CTHAX vs. AMECX
Compare and contrast key facts about American Funds College 2030 Fund (CTHAX) and American Funds The Income Fund of America Class A (AMECX).
CTHAX is managed by American Funds. It was launched on Sep 13, 2012. AMECX is managed by American Funds. It was launched on Dec 1, 1973.
Performance
CTHAX vs. AMECX - Performance Comparison
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CTHAX vs. AMECX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CTHAX American Funds College 2030 Fund | -1.09% | 11.55% | 7.66% | 9.26% | -11.69% | 9.28% | 10.86% | 16.63% | -3.63% | 15.27% |
AMECX American Funds The Income Fund of America Class A | 1.48% | 17.77% | 10.84% | 6.79% | -6.40% | 17.37% | 4.49% | 18.50% | -5.27% | 12.58% |
Returns By Period
In the year-to-date period, CTHAX achieves a -1.09% return, which is significantly lower than AMECX's 1.48% return. Over the past 10 years, CTHAX has underperformed AMECX with an annualized return of 6.57%, while AMECX has yielded a comparatively higher 8.21% annualized return.
CTHAX
- 1D
- 0.29%
- 1M
- -3.75%
- YTD
- -1.09%
- 6M
- 0.61%
- 1Y
- 7.77%
- 3Y*
- 8.00%
- 5Y*
- 4.22%
- 10Y*
- 6.57%
AMECX
- 1D
- 0.23%
- 1M
- -5.74%
- YTD
- 1.48%
- 6M
- 4.22%
- 1Y
- 14.19%
- 3Y*
- 11.95%
- 5Y*
- 7.95%
- 10Y*
- 8.21%
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CTHAX vs. AMECX - Expense Ratio Comparison
CTHAX has a 0.41% expense ratio, which is lower than AMECX's 0.56% expense ratio.
Return for Risk
CTHAX vs. AMECX — Risk / Return Rank
CTHAX
AMECX
CTHAX vs. AMECX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds College 2030 Fund (CTHAX) and American Funds The Income Fund of America Class A (AMECX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CTHAX | AMECX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.44 | 1.55 | -0.11 |
Sortino ratioReturn per unit of downside risk | 1.93 | 2.13 | -0.19 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.32 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.93 | 1.71 | +0.22 |
Martin ratioReturn relative to average drawdown | 7.67 | 8.01 | -0.34 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CTHAX | AMECX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.44 | 1.55 | -0.11 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.63 | 0.85 | -0.22 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.84 | 0.77 | +0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.82 | 0.72 | +0.11 |
Correlation
The correlation between CTHAX and AMECX is 0.91, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CTHAX vs. AMECX - Dividend Comparison
CTHAX's dividend yield for the trailing twelve months is around 5.61%, less than AMECX's 9.86% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CTHAX American Funds College 2030 Fund | 5.61% | 5.55% | 3.94% | 2.98% | 4.05% | 12.40% | 5.63% | 4.55% | 6.43% | 3.74% | 4.26% | 4.01% |
AMECX American Funds The Income Fund of America Class A | 9.86% | 9.94% | 6.38% | 2.93% | 6.98% | 6.67% | 2.80% | 5.01% | 7.48% | 4.26% | 3.09% | 5.09% |
Drawdowns
CTHAX vs. AMECX - Drawdown Comparison
The maximum CTHAX drawdown since its inception was -17.17%, smaller than the maximum AMECX drawdown of -41.92%. Use the drawdown chart below to compare losses from any high point for CTHAX and AMECX.
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Drawdown Indicators
| CTHAX | AMECX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.17% | -41.92% | +24.75% |
Max Drawdown (1Y)Largest decline over 1 year | -4.11% | -8.19% | +4.08% |
Max Drawdown (5Y)Largest decline over 5 years | -17.11% | -15.78% | -1.33% |
Max Drawdown (10Y)Largest decline over 10 years | -17.17% | -26.13% | +8.96% |
Current DrawdownCurrent decline from peak | -3.75% | -5.74% | +1.99% |
Average DrawdownAverage peak-to-trough decline | -2.83% | -4.46% | +1.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.03% | 1.74% | -0.71% |
Volatility
CTHAX vs. AMECX - Volatility Comparison
The current volatility for American Funds College 2030 Fund (CTHAX) is 1.94%, while American Funds The Income Fund of America Class A (AMECX) has a volatility of 2.94%. This indicates that CTHAX experiences smaller price fluctuations and is considered to be less risky than AMECX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CTHAX | AMECX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.94% | 2.94% | -1.00% |
Volatility (6M)Calculated over the trailing 6-month period | 3.14% | 5.49% | -2.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.66% | 9.48% | -3.82% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.75% | 9.44% | -2.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 7.87% | 10.66% | -2.79% |