CTHAX vs. RGAGX
Compare and contrast key facts about American Funds College 2030 Fund (CTHAX) and American Funds The Growth Fund of America Class R-6 (RGAGX).
CTHAX is managed by American Funds. It was launched on Sep 13, 2012. RGAGX is managed by American Funds. It was launched on Dec 1, 1973.
Performance
CTHAX vs. RGAGX - Performance Comparison
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CTHAX vs. RGAGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CTHAX American Funds College 2030 Fund | -0.29% | 11.55% | 7.66% | 9.26% | -11.69% | 9.28% | 10.86% | 16.63% | -3.63% | 15.27% |
RGAGX American Funds The Growth Fund of America Class R-6 | -7.99% | 20.08% | 28.41% | 37.66% | -30.53% | 19.67% | 38.30% | 29.22% | -2.88% | 26.53% |
Returns By Period
In the year-to-date period, CTHAX achieves a -0.29% return, which is significantly higher than RGAGX's -7.99% return. Over the past 10 years, CTHAX has underperformed RGAGX with an annualized return of 6.65%, while RGAGX has yielded a comparatively higher 14.74% annualized return.
CTHAX
- 1D
- 0.81%
- 1M
- -2.62%
- YTD
- -0.29%
- 6M
- 1.14%
- 1Y
- 8.40%
- 3Y*
- 8.29%
- 5Y*
- 4.27%
- 10Y*
- 6.65%
RGAGX
- 1D
- 3.55%
- 1M
- -6.32%
- YTD
- -7.99%
- 6M
- -7.03%
- 1Y
- 17.19%
- 3Y*
- 20.63%
- 5Y*
- 9.29%
- 10Y*
- 14.74%
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CTHAX vs. RGAGX - Expense Ratio Comparison
CTHAX has a 0.41% expense ratio, which is higher than RGAGX's 0.30% expense ratio.
Return for Risk
CTHAX vs. RGAGX — Risk / Return Rank
CTHAX
RGAGX
CTHAX vs. RGAGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds College 2030 Fund (CTHAX) and American Funds The Growth Fund of America Class R-6 (RGAGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CTHAX | RGAGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.52 | 0.86 | +0.66 |
Sortino ratioReturn per unit of downside risk | 2.06 | 1.37 | +0.69 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.20 | +0.13 |
Calmar ratioReturn relative to maximum drawdown | 2.18 | 1.29 | +0.89 |
Martin ratioReturn relative to average drawdown | 8.54 | 4.90 | +3.63 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CTHAX | RGAGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.52 | 0.86 | +0.66 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.64 | 0.46 | +0.17 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.85 | 0.75 | +0.09 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.83 | 0.80 | +0.03 |
Correlation
The correlation between CTHAX and RGAGX is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CTHAX vs. RGAGX - Dividend Comparison
CTHAX's dividend yield for the trailing twelve months is around 5.57%, less than RGAGX's 11.95% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CTHAX American Funds College 2030 Fund | 5.57% | 5.55% | 3.94% | 2.98% | 4.05% | 12.40% | 5.63% | 4.55% | 6.43% | 3.74% | 4.26% | 4.01% |
RGAGX American Funds The Growth Fund of America Class R-6 | 11.95% | 10.99% | 9.29% | 7.70% | 4.44% | 8.49% | 4.57% | 7.93% | 12.36% | 7.34% | 6.95% | 9.22% |
Drawdowns
CTHAX vs. RGAGX - Drawdown Comparison
The maximum CTHAX drawdown since its inception was -17.17%, smaller than the maximum RGAGX drawdown of -36.19%. Use the drawdown chart below to compare losses from any high point for CTHAX and RGAGX.
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Drawdown Indicators
| CTHAX | RGAGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.17% | -36.19% | +19.02% |
Max Drawdown (1Y)Largest decline over 1 year | -4.11% | -13.71% | +9.60% |
Max Drawdown (5Y)Largest decline over 5 years | -17.11% | -36.19% | +19.08% |
Max Drawdown (10Y)Largest decline over 10 years | -17.17% | -36.19% | +19.02% |
Current DrawdownCurrent decline from peak | -2.97% | -10.64% | +7.67% |
Average DrawdownAverage peak-to-trough decline | -2.83% | -5.53% | +2.70% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.05% | 3.62% | -2.57% |
Volatility
CTHAX vs. RGAGX - Volatility Comparison
The current volatility for American Funds College 2030 Fund (CTHAX) is 2.17%, while American Funds The Growth Fund of America Class R-6 (RGAGX) has a volatility of 6.74%. This indicates that CTHAX experiences smaller price fluctuations and is considered to be less risky than RGAGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CTHAX | RGAGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.17% | 6.74% | -4.57% |
Volatility (6M)Calculated over the trailing 6-month period | 3.24% | 12.12% | -8.88% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.70% | 21.00% | -15.30% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.76% | 20.23% | -13.47% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.87% | 19.64% | -11.77% |