CTHAX vs. AMCPX
Compare and contrast key facts about American Funds College 2030 Fund (CTHAX) and American Funds AMCAP Fund Class A (AMCPX).
CTHAX is managed by American Funds. It was launched on Sep 13, 2012. AMCPX is managed by American Funds. It was launched on Jan 5, 1967.
Performance
CTHAX vs. AMCPX - Performance Comparison
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CTHAX vs. AMCPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CTHAX American Funds College 2030 Fund | -1.09% | 11.55% | 7.66% | 9.26% | -11.69% | 9.28% | 10.86% | 16.63% | -3.63% | 15.27% |
AMCPX American Funds AMCAP Fund Class A | -11.82% | 17.68% | 21.11% | 31.04% | -28.67% | 20.57% | 21.42% | 26.35% | -4.42% | 22.08% |
Returns By Period
In the year-to-date period, CTHAX achieves a -1.09% return, which is significantly higher than AMCPX's -11.82% return. Over the past 10 years, CTHAX has underperformed AMCPX with an annualized return of 6.57%, while AMCPX has yielded a comparatively higher 10.59% annualized return.
CTHAX
- 1D
- 0.29%
- 1M
- -3.75%
- YTD
- -1.09%
- 6M
- 0.61%
- 1Y
- 7.77%
- 3Y*
- 8.00%
- 5Y*
- 4.22%
- 10Y*
- 6.57%
AMCPX
- 1D
- -0.37%
- 1M
- -10.12%
- YTD
- -11.82%
- 6M
- -9.34%
- 1Y
- 11.06%
- 3Y*
- 14.39%
- 5Y*
- 6.22%
- 10Y*
- 10.59%
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CTHAX vs. AMCPX - Expense Ratio Comparison
CTHAX has a 0.41% expense ratio, which is lower than AMCPX's 0.65% expense ratio.
Return for Risk
CTHAX vs. AMCPX — Risk / Return Rank
CTHAX
AMCPX
CTHAX vs. AMCPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds College 2030 Fund (CTHAX) and American Funds AMCAP Fund Class A (AMCPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CTHAX | AMCPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.44 | 0.56 | +0.88 |
Sortino ratioReturn per unit of downside risk | 1.93 | 0.94 | +0.99 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.13 | +0.17 |
Calmar ratioReturn relative to maximum drawdown | 1.93 | 0.59 | +1.34 |
Martin ratioReturn relative to average drawdown | 7.67 | 2.42 | +5.26 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CTHAX | AMCPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.44 | 0.56 | +0.88 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.63 | 0.33 | +0.30 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.84 | 0.57 | +0.27 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.82 | 0.57 | +0.25 |
Correlation
The correlation between CTHAX and AMCPX is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CTHAX vs. AMCPX - Dividend Comparison
CTHAX's dividend yield for the trailing twelve months is around 5.61%, less than AMCPX's 9.90% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CTHAX American Funds College 2030 Fund | 5.61% | 5.55% | 3.94% | 2.98% | 4.05% | 12.40% | 5.63% | 4.55% | 6.43% | 3.74% | 4.26% | 4.01% |
AMCPX American Funds AMCAP Fund Class A | 9.90% | 8.73% | 8.19% | 3.26% | 7.54% | 3.43% | 3.88% | 4.90% | 7.84% | 5.37% | 3.81% | 8.86% |
Drawdowns
CTHAX vs. AMCPX - Drawdown Comparison
The maximum CTHAX drawdown since its inception was -17.17%, smaller than the maximum AMCPX drawdown of -62.37%. Use the drawdown chart below to compare losses from any high point for CTHAX and AMCPX.
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Drawdown Indicators
| CTHAX | AMCPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.17% | -62.37% | +45.20% |
Max Drawdown (1Y)Largest decline over 1 year | -4.11% | -14.18% | +10.07% |
Max Drawdown (5Y)Largest decline over 5 years | -17.11% | -36.90% | +19.79% |
Max Drawdown (10Y)Largest decline over 10 years | -17.17% | -36.90% | +19.73% |
Current DrawdownCurrent decline from peak | -3.75% | -14.18% | +10.43% |
Average DrawdownAverage peak-to-trough decline | -2.83% | -9.60% | +6.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.03% | 3.47% | -2.44% |
Volatility
CTHAX vs. AMCPX - Volatility Comparison
The current volatility for American Funds College 2030 Fund (CTHAX) is 1.94%, while American Funds AMCAP Fund Class A (AMCPX) has a volatility of 5.26%. This indicates that CTHAX experiences smaller price fluctuations and is considered to be less risky than AMCPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CTHAX | AMCPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.94% | 5.26% | -3.32% |
Volatility (6M)Calculated over the trailing 6-month period | 3.14% | 11.06% | -7.92% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.66% | 19.60% | -13.94% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.75% | 19.12% | -12.37% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.87% | 18.63% | -10.76% |