DRIJX vs. TTIHX
DRIJX (Dimensional 2050 Target Date Retirement Income Fund) and TTIHX (Nuveen Lifecycle Index 2055 Fund Class I) are both Target Retirement Date funds. Over the past 10 years, DRIJX returned 12.53%/yr vs 12.17%/yr for TTIHX. With a 0.98 correlation, they move nearly in lockstep. DRIJX charges 0.22%/yr vs 0.18%/yr for TTIHX.
Performance
DRIJX vs. TTIHX - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with DRIJX having a 10.97% return and TTIHX slightly higher at 11.43%. Both investments have delivered pretty close results over the past 10 years, with DRIJX having a 12.53% annualized return and TTIHX not far behind at 12.17%.
DRIJX
- 1D
- -0.65%
- 1M
- 3.15%
- YTD
- 10.97%
- 6M
- 11.55%
- 1Y
- 26.45%
- 3Y*
- 19.92%
- 5Y*
- 11.37%
- 10Y*
- 12.53%
TTIHX
- 1D
- -0.71%
- 1M
- 3.76%
- YTD
- 11.43%
- 6M
- 12.03%
- 1Y
- 26.82%
- 3Y*
- 19.52%
- 5Y*
- 10.27%
- 10Y*
- 12.17%
DRIJX vs. TTIHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DRIJX Dimensional 2050 Target Date Retirement Income Fund | 10.97% | 19.64% | 17.05% | 21.37% | -15.25% | 21.63% | 14.09% | 25.59% | -9.14% | 21.76% |
TTIHX Nuveen Lifecycle Index 2055 Fund Class I | 11.43% | 20.97% | 15.27% | 20.62% | -17.68% | 17.31% | 17.11% | 26.16% | -7.15% | 19.41% |
Correlation
The correlation between DRIJX and TTIHX is 0.97 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.97 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.99 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.99 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.98 |
Correlation (All Time) Calculated using the full available price history since Jan 5, 2016 | 0.98 |
The correlation between DRIJX and TTIHX has been stable across timeframes, ranging from 0.97 to 0.99 - a consistent structural relationship.
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Return for Risk
DRIJX vs. TTIHX — Risk / Return Rank
DRIJX
TTIHX
DRIJX vs. TTIHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Dimensional 2050 Target Date Retirement Income Fund (DRIJX) and Nuveen Lifecycle Index 2055 Fund Class I (TTIHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| DRIJX | TTIHX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.24 | ||
| Sortino ratioReturn per unit of downside risk | +0.41 | ||
| Omega ratioGain probability vs. loss probability | 1.48 | 1.43 | +0.05 |
| Calmar ratioReturn relative to maximum drawdown | 3.32 | 3.08 | +0.24 |
| Martin ratioReturn relative to average drawdown | 15.00 | 13.71 | +1.29 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| DRIJX | TTIHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.61 | 2.37 | +0.24 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.79 | 0.71 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.80 | 0.78 | +0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.80 | 0.74 | +0.06 |
Drawdowns
DRIJX vs. TTIHX - Drawdown Comparison
The maximum DRIJX drawdown since its inception was -33.55%, which is greater than TTIHX's maximum drawdown of -31.83%. Use the drawdown chart below to compare losses from any high point for DRIJX and TTIHX.
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Drawdown Indicators
| DRIJX | TTIHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.55% | -31.83% | -1.72% |
Max Drawdown (1Y)Largest decline over 1 year | -8.12% | -8.91% | +0.79% |
Max Drawdown (3Y)Largest decline over 3 years | -15.25% | -15.14% | -0.11% |
Max Drawdown (5Y)Largest decline over 5 years | -23.49% | -25.56% | +2.07% |
Max Drawdown (10Y)Largest decline over 10 years | -33.55% | -31.83% | -1.72% |
Current DrawdownCurrent decline from peak | -0.65% | -0.71% | +0.06% |
Average DrawdownAverage peak-to-trough decline | -4.19% | -4.48% | +0.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.79% | 1.99% | -0.20% |
Volatility
DRIJX vs. TTIHX - Volatility Comparison
The current volatility for Dimensional 2050 Target Date Retirement Income Fund (DRIJX) is 2.99%, while Nuveen Lifecycle Index 2055 Fund Class I (TTIHX) has a volatility of 3.50%. This indicates that DRIJX experiences smaller price fluctuations and is considered to be less risky than TTIHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DRIJX | TTIHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.99% | 3.50% | -0.51% |
Volatility (6M)Calculated over the trailing 6-month period | 8.25% | 9.21% | -0.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.32% | 11.56% | -1.24% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.56% | 14.65% | -0.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.63% | 15.73% | -0.10% |
DRIJX vs. TTIHX - Expense Ratio Comparison
DRIJX has a 0.22% expense ratio, which is higher than TTIHX's 0.18% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
DRIJX vs. TTIHX - Dividend Comparison
DRIJX's dividend yield for the trailing twelve months is around 2.28%, less than TTIHX's 2.51% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DRIJX Dimensional 2050 Target Date Retirement Income Fund | 2.28% | 2.49% | 2.53% | 3.40% | 3.98% | 2.87% | 4.15% | 2.18% | 2.29% | 1.25% | 1.40% | 0.00% |
TTIHX Nuveen Lifecycle Index 2055 Fund Class I | 2.51% | 2.79% | 2.10% | 2.06% | 2.21% | 1.95% | 1.62% | 2.16% | 2.59% | 0.11% | 2.35% | 0.29% |
Frequently Asked Questions
With a correlation of 0.97, DRIJX and TTIHX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
TTIHX has higher volatility (3.50%) compared to DRIJX (2.99%). In terms of maximum drawdown, DRIJX dropped -33.55% vs TTIHX's -31.83%.
DRIJX currently has the higher Sharpe Ratio (2.61 vs 2.37), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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