mind Investing Fund) are both Diversified Portfolio funds. Over the past 5 years, EVVCX returned 2.06%/yr vs 6.19%/yr for SMIFX. A 0.57 correlation means they provide meaningful diversification when combined. EVVCX charges 1.20%/yr vs 1.19%/yr for SMIFX.

Performance

EVVCX vs. SMIFX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in E-Valuator Very Conservative (0%-15%) RMS Fund (EVVCX) and Sound Mind Investing Fund (SMIFX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, EVVCX achieves a 4.26% return, which is significantly lower than SMIFX's 15.84% return.

EVVCX

• 1D: -0.10%
• 1M: 1.28%
• YTD: 4.26%
• 6M: 4.08%
• 1Y: 9.34%
• 3Y*: 5.25%
• 5Y*: 2.06%
• 10Y*: —

SMIFX

• 1D: -0.09%
• 1M: 0.45%
• YTD: 15.84%
• 6M: 14.50%
• 1Y: 20.23%
• 3Y*: 12.61%
• 5Y*: 6.19%
• 10Y*: 9.72%

*Multi-year figures are annualized to reflect compound growth (CAGR)

EVVCX vs. SMIFX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
EVVCX E-Valuator Very Conservative (0%-15%) RMS Fund	4.26%	8.57%	0.37%	4.70%	-7.06%	-0.54%	7.69%	9.79%	-3.20%	6.36%
SMIFX Sound Mind Investing Fund	15.84%	3.16%	16.65%	5.17%	-8.93%	11.15%	20.76%	19.28%	-8.56%	17.49%

Correlation

The correlation between EVVCX and SMIFX is 0.76, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.76
Correlation (3Y) Calculated over the trailing 3-year period	0.53
Correlation (5Y) Calculated over the trailing 5-year period	0.49
Correlation (All Time) Calculated using the full available price history since Jan 3, 2017	0.57

The correlation between EVVCX and SMIFX shifts across timeframes, from 0.49 (5 years) to 0.76 (1 year), reflecting how their relationship changes across market environments.

Return for Risk

EVVCX vs. SMIFX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

EVVCX

EVVCX Risk / Return Rank: 64
EVVCX Sharpe Ratio Rank: 59
EVVCX Sortino Ratio Rank: 62
EVVCX Omega Ratio Rank: 67
EVVCX Calmar Ratio Rank: 65
EVVCX Martin Ratio Rank: 65

SMIFX

SMIFX Risk / Return Rank: 44
SMIFX Sharpe Ratio Rank: 40
SMIFX Sortino Ratio Rank: 36
SMIFX Omega Ratio Rank: 39
SMIFX Calmar Ratio Rank: 61
SMIFX Martin Ratio Rank: 45

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

EVVCX vs. SMIFX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for E-Valuator Very Conservative (0%-15%) RMS Fund (EVVCX) and Sound Mind Investing Fund (SMIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	EVVCX	SMIFX	Difference
Sharpe ratio: Return per unit of total volatility	2.09	1.71	+0.37
Sortino ratio: Return per unit of downside risk	3.03	2.32	+0.71
Omega ratio: Gain probability vs. loss probability	1.42	1.31	+0.11
Calmar ratio: Return relative to maximum drawdown	2.97	2.87	+0.10
Martin ratio: Return relative to average drawdown	11.97	9.07	+2.90

EVVCX vs. SMIFX - Sharpe Ratio Comparison

The current EVVCX Sharpe Ratio is 2.09, which is comparable to the SMIFX Sharpe Ratio of 1.71. The chart below compares the historical Sharpe Ratios of EVVCX and SMIFX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

EVVCX vs. SMIFX - Drawdown Comparison

The maximum EVVCX drawdown since its inception was -15.70%, smaller than the maximum SMIFX drawdown of -54.33%. Use the drawdown chart below to compare losses from any high point for EVVCX and SMIFX.

Drawdown Indicators

	EVVCX	SMIFX	Difference
Max Drawdown Largest peak-to-trough decline	-15.70%	-54.33%	+38.63%
Max Drawdown (1Y) Largest decline over 1 year	-3.28%	-7.42%	+4.14%
Max Drawdown (3Y) Largest decline over 3 years	-6.10%	-19.98%	+13.88%
Max Drawdown (5Y) Largest decline over 5 years	-9.41%	-41.36%	+31.95%
Max Drawdown (10Y) Largest decline over 10 years	—	-41.36%	—
Current Drawdown Current decline from peak	-0.10%	-9.55%	+9.45%
Average Drawdown Average peak-to-trough decline	-2.67%	-14.27%	+11.60%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.81%	2.34%	-1.53%

Volatility

EVVCX vs. SMIFX - Volatility Comparison

The current volatility for E-Valuator Very Conservative (0%-15%) RMS Fund (EVVCX) is 1.95%, while Sound Mind Investing Fund (SMIFX) has a volatility of 5.19%. This indicates that EVVCX experiences smaller price fluctuations and is considered to be less risky than SMIFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	EVVCX	SMIFX	Difference
Volatility (1M) Calculated over the trailing 1-month period	1.95%	5.19%	-3.24%
Volatility (6M) Calculated over the trailing 6-month period	3.97%	9.92%	-5.95%
Volatility (1Y) Calculated over the trailing 1-year period	4.66%	12.45%	-7.79%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	4.64%	29.06%	-24.42%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	5.08%	24.22%	-19.14%

EVVCX vs. SMIFX - Expense Ratio Comparison

EVVCX has a 1.20% expense ratio, which is higher than SMIFX's 1.19% expense ratio.

Dividends

EVVCX vs. SMIFX - Dividend Comparison

EVVCX's dividend yield for the trailing twelve months is around 3.11%, less than SMIFX's 4.60% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
EVVCX E-Valuator Very Conservative (0%-15%) RMS Fund	3.11%	3.24%	1.57%	4.02%	2.00%	6.18%	0.94%	2.36%	3.81%	3.07%	0.00%	0.00%
SMIFX Sound Mind Investing Fund	4.60%	5.33%	1.28%	1.73%	0.97%	46.86%	0.00%	0.48%	26.02%	10.06%	0.00%	14.94%

Frequently Asked Questions

Can I hold both EVVCX and SMIFX in my portfolio?

EVVCX and SMIFX have a correlation of 0.76, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, EVVCX or SMIFX?

SMIFX has higher volatility (5.19%) compared to EVVCX (1.95%). In terms of maximum drawdown, EVVCX dropped -15.70% vs SMIFX's -54.33%.

Which has better risk-adjusted returns?

EVVCX currently has the higher Sharpe Ratio (2.09 vs 1.71), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.