CSMDX vs. TRDFX

Last updated Aug 4, 2026

CSMDX (Copeland SMID Cap Dividend Growth Fund) and TRDFX (Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund) are both Small Cap Blend Equities funds. Over the past 5 years, CSMDX returned 5.09%/yr vs 7.02%/yr for TRDFX. Their correlation of 0.94 means they have usually moved in the same direction. CSMDX charges 0.95%/yr vs 0.80%/yr for TRDFX.

Performance

CSMDX vs. TRDFX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Copeland SMID Cap Dividend Growth Fund (CSMDX) and Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund (TRDFX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, CSMDX achieves a 13.17% return, which is significantly lower than TRDFX's 15.62% return.

CSMDX

• 1D: 0.29%
• 1M: -0.75%
• 6M: 6.67%
• YTD: 13.17%
• 1Y: 16.86%
• 3Y*: 6.84%
• 5Y*: 5.09%
• 10Y*: —
• ALL TIME*: 8.58%

TRDFX

• 1D: -0.14%
• 1M: -1.13%
• 6M: 9.64%
• YTD: 15.62%
• 1Y: 25.41%
• 3Y*: 11.57%
• 5Y*: 7.02%
• 10Y*: 9.58%
• ALL TIME*: 6.39%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
CSMDX Copeland SMID Cap Dividend Growth Fund	$0.00	$0.00	$0.00
TRDFX Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund	$0.00	$0.00	$0.00

CSMDX vs. TRDFX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
CSMDX Copeland SMID Cap Dividend Growth Fund	13.17%	2.72%	2.24%	18.89%	-14.89%	22.60%	8.29%	29.90%	-5.20%	10.44%
TRDFX Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund	15.62%	5.76%	9.90%	15.86%	-14.98%	26.35%	10.40%	21.40%	-12.76%	10.60%

Correlation

The correlation between CSMDX and TRDFX is 0.92, meaning they have usually moved in the same direction, including during past declines.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.92
Correlation (3Y) Balances recent behavior with more history.	0.94
Correlation (5Y) Shows whether the relationship held over a longer period.	0.96
Correlation (All Time) Calculated using the full available price history since Feb 27, 2017	0.94

The correlation between CSMDX and TRDFX has been stable across timeframes, ranging from 0.92 to 0.96 - a consistent structural relationship.

Return for Risk

CSMDX vs. TRDFX — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

CSMDX

CSMDX Risk / Return Rank: 34
CSMDX Sharpe Ratio Rank: 31
CSMDX Sortino Ratio Rank: 35
CSMDX Omega Ratio Rank: 30
CSMDX Calmar Ratio Rank: 38
CSMDX Martin Ratio Rank: 34

TRDFX

TRDFX Risk / Return Rank: 61
TRDFX Sharpe Ratio Rank: 50
TRDFX Sortino Ratio Rank: 54
TRDFX Omega Ratio Rank: 47
TRDFX Calmar Ratio Rank: 80
TRDFX Martin Ratio Rank: 73

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

CSMDX vs. TRDFX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Copeland SMID Cap Dividend Growth Fund (CSMDX) and Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund (TRDFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	CSMDX	TRDFX	Difference
Sharpe ratio: Return per unit of total volatility	1.11	1.48	-0.37
Sortino ratio: Return per unit of downside risk	1.75	2.19	-0.44
Omega ratio: Gain probability vs. loss probability	1.20	1.26	-0.07
Calmar ratio: Return relative to maximum drawdown	1.72	2.74	-1.02
Martin ratio: Return relative to average drawdown	5.33	9.53	-4.20

CSMDX vs. TRDFX - Sharpe Ratio Comparison

The current CSMDX Sharpe Ratio is 1.11, which is comparable to the TRDFX Sharpe Ratio of 1.48. The chart below compares the historical Sharpe Ratios of CSMDX and TRDFX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

CSMDX vs. TRDFX - Drawdown Comparison

The maximum CSMDX drawdown since its inception was -37.28%, smaller than the maximum TRDFX drawdown of -61.60%. Use the drawdown chart below to compare losses from any high point for CSMDX and TRDFX.

Drawdown Indicators

	CSMDX	TRDFX	Difference
Max Drawdown Largest peak-to-trough decline	-37.28%	-61.60%	+24.32%
Max Drawdown (1Y) Largest decline over 1 year	-9.20%	-8.55%	-0.65%
Max Drawdown (3Y) Largest decline over 3 years	-24.60%	-26.32%	+1.72%
Max Drawdown (5Y) Largest decline over 5 years	-24.60%	-29.52%	+4.92%
Max Drawdown (10Y) Largest decline over 10 years	—	-45.92%	—
Current Drawdown Current decline from peak	-1.31%	-2.58%	+1.27%
Average Drawdown Average peak-to-trough decline	-5.69%	-12.92%	+7.23%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.97%	2.46%	+0.51%

Volatility

CSMDX vs. TRDFX - Volatility Comparison

Copeland SMID Cap Dividend Growth Fund (CSMDX) and Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund (TRDFX) have volatilities of 3.31% and 3.37%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CSMDX	TRDFX	Difference
Volatility (1M) Calculated over the trailing 1-month period	3.31%	3.37%	-0.06%
Volatility (6M) Calculated over the trailing 6-month period	10.17%	11.41%	-1.24%
Volatility (1Y) Calculated over the trailing 1-year period	14.39%	15.95%	-1.56%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	18.12%	21.91%	-3.79%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.07%	22.79%	-3.72%

CSMDX vs. TRDFX - Expense Ratio Comparison

CSMDX has a 0.95% expense ratio, which is higher than TRDFX's 0.80% expense ratio.

Dividends

CSMDX vs. TRDFX - Dividend Comparison

CSMDX's dividend yield for the trailing twelve months is around 2.77%, less than TRDFX's 7.58% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CSMDX Copeland SMID Cap Dividend Growth Fund	2.77%	3.14%	1.33%	0.81%	4.07%	6.67%	0.38%	2.61%	4.40%	0.13%	0.00%	0.00%
TRDFX Crossmark Steward Values-FocusedSmall-Mid Cap Enhanced Index Fund	7.58%	8.76%	6.18%	4.29%	28.61%	13.92%	4.16%	3.50%	15.78%	7.77%	3.51%	13.93%

Frequently Asked Questions

Can I hold both CSMDX and TRDFX in my portfolio?

With a correlation of 0.92, CSMDX and TRDFX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, CSMDX or TRDFX?

TRDFX has higher volatility (3.37%) compared to CSMDX (3.31%). In terms of maximum drawdown, CSMDX dropped -37.28% vs TRDFX's -61.60%.

Which has better risk-adjusted returns?

TRDFX currently has the higher Sharpe Ratio (1.48 vs 1.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.