CSTAX vs. AIVSX
Compare and contrast key facts about American Funds College 2027 Fund (CSTAX) and American Funds Investment Company of America Class A (AIVSX).
CSTAX is managed by American Funds. It was launched on Sep 13, 2012. AIVSX is managed by American Funds. It was launched on Jan 1, 1934.
Performance
CSTAX vs. AIVSX - Performance Comparison
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CSTAX vs. AIVSX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CSTAX American Funds College 2027 Fund | -0.65% | 9.00% | 5.57% | 6.57% | -9.87% | 6.52% | 7.66% | 13.35% | -2.23% | 11.77% |
AIVSX American Funds Investment Company of America Class A | -7.68% | 20.47% | 24.90% | 28.56% | -15.50% | 25.10% | 14.47% | 24.10% | -8.21% | 19.54% |
Returns By Period
In the year-to-date period, CSTAX achieves a -0.65% return, which is significantly higher than AIVSX's -7.68% return. Over the past 10 years, CSTAX has underperformed AIVSX with an annualized return of 4.97%, while AIVSX has yielded a comparatively higher 12.54% annualized return.
CSTAX
- 1D
- 0.25%
- 1M
- -2.48%
- YTD
- -0.65%
- 6M
- 0.73%
- 1Y
- 5.79%
- 3Y*
- 5.94%
- 5Y*
- 2.92%
- 10Y*
- 4.97%
AIVSX
- 1D
- -0.31%
- 1M
- -8.80%
- YTD
- -7.68%
- 6M
- -5.63%
- 1Y
- 14.65%
- 3Y*
- 18.86%
- 5Y*
- 12.03%
- 10Y*
- 12.54%
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CSTAX vs. AIVSX - Expense Ratio Comparison
CSTAX has a 0.41% expense ratio, which is lower than AIVSX's 0.57% expense ratio.
Return for Risk
CSTAX vs. AIVSX — Risk / Return Rank
CSTAX
AIVSX
CSTAX vs. AIVSX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds College 2027 Fund (CSTAX) and American Funds Investment Company of America Class A (AIVSX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CSTAX | AIVSX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.73 | 0.87 | +0.86 |
Sortino ratioReturn per unit of downside risk | 2.47 | 1.35 | +1.12 |
Omega ratioGain probability vs. loss probability | 1.35 | 1.20 | +0.16 |
Calmar ratioReturn relative to maximum drawdown | 2.23 | 1.18 | +1.04 |
Martin ratioReturn relative to average drawdown | 9.16 | 5.00 | +4.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CSTAX | AIVSX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.73 | 0.87 | +0.86 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.76 | -0.19 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.86 | 0.76 | +0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.86 | 0.67 | +0.19 |
Correlation
The correlation between CSTAX and AIVSX is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CSTAX vs. AIVSX - Dividend Comparison
CSTAX's dividend yield for the trailing twelve months is around 5.30%, less than AIVSX's 11.51% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CSTAX American Funds College 2027 Fund | 5.30% | 5.26% | 3.78% | 3.17% | 3.40% | 7.52% | 5.72% | 4.00% | 4.78% | 3.90% | 4.34% | 4.49% |
AIVSX American Funds Investment Company of America Class A | 11.51% | 10.60% | 9.29% | 4.96% | 6.12% | 6.94% | 1.65% | 6.15% | 9.61% | 7.08% | 5.48% | 8.95% |
Drawdowns
CSTAX vs. AIVSX - Drawdown Comparison
The maximum CSTAX drawdown since its inception was -14.52%, smaller than the maximum AIVSX drawdown of -50.90%. Use the drawdown chart below to compare losses from any high point for CSTAX and AIVSX.
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Drawdown Indicators
| CSTAX | AIVSX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -14.52% | -50.90% | +36.38% |
Max Drawdown (1Y)Largest decline over 1 year | -2.72% | -10.76% | +8.04% |
Max Drawdown (5Y)Largest decline over 5 years | -14.52% | -24.31% | +9.79% |
Max Drawdown (10Y)Largest decline over 10 years | -14.52% | -31.09% | +16.57% |
Current DrawdownCurrent decline from peak | -2.48% | -10.08% | +7.60% |
Average DrawdownAverage peak-to-trough decline | -2.37% | -5.93% | +3.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.66% | 2.54% | -1.88% |
Volatility
CSTAX vs. AIVSX - Volatility Comparison
The current volatility for American Funds College 2027 Fund (CSTAX) is 1.32%, while American Funds Investment Company of America Class A (AIVSX) has a volatility of 4.60%. This indicates that CSTAX experiences smaller price fluctuations and is considered to be less risky than AIVSX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CSTAX | AIVSX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.32% | 4.60% | -3.28% |
Volatility (6M)Calculated over the trailing 6-month period | 2.05% | 9.45% | -7.40% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.47% | 17.34% | -13.87% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.16% | 15.91% | -10.75% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.82% | 16.52% | -10.70% |