CIX.TO vs. UTI

Last updated Jun 4, 2026

CIX.TO (CI Financial Corp.) and UTI (Universal Technical Institute, Inc.) are both stocks. CIX.TO operates in Asset Management (Financial Services), while UTI operates in Education & Training Services (Consumer Defensive). At a 0.12 correlation, their price movements are largely independent.

Performance

CIX.TO vs. UTI - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in CI Financial Corp. (CIX.TO) and Universal Technical Institute, Inc. (UTI). The values are adjusted to include any dividend payments, if applicable.

Different Trading Currencies

CIX.TO is traded in CAD, while UTI is traded in USD. To make them comparable, the UTI values have been converted to CAD using the latest available exchange rates.

Returns By Period

CIX.TO

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

UTI

• 1D: 7.33%
• 1M: 22.52%
• YTD: 72.59%
• 6M: 77.36%
• 1Y: 27.41%
• 3Y*: 91.74%
• 5Y*: 53.53%
• 10Y*: 31.78%

*Multi-year figures are annualized to reflect compound growth (CAGR)

CIX.TO vs. UTI - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
CIX.TO CI Financial Corp.	0.00%	4.06%	164.07%	24.05%	-35.61%	79.02%	-22.27%	32.11%	-38.92%	8.49%
UTI Universal Technical Institute, Inc.	72.59%	-3.03%	122.99%	82.21%	-7.94%	19.96%	-17.63%	100.85%	64.98%	-22.78%

Correlation

The correlation between CIX.TO and UTI is -0.13, meaning they tend to move in opposite directions. This is especially valuable for risk management - when one declines, the other has historically tended to hold steady or rise.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	-0.13
Correlation (3Y) Calculated over the trailing 3-year period	0.13
Correlation (5Y) Calculated over the trailing 5-year period	0.17
Correlation (10Y) Calculated over the trailing 10-year period	0.12
Correlation (All Time) Calculated using the full available price history since Jun 23, 2009	0.12

The correlation between CIX.TO and UTI shifts across timeframes, from -0.13 (1 year) to 0.17 (5 years), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap CIX.TO : CA$4.68B UTI : $2.48B
EPS CIX.TO : -CA$2.05 UTI : $0.77
PS Ratio CIX.TO : 1.30 UTI : 2.85
PB Ratio CIX.TO : 9.70 UTI : 7.30
Total Revenue (TTM) CIX.TO : CA$3.58B UTI : $868.99M
Gross Profit (TTM) CIX.TO : CA$2.58B UTI : $208.88M
EBITDA (TTM) CIX.TO : CA$248.25M UTI : $76.70M

Return for Risk

CIX.TO vs. UTI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UTI

UTI Risk / Return Rank: 55
UTI Sharpe Ratio Rank: 57
UTI Sortino Ratio Rank: 53
UTI Omega Ratio Rank: 55
UTI Calmar Ratio Rank: 56
UTI Martin Ratio Rank: 56

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

CIX.TO vs. UTI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for CI Financial Corp. (CIX.TO) and Universal Technical Institute, Inc. (UTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	CIX.TO	UTI	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	0.50	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	1.13	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.60	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.19	—

Drawdowns

Drawdown Indicators

	CIX.TO	UTI	Difference
Max Drawdown Largest peak-to-trough decline	—	-90.73%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-36.98%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-37.91%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-47.36%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-58.34%	—
Current Drawdown Current decline from peak	—	0.00%	—
Average Drawdown Average peak-to-trough decline	—	-48.90%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	16.74%	—

Volatility

Volatility by Period

	CIX.TO	UTI	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	21.85%	—
Volatility (6M) Calculated over the trailing 6-month period	—	38.41%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	55.33%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	47.50%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	52.99%	—

Dividends

CIX.TO vs. UTI - Dividend Comparison

Neither CIX.TO nor UTI has paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
CIX.TO CI Financial Corp.	0.00%	0.63%	12.93%	11.71%	25.68%	5.75%	7.10%	4.61%	6.84%	4.70%	4.71%	4.25%
UTI Universal Technical Institute, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.69%	5.15%

Financials

CIX.TO vs. UTI - Profitability Comparison

The chart below illustrates the profitability comparison between CI Financial Corp. and Universal Technical Institute, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

CIX.TO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, CI Financial Corp. reported a gross profit of 633.23M and revenue of 884.02M. Therefore, the gross margin over that period was 71.6%.

UTI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Universal Technical Institute, Inc. reported a gross profit of -109.80M and revenue of 221.40M. Therefore, the gross margin over that period was -49.6%.

CIX.TO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, CI Financial Corp. reported an operating income of 197.91M and revenue of 884.02M, resulting in an operating margin of 22.4%.

UTI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Universal Technical Institute, Inc. reported an operating income of 339.00K and revenue of 221.40M, resulting in an operating margin of 0.2%.

CIX.TO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, CI Financial Corp. reported a net income of 141.80M and revenue of 884.02M, resulting in a net margin of 16.0%.

UTI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Universal Technical Institute, Inc. reported a net income of 433.00K and revenue of 221.40M, resulting in a net margin of 0.2%.

Frequently Asked Questions

Can I hold both CIX.TO and UTI in my portfolio?

CIX.TO and UTI have a correlation of -0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.