CVNA vs. FINV
CVNA (Carvana Co.) and FINV (FinVolution Group) are both stocks. CVNA operates in Internet Retail (Consumer Cyclical), while FINV operates in Credit Services (Financial Services). Over the past 5 years, CVNA returned 3.14%/yr vs -4.69%/yr for FINV. At a 0.17 correlation, their price movements are largely independent.
Performance
CVNA vs. FINV - Performance Comparison
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Returns By Period
In the year-to-date period, CVNA achieves a -24.06% return, which is significantly lower than FINV's 2.28% return.
CVNA
- 1D
- -5.49%
- 1M
- -8.30%
- YTD
- -24.06%
- 6M
- -29.67%
- 1Y
- 0.49%
- 3Y*
- 138.89%
- 5Y*
- 3.14%
- 10Y*
- —
FINV
- 1D
- 1.62%
- 1M
- -1.18%
- YTD
- 2.28%
- 6M
- 1.69%
- 1Y
- -39.97%
- 3Y*
- 8.84%
- 5Y*
- -4.69%
- 10Y*
- —
CVNA vs. FINV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CVNA Carvana Co. | -24.06% | 107.52% | 284.13% | 1,016.88% | -97.96% | -3.24% | 160.23% | 181.41% | 71.08% | 37.95% |
FINV FinVolution Group | 2.28% | -20.07% | 45.47% | 4.39% | 6.39% | 89.23% | 8.51% | -22.85% | -49.37% | -46.54% |
Correlation
The correlation between CVNA and FINV is 0.18, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.18 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.16 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.19 |
Correlation (All Time) Calculated using the full available price history since Nov 10, 2017 | 0.17 |
Fundamentals
CVNA:
$9.49B
FINV:
$1.29B
CVNA:
$8.69
FINV:
CN¥8.34
CVNA:
7.37
FINV:
4.09
CVNA:
0.03
FINV:
1.43
CVNA:
0.47
FINV:
0.68
CVNA:
2.55
FINV:
0.54
CVNA:
$22.52B
FINV:
CN¥13.24B
CVNA:
$4.50B
FINV:
CN¥10.21B
CVNA:
-$116.00M
FINV:
CN¥2.61B
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Return for Risk
CVNA vs. FINV — Risk / Return Rank
CVNA
FINV
CVNA vs. FINV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Carvana Co. (CVNA) and FinVolution Group (FINV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CVNA | FINV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.83 | ||
| Sortino ratioReturn per unit of downside risk | +1.54 | ||
| Omega ratioGain probability vs. loss probability | 1.05 | 0.87 | +0.18 |
| Calmar ratioReturn relative to maximum drawdown | 0.01 | -0.71 | +0.72 |
| Martin ratioReturn relative to average drawdown | 0.03 | -0.96 | +0.99 |
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Drawdowns
CVNA vs. FINV - Drawdown Comparison
The maximum CVNA drawdown since its inception was -98.99%, which is greater than FINV's maximum drawdown of -89.76%. Use the drawdown chart below to compare losses from any high point for CVNA and FINV.
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Drawdown Indicators
| CVNA | FINV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -98.99% | -89.76% | -9.23% |
Max Drawdown (1Y)Largest decline over 1 year | -41.21% | -56.42% | +15.21% |
Max Drawdown (3Y)Largest decline over 3 years | -53.47% | -56.42% | +2.95% |
Max Drawdown (5Y)Largest decline over 5 years | -98.99% | -70.54% | -28.45% |
Current DrawdownCurrent decline from peak | -33.01% | -49.54% | +16.53% |
Average DrawdownAverage peak-to-trough decline | -38.24% | -54.09% | +15.85% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 18.79% | 41.69% | -22.90% |
Volatility
CVNA vs. FINV - Volatility Comparison
The current volatility for Carvana Co. (CVNA) is 16.26%, while FinVolution Group (FINV) has a volatility of 19.10%. This indicates that CVNA experiences smaller price fluctuations and is considered to be less risky than FINV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CVNA | FINV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.26% | 19.10% | -2.84% |
Volatility (6M)Calculated over the trailing 6-month period | 42.02% | 33.29% | +8.73% |
Volatility (1Y)Calculated over the trailing 1-year period | 60.04% | 48.91% | +11.13% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 111.17% | 49.99% | +61.18% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 99.32% | 71.75% | +27.57% |
Dividends
CVNA vs. FINV - Dividend Comparison
CVNA has not paid dividends to shareholders, while FINV's dividend yield for the trailing twelve months is around 6.08%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
CVNA Carvana Co. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FINV FinVolution Group | 6.08% | 5.30% | 3.49% | 4.39% | 4.13% | 3.45% | 4.49% | 7.17% |
Financials
CVNA vs. FINV - Financials Comparison
This section allows you to compare key financial metrics between Carvana Co. and FinVolution Group. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CVNA vs. FINV - Profitability Comparison
CVNA - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Carvana Co. reported a gross profit of 1.27B and revenue of 6.43B. Therefore, the gross margin over that period was 19.8%.
FINV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FinVolution Group reported a gross profit of 2.43B and revenue of 3.19B. Therefore, the gross margin over that period was 76.3%.
CVNA - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Carvana Co. reported an operating income of 581.00M and revenue of 6.43B, resulting in an operating margin of 9.0%.
FINV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FinVolution Group reported an operating income of 526.49M and revenue of 3.19B, resulting in an operating margin of 16.5%.
CVNA - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Carvana Co. reported a net income of 250.00M and revenue of 6.43B, resulting in a net margin of 3.9%.
FINV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FinVolution Group reported a net income of 412.55M and revenue of 3.19B, resulting in a net margin of 12.9%.
Frequently Asked Questions
CVNA and FINV have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FINV has higher volatility (19.10%) compared to CVNA (16.26%). In terms of maximum drawdown, CVNA dropped -98.99% vs FINV's -89.76%.
CVNA currently has the higher Sharpe Ratio (0.01 vs -0.82), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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