DRIKX vs. VTSAX
DRIKX (Dimensional 2055 Target Date Retirement Income Fund) and VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) are both mutual funds - DRIKX is a Target Retirement Date fund managed by Dimensional, while VTSAX is a Large Cap Blend Equities fund managed by Vanguard. Over the past 10 years, DRIKX returned 12.10%/yr vs 14.47%/yr for VTSAX. Their 0.95 correlation means they have historically moved very closely together. DRIKX charges 0.22%/yr vs 0.04%/yr for VTSAX.
Performance
DRIKX vs. VTSAX - Performance Comparison
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Returns By Period
In the year-to-date period, DRIKX achieves a 10.72% return, which is significantly higher than VTSAX's 9.87% return. Over the past 10 years, DRIKX has underperformed VTSAX with an annualized return of 12.10%, while VTSAX has yielded a comparatively higher 14.47% annualized return.
DRIKX
- 1D
- 1.69%
- 1M
- -0.16%
- 6M
- 7.53%
- YTD
- 10.72%
- 1Y
- 22.29%
- 3Y*
- 17.13%
- 5Y*
- 10.94%
- 10Y*
- 12.10%
- ALL TIME*
- 12.22%
VTSAX
- 1D
- 1.63%
- 1M
- -0.77%
- 6M
- 8.16%
- YTD
- 9.87%
- 1Y
- 21.10%
- 3Y*
- 18.58%
- 5Y*
- 11.61%
- 10Y*
- 14.47%
- ALL TIME*
- 9.00%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
DRIKX vs. VTSAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DRIKX Dimensional 2055 Target Date Retirement Income Fund | 10.72% | 19.29% | 17.19% | 21.26% | -15.32% | 21.28% | 14.20% | 25.63% | -9.16% | 21.59% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 9.87% | 17.12% | 23.23% | 26.51% | -19.52% | 25.72% | 20.98% | 30.79% | -5.18% | 21.16% |
Correlation
The correlation between DRIKX and VTSAX is 0.91, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.91 |
Correlation (3Y) Balances recent behavior with more history. | 0.95 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.96 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.95 |
Correlation (All Time) Calculated using the full available price history since Jan 4, 2016 | 0.95 |
The correlation between DRIKX and VTSAX has been stable across timeframes, ranging from 0.91 to 0.96 - a consistent structural relationship.
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Return for Risk
DRIKX vs. VTSAX — Risk / Return Rank
DRIKX
VTSAX
DRIKX vs. VTSAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Dimensional 2055 Target Date Retirement Income Fund (DRIKX) and Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DRIKX | VTSAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.34 | ||
| Sortino ratioReturn per unit of downside risk | +0.49 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.25 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.51 | 2.10 | +0.41 |
| Martin ratioReturn relative to average drawdown | 10.54 | 9.09 | +1.45 |
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Drawdowns
DRIKX vs. VTSAX - Drawdown Comparison
The maximum DRIKX drawdown since its inception was -33.48%, smaller than the maximum VTSAX drawdown of -55.33%. Use the drawdown chart below to compare losses from any high point for DRIKX and VTSAX.
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Drawdown Indicators
| DRIKX | VTSAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.48% | -55.33% | +21.85% |
Max Drawdown (1Y)Largest decline over 1 year | -8.59% | -8.92% | +0.33% |
Max Drawdown (3Y)Largest decline over 3 years | -16.02% | -19.36% | +3.34% |
Max Drawdown (5Y)Largest decline over 5 years | -23.49% | -25.36% | +1.87% |
Max Drawdown (10Y)Largest decline over 10 years | -33.48% | -34.97% | +1.49% |
Current DrawdownCurrent decline from peak | -1.48% | -1.88% | +0.40% |
Average DrawdownAverage peak-to-trough decline | -4.20% | -8.96% | +4.76% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.00% | 2.06% | -0.06% |
Volatility
DRIKX vs. VTSAX - Volatility Comparison
Dimensional 2055 Target Date Retirement Income Fund (DRIKX) and Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX) have volatilities of 3.40% and 3.41%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DRIKX | VTSAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.40% | 3.41% | -0.01% |
Volatility (6M)Calculated over the trailing 6-month period | 9.89% | 10.27% | -0.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.20% | 13.13% | -0.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.94% | 17.47% | -2.53% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.69% | 18.41% | -2.72% |
DRIKX vs. VTSAX - Expense Ratio Comparison
DRIKX has a 0.22% expense ratio, which is higher than VTSAX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
DRIKX vs. VTSAX - Dividend Comparison
DRIKX's dividend yield for the trailing twelve months is around 1.81%, more than VTSAX's 1.06% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DRIKX Dimensional 2055 Target Date Retirement Income Fund | 1.81% | 1.24% | 2.44% | 3.19% | 3.92% | 2.37% | 2.41% | 2.12% | 2.27% | 1.18% | 1.39% | 0.00% |
VTSAX Vanguard Total Stock Market Index Fund Admiral Shares | 1.06% | 1.11% | 1.26% | 1.42% | 1.65% | 1.20% | 1.41% | 1.76% | 2.03% | 1.71% | 1.92% | 1.98% |
Frequently Asked Questions
With a correlation of 0.91, DRIKX and VTSAX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VTSAX has higher volatility (3.41%) compared to DRIKX (3.40%). In terms of maximum drawdown, DRIKX dropped -33.48% vs VTSAX's -55.33%.
DRIKX currently has the higher Sharpe Ratio (1.77 vs 1.43), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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