CSH-UN.TO vs. FFN.TO

Last updated Mar 31, 2026

Compare and contrast key facts about Chartwell Retirement Residences (CSH-UN.TO) and North American Financial 15 Split Corp. (FFN.TO).

Performance

CSH-UN.TO vs. FFN.TO - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in Chartwell Retirement Residences (CSH-UN.TO) and North American Financial 15 Split Corp. (FFN.TO). The values are adjusted to include any dividend payments, if applicable.

CSH-UN.TO vs. FFN.TO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
CSH-UN.TO Chartwell Retirement Residences	-1.62%	37.84%	34.64%	47.82%	-24.26%	11.10%	-14.52%	5.88%	-12.56%	15.19%
FFN.TO North American Financial 15 Split Corp.	-13.65%	67.71%	93.70%	8.74%	-38.50%	119.88%	-38.82%	66.25%	-42.19%	9.18%

Fundamentals

Market Cap CSH-UN.TO : CA$6.12B FFN.TO : CA$509.83M
EPS CSH-UN.TO : CA$0.10 FFN.TO : CA$7.60
PE Ratio CSH-UN.TO : 200.74 FFN.TO : 1.07
PEG Ratio CSH-UN.TO : 1.79 FFN.TO : 0.04
PS Ratio CSH-UN.TO : 5.33 FFN.TO : 1.04
PB Ratio CSH-UN.TO : 3.58 FFN.TO : 0.86
Total Revenue (TTM) CSH-UN.TO : CA$1.11B FFN.TO : CA$465.06M
Gross Profit (TTM) CSH-UN.TO : CA$312.56M FFN.TO : CA$375.35M
EBITDA (TTM) CSH-UN.TO : CA$392.70M FFN.TO : CA$196.23M

Returns By Period

In the year-to-date period, CSH-UN.TO achieves a -1.62% return, which is significantly higher than FFN.TO's -13.65% return. Over the past 10 years, CSH-UN.TO has underperformed FFN.TO with an annualized return of 8.60%, while FFN.TO has yielded a comparatively higher 16.37% annualized return.

CSH-UN.TO

• 1D: 0.00%
• 1M: -11.43%
• YTD: -1.62%
• 6M: -1.26%
• 1Y: 20.74%
• 3Y*: 37.87%
• 5Y*: 16.14%
• 10Y*: 8.60%

FFN.TO

• 1D: 0.74%
• 1M: -10.43%
• YTD: -13.65%
• 6M: 8.61%
• 1Y: 58.47%
• 3Y*: 42.01%
• 5Y*: 17.96%
• 10Y*: 16.37%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

CSH-UN.TO vs. FFN.TO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

CSH-UN.TO

CSH-UN.TO Risk / Return Rank: 75
CSH-UN.TO Sharpe Ratio Rank: 77
CSH-UN.TO Sortino Ratio Rank: 71
CSH-UN.TO Omega Ratio Rank: 67
CSH-UN.TO Calmar Ratio Rank: 76
CSH-UN.TO Martin Ratio Rank: 82

FFN.TO

FFN.TO Risk / Return Rank: 89
FFN.TO Sharpe Ratio Rank: 91
FFN.TO Sortino Ratio Rank: 87
FFN.TO Omega Ratio Rank: 92
FFN.TO Calmar Ratio Rank: 85
FFN.TO Martin Ratio Rank: 90

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CSH-UN.TO vs. FFN.TO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Chartwell Retirement Residences (CSH-UN.TO) and North American Financial 15 Split Corp. (FFN.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	CSH-UN.TO	FFN.TO	Difference
Sharpe ratio Return per unit of total volatility	0.99	2.04	-1.05
Sortino ratio Return per unit of downside risk	1.54	2.49	-0.95
Omega ratio Gain probability vs. loss probability	1.18	1.43	-0.25
Calmar ratio Return relative to maximum drawdown	1.82	2.82	-1.00
Martin ratio Return relative to average drawdown	6.19	10.22	-4.04
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

CSH-UN.TO vs. FFN.TO - Sharpe Ratio Comparison

The current CSH-UN.TO Sharpe Ratio is 0.99, which is lower than the FFN.TO Sharpe Ratio of 2.04. The chart below compares the historical Sharpe Ratios of CSH-UN.TO and FFN.TO, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	CSH-UN.TO	FFN.TO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.99	2.04	-1.05
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.78	0.51	+0.27
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.36	0.40	-0.04
Sharpe Ratio (All Time) Calculated using the full available price history	0.33	—	—

Correlation

The correlation between CSH-UN.TO and FFN.TO is 0.21, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

CSH-UN.TO vs. FFN.TO - Dividend Comparison

CSH-UN.TO's dividend yield for the trailing twelve months is around 3.11%, less than FFN.TO's 15.23% yield.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CSH-UN.TO Chartwell Retirement Residences	3.11%	3.04%	4.06%	5.22%	7.25%	5.18%	5.45%	4.30%	4.29%	3.52%	3.79%	4.32%
FFN.TO North American Financial 15 Split Corp.	15.23%	14.01%	17.88%	5.12%	13.39%	18.23%	6.63%	17.84%	24.94%	13.79%	7.69%	14.23%

Drawdowns

CSH-UN.TO vs. FFN.TO - Drawdown Comparison

The maximum CSH-UN.TO drawdown since its inception was -79.53%, smaller than the maximum FFN.TO drawdown of -100.08%. Use the drawdown chart below to compare losses from any high point for CSH-UN.TO and FFN.TO.

Drawdown Indicators

	CSH-UN.TO	FFN.TO	Difference
Max Drawdown Largest peak-to-trough decline	-79.53%	-100.08%	+20.55%
Max Drawdown (1Y) Largest decline over 1 year	-11.88%	-21.05%	+9.17%
Max Drawdown (5Y) Largest decline over 5 years	-39.92%	-64.95%	+25.03%
Max Drawdown (10Y) Largest decline over 10 years	-55.16%	-66.99%	+11.83%
Current Drawdown Current decline from peak	-11.43%	-100.07%	+88.64%
Average Drawdown Average peak-to-trough decline	-15.85%	-93.03%	+77.18%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.42%	5.80%	-2.38%

Volatility

CSH-UN.TO vs. FFN.TO - Volatility Comparison

The current volatility for Chartwell Retirement Residences (CSH-UN.TO) is 7.43%, while North American Financial 15 Split Corp. (FFN.TO) has a volatility of 14.74%. This indicates that CSH-UN.TO experiences smaller price fluctuations and is considered to be less risky than FFN.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	CSH-UN.TO	FFN.TO	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.43%	14.74%	-7.31%
Volatility (6M) Calculated over the trailing 6-month period	15.08%	19.97%	-4.89%
Volatility (1Y) Calculated over the trailing 1-year period	21.03%	28.79%	-7.76%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	20.79%	35.51%	-14.72%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.17%	41.55%	-17.38%

Financials