DRIKX vs. SPY
Compare and contrast key facts about Dimensional 2055 Target Date Retirement Income Fund (DRIKX) and State Street SPDR S&P 500 ETF (SPY).
DRIKX is managed by Dimensional. It was launched on Nov 1, 2015. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Performance
DRIKX vs. SPY - Performance Comparison
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DRIKX vs. SPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DRIKX Dimensional 2055 Target Date Retirement Income Fund | -3.82% | 19.29% | 17.19% | 21.26% | -15.32% | 21.28% | 14.20% | 25.63% | -9.16% | 21.59% |
SPY State Street SPDR S&P 500 ETF | -4.37% | 17.72% | 24.89% | 26.18% | -18.18% | 28.73% | 18.33% | 31.22% | -4.57% | 21.71% |
Returns By Period
In the year-to-date period, DRIKX achieves a -3.82% return, which is significantly higher than SPY's -4.37% return. Over the past 10 years, DRIKX has underperformed SPY with an annualized return of 11.10%, while SPY has yielded a comparatively higher 13.98% annualized return.
DRIKX
- 1D
- -0.34%
- 1M
- -8.02%
- YTD
- -3.82%
- 6M
- -0.79%
- 1Y
- 16.84%
- 3Y*
- 15.26%
- 5Y*
- 9.48%
- 10Y*
- 11.10%
SPY
- 1D
- 2.91%
- 1M
- -4.94%
- YTD
- -4.37%
- 6M
- -1.82%
- 1Y
- 17.59%
- 3Y*
- 18.19%
- 5Y*
- 11.69%
- 10Y*
- 13.98%
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DRIKX vs. SPY - Expense Ratio Comparison
DRIKX has a 0.22% expense ratio, which is higher than SPY's 0.09% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
DRIKX vs. SPY — Risk / Return Rank
DRIKX
SPY
DRIKX vs. SPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Dimensional 2055 Target Date Retirement Income Fund (DRIKX) and State Street SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| DRIKX | SPY | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.18 | 0.93 | +0.25 |
Sortino ratioReturn per unit of downside risk | 1.74 | 1.45 | +0.28 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.22 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 0.85 | 1.53 | -0.67 |
Martin ratioReturn relative to average drawdown | 3.99 | 7.30 | -3.31 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| DRIKX | SPY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.18 | 0.93 | +0.25 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.66 | 0.69 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.72 | 0.78 | -0.07 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.71 | 0.56 | +0.15 |
Correlation
The correlation between DRIKX and SPY is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
DRIKX vs. SPY - Dividend Comparison
DRIKX's dividend yield for the trailing twelve months is around 1.54%, more than SPY's 1.14% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DRIKX Dimensional 2055 Target Date Retirement Income Fund | 1.54% | 1.24% | 2.44% | 3.19% | 3.92% | 2.37% | 2.41% | 2.12% | 2.27% | 1.18% | 1.39% | 0.00% |
SPY State Street SPDR S&P 500 ETF | 1.14% | 1.07% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% |
Drawdowns
DRIKX vs. SPY - Drawdown Comparison
The maximum DRIKX drawdown since its inception was -33.48%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for DRIKX and SPY.
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Drawdown Indicators
| DRIKX | SPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.48% | -55.19% | +21.71% |
Max Drawdown (1Y)Largest decline over 1 year | -11.28% | -12.05% | +0.77% |
Max Drawdown (5Y)Largest decline over 5 years | -23.49% | -24.50% | +1.01% |
Max Drawdown (10Y)Largest decline over 10 years | -33.48% | -33.72% | +0.24% |
Current DrawdownCurrent decline from peak | -8.59% | -6.24% | -2.35% |
Average DrawdownAverage peak-to-trough decline | -4.30% | -9.09% | +4.79% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.97% | 2.52% | +0.45% |
Volatility
DRIKX vs. SPY - Volatility Comparison
The current volatility for Dimensional 2055 Target Date Retirement Income Fund (DRIKX) is 4.40%, while State Street SPDR S&P 500 ETF (SPY) has a volatility of 5.31%. This indicates that DRIKX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DRIKX | SPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.40% | 5.31% | -0.91% |
Volatility (6M)Calculated over the trailing 6-month period | 8.20% | 9.47% | -1.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.99% | 19.05% | -3.06% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.76% | 17.06% | -2.30% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.71% | 17.92% | -2.21% |