DCFFX vs. DSMFX
DCFFX (Destinations Core Fixed Income Fund) and DSMFX (Destinations Small-Mid Cap Equity Fund) are both mutual funds - DCFFX is a Intermediate Core-Plus Bond fund managed by Destinations Funds, while DSMFX is a Mid Cap Blend Equities fund managed by Destinations Funds. Over the past 5 years, DCFFX returned -0.56%/yr vs 9.00%/yr for DSMFX. At a 0.02 correlation, their price movements are largely independent. DCFFX charges 0.79%/yr vs 1.10%/yr for DSMFX.
Performance
DCFFX vs. DSMFX - Performance Comparison
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Returns By Period
In the year-to-date period, DCFFX achieves a 0.63% return, which is significantly lower than DSMFX's 20.55% return.
DCFFX
- 1D
- 0.24%
- 1M
- 0.88%
- YTD
- 0.63%
- 6M
- 0.71%
- 1Y
- 4.46%
- 3Y*
- 3.69%
- 5Y*
- -0.56%
- 10Y*
- —
DSMFX
- 1D
- 1.71%
- 1M
- 3.42%
- YTD
- 20.55%
- 6M
- 17.59%
- 1Y
- 42.99%
- 3Y*
- 18.91%
- 5Y*
- 9.00%
- 10Y*
- —
DCFFX vs. DSMFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
DCFFX Destinations Core Fixed Income Fund | 0.63% | 5.65% | 2.28% | 5.11% | -14.66% | -1.43% | 4.71% | 6.94% | 0.03% | 2.07% |
DSMFX Destinations Small-Mid Cap Equity Fund | 20.55% | 13.94% | 14.72% | 11.61% | -19.89% | 26.65% | 23.63% | 30.82% | -7.68% | 12.35% |
Correlation
The correlation between DCFFX and DSMFX is 0.34, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.34 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.24 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.16 |
Correlation (All Time) Calculated using the full available price history since Mar 20, 2017 | 0.02 |
Over the past year, DCFFX and DSMFX have become more correlated (0.34) than their long-term average of 0.02, meaning their price movements have been converging.
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Return for Risk
DCFFX vs. DSMFX — Risk / Return Rank
DCFFX
DSMFX
DCFFX vs. DSMFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Destinations Core Fixed Income Fund (DCFFX) and Destinations Small-Mid Cap Equity Fund (DSMFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DCFFX | DSMFX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.16 | ||
| Sortino ratioReturn per unit of downside risk | -1.43 | ||
| Omega ratioGain probability vs. loss probability | 1.23 | 1.41 | -0.19 |
| Calmar ratioReturn relative to maximum drawdown | 1.65 | 4.56 | -2.91 |
| Martin ratioReturn relative to average drawdown | 4.69 | 17.94 | -13.25 |
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Drawdowns
DCFFX vs. DSMFX - Drawdown Comparison
The maximum DCFFX drawdown since its inception was -19.20%, smaller than the maximum DSMFX drawdown of -42.52%. Use the drawdown chart below to compare losses from any high point for DCFFX and DSMFX.
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Drawdown Indicators
| DCFFX | DSMFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.20% | -42.52% | +23.32% |
Max Drawdown (1Y)Largest decline over 1 year | -2.84% | -9.75% | +6.91% |
Max Drawdown (3Y)Largest decline over 3 years | -6.57% | -27.39% | +20.82% |
Max Drawdown (5Y)Largest decline over 5 years | -19.20% | -30.72% | +11.52% |
Current DrawdownCurrent decline from peak | -3.85% | 0.00% | -3.85% |
Average DrawdownAverage peak-to-trough decline | -5.35% | -8.72% | +3.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.99% | 2.45% | -1.46% |
Volatility
DCFFX vs. DSMFX - Volatility Comparison
The current volatility for Destinations Core Fixed Income Fund (DCFFX) is 1.05%, while Destinations Small-Mid Cap Equity Fund (DSMFX) has a volatility of 6.68%. This indicates that DCFFX experiences smaller price fluctuations and is considered to be less risky than DSMFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| DCFFX | DSMFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.05% | 6.68% | -5.63% |
Volatility (6M)Calculated over the trailing 6-month period | 2.69% | 14.42% | -11.73% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.68% | 18.28% | -14.60% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.88% | 21.08% | -15.20% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.75% | 21.88% | -17.13% |
DCFFX vs. DSMFX - Expense Ratio Comparison
DCFFX has a 0.79% expense ratio, which is lower than DSMFX's 1.10% expense ratio.
Dividends
DCFFX vs. DSMFX - Dividend Comparison
DCFFX's dividend yield for the trailing twelve months is around 3.91%, less than DSMFX's 5.92% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
DCFFX Destinations Core Fixed Income Fund | 3.91% | 2.99% | 3.96% | 2.78% | 1.73% | 3.78% | 2.54% | 2.87% | 2.66% | 1.76% |
DSMFX Destinations Small-Mid Cap Equity Fund | 5.92% | 7.13% | 7.71% | 0.26% | 3.57% | 27.39% | 2.06% | 4.05% | 5.96% | 0.92% |
Frequently Asked Questions
DCFFX and DSMFX have a correlation of 0.34, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
DSMFX has higher volatility (6.68%) compared to DCFFX (1.05%). In terms of maximum drawdown, DCFFX dropped -19.20% vs DSMFX's -42.52%.
DSMFX currently has the higher Sharpe Ratio (2.43 vs 1.28), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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