DRIJX vs. SWTSX
Compare and contrast key facts about Dimensional 2050 Target Date Retirement Income Fund (DRIJX) and Schwab Total Stock Market Index Fund (SWTSX).
DRIJX is managed by Dimensional Fund Advisors LP. It was launched on Nov 1, 2015. SWTSX is managed by Charles Schwab. It was launched on Jun 1, 1999.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: DRIJX or SWTSX.
Correlation
The correlation between DRIJX and SWTSX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
DRIJX vs. SWTSX - Performance Comparison
Key characteristics
DRIJX:
1.67
SWTSX:
1.83
DRIJX:
2.30
SWTSX:
2.47
DRIJX:
1.31
SWTSX:
1.33
DRIJX:
2.45
SWTSX:
2.78
DRIJX:
9.34
SWTSX:
11.03
DRIJX:
1.98%
SWTSX:
2.16%
DRIJX:
11.05%
SWTSX:
13.07%
DRIJX:
-33.55%
SWTSX:
-54.70%
DRIJX:
0.00%
SWTSX:
0.00%
Returns By Period
The year-to-date returns for both stocks are quite close, with DRIJX having a 4.62% return and SWTSX slightly lower at 4.53%.
DRIJX
4.62%
2.84%
6.72%
17.85%
9.70%
N/A
SWTSX
4.53%
2.22%
10.87%
23.61%
13.70%
12.34%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
DRIJX vs. SWTSX - Expense Ratio Comparison
DRIJX has a 0.22% expense ratio, which is higher than SWTSX's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
DRIJX vs. SWTSX — Risk-Adjusted Performance Rank
DRIJX
SWTSX
DRIJX vs. SWTSX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Dimensional 2050 Target Date Retirement Income Fund (DRIJX) and Schwab Total Stock Market Index Fund (SWTSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
DRIJX vs. SWTSX - Dividend Comparison
DRIJX's dividend yield for the trailing twelve months is around 1.78%, more than SWTSX's 1.18% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
DRIJX Dimensional 2050 Target Date Retirement Income Fund | 1.78% | 1.86% | 1.97% | 1.92% | 1.56% | 1.53% | 1.96% | 2.15% | 1.92% | 2.07% | 0.56% | 0.00% |
SWTSX Schwab Total Stock Market Index Fund | 1.18% | 1.24% | 1.41% | 1.62% | 1.17% | 1.63% | 1.68% | 2.06% | 1.61% | 1.85% | 1.95% | 1.66% |
Drawdowns
DRIJX vs. SWTSX - Drawdown Comparison
The maximum DRIJX drawdown since its inception was -33.55%, smaller than the maximum SWTSX drawdown of -54.70%. Use the drawdown chart below to compare losses from any high point for DRIJX and SWTSX. For additional features, visit the drawdowns tool.
Volatility
DRIJX vs. SWTSX - Volatility Comparison
The current volatility for Dimensional 2050 Target Date Retirement Income Fund (DRIJX) is 2.73%, while Schwab Total Stock Market Index Fund (SWTSX) has a volatility of 3.22%. This indicates that DRIJX experiences smaller price fluctuations and is considered to be less risky than SWTSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.