CUBI vs. NRC
CUBI (Customers Bancorp, Inc.) and NRC (National Research Corporation) are both stocks. CUBI operates in Banks - Regional (Financial Services), while NRC operates in Diagnostics & Research (Healthcare). Over the past 10 years, CUBI returned 11.94%/yr vs 5.66%/yr for NRC. At a 0.25 correlation, their price movements are largely independent.
Performance
CUBI vs. NRC - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with CUBI having a 4.65% return and NRC slightly higher at 4.79%. Over the past 10 years, CUBI has outperformed NRC with an annualized return of 11.94%, while NRC has yielded a comparatively lower 5.66% annualized return.
CUBI
- 1D
- 0.53%
- 1M
- 1.82%
- YTD
- 4.65%
- 6M
- -0.77%
- 1Y
- 47.26%
- 3Y*
- 39.43%
- 5Y*
- 14.20%
- 10Y*
- 11.94%
NRC
- 1D
- 5.12%
- 1M
- 2.15%
- YTD
- 4.79%
- 6M
- 5.08%
- 1Y
- 21.82%
- 3Y*
- -21.70%
- 5Y*
- -13.11%
- 10Y*
- 5.66%
CUBI vs. NRC - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CUBI Customers Bancorp, Inc. | 4.65% | 50.21% | -15.52% | 103.32% | -56.65% | 259.57% | -23.65% | 30.82% | -29.97% | -27.44% |
NRC National Research Corporation | 4.79% | 10.00% | -54.49% | 9.63% | -8.23% | -1.83% | -34.84% | 75.47% | 4.04% | 99.10% |
Correlation
The correlation between CUBI and NRC is 0.17, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.17 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.24 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.26 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.27 |
Correlation (All Time) Calculated using the full available price history since May 23, 2013 | 0.25 |
Fundamentals
CUBI:
$6.64
NRC:
$0.41
CUBI:
11.47
NRC:
47.98
CUBI:
1.82
NRC:
3.13
CUBI:
$1.41B
NRC:
$138.64M
CUBI:
$729.84M
NRC:
$58.44M
CUBI:
$351.62M
NRC:
$25.36M
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Return for Risk
CUBI vs. NRC — Risk / Return Rank
CUBI
NRC
CUBI vs. NRC - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Customers Bancorp, Inc. (CUBI) and National Research Corporation (NRC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| CUBI | NRC | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.02 | ||
| Sortino ratioReturn per unit of downside risk | +1.08 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.12 | +0.14 |
| Calmar ratioReturn relative to maximum drawdown | 2.34 | 0.47 | +1.87 |
| Martin ratioReturn relative to average drawdown | 5.77 | 1.10 | +4.67 |
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Drawdowns
CUBI vs. NRC - Drawdown Comparison
The maximum CUBI drawdown since its inception was -78.56%, smaller than the maximum NRC drawdown of -84.10%. Use the drawdown chart below to compare losses from any high point for CUBI and NRC.
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Drawdown Indicators
| CUBI | NRC | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -78.56% | -84.10% | +5.54% |
Max Drawdown (1Y)Largest decline over 1 year | -20.31% | -46.49% | +26.18% |
Max Drawdown (3Y)Largest decline over 3 years | -36.05% | -77.58% | +41.53% |
Max Drawdown (5Y)Largest decline over 5 years | -78.56% | -79.68% | +1.12% |
Max Drawdown (10Y)Largest decline over 10 years | -78.56% | -84.10% | +5.54% |
Current DrawdownCurrent decline from peak | -5.78% | -68.36% | +62.58% |
Average DrawdownAverage peak-to-trough decline | -25.31% | -30.45% | +5.14% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.22% | 19.91% | -11.69% |
Volatility
CUBI vs. NRC - Volatility Comparison
The current volatility for Customers Bancorp, Inc. (CUBI) is 7.72%, while National Research Corporation (NRC) has a volatility of 19.12%. This indicates that CUBI experiences smaller price fluctuations and is considered to be less risky than NRC based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CUBI | NRC | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.72% | 19.12% | -11.40% |
Volatility (6M)Calculated over the trailing 6-month period | 23.77% | 45.88% | -22.11% |
Volatility (1Y)Calculated over the trailing 1-year period | 33.69% | 56.62% | -22.93% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 51.97% | 41.51% | +10.46% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 49.16% | 40.06% | +9.10% |
Dividends
CUBI vs. NRC - Dividend Comparison
CUBI's dividend yield for the trailing twelve months is around 0.44%, less than NRC's 2.87% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CUBI Customers Bancorp, Inc. | 0.44% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
NRC National Research Corporation | 2.87% | 2.77% | 2.72% | 3.74% | 2.25% | 1.16% | 0.49% | 1.18% | 1.65% | 1.07% | 1.79% | 3.87% |
Financials
CUBI vs. NRC - Financials Comparison
This section allows you to compare key financial metrics between Customers Bancorp, Inc. and National Research Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CUBI vs. NRC - Profitability Comparison
CUBI - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Customers Bancorp, Inc. reported a gross profit of 236.94M and revenue of 387.71M. Therefore, the gross margin over that period was 61.1%.
NRC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, National Research Corporation reported a gross profit of 0.00 and revenue of 34.80M. Therefore, the gross margin over that period was 0.0%.
CUBI - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Customers Bancorp, Inc. reported an operating income of 119.64M and revenue of 387.71M, resulting in an operating margin of 30.9%.
NRC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, National Research Corporation reported an operating income of 5.57M and revenue of 34.80M, resulting in an operating margin of 16.0%.
CUBI - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Customers Bancorp, Inc. reported a net income of 74.49M and revenue of 387.71M, resulting in a net margin of 19.2%.
NRC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, National Research Corporation reported a net income of 3.22M and revenue of 34.80M, resulting in a net margin of 9.3%.
Frequently Asked Questions
CUBI and NRC have a correlation of 0.17, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
NRC has higher volatility (19.12%) compared to CUBI (7.72%). In terms of maximum drawdown, CUBI dropped -78.56% vs NRC's -84.10%.
CUBI currently has the higher Sharpe Ratio (1.41 vs 0.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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