CINF vs. TOL
CINF (Cincinnati Financial Corporation) and TOL (Toll Brothers, Inc.) are both stocks. CINF operates in Insurance - Property & Casualty (Financial Services), while TOL operates in Residential Construction (Consumer Cyclical). Over the past 10 years, CINF returned 11.63%/yr vs 18.17%/yr for TOL. At a 0.30 correlation, their price movements are largely independent.
Performance
CINF vs. TOL - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, CINF achieves a -0.07% return, which is significantly lower than TOL's 1.81% return. Over the past 10 years, CINF has underperformed TOL with an annualized return of 11.63%, while TOL has yielded a comparatively higher 18.17% annualized return.
CINF
- 1D
- -1.84%
- 1M
- 0.46%
- YTD
- -0.07%
- 6M
- 1.71%
- 1Y
- 9.89%
- 3Y*
- 19.76%
- 5Y*
- 8.67%
- 10Y*
- 11.63%
TOL
- 1D
- -0.54%
- 1M
- -0.53%
- YTD
- 1.81%
- 6M
- 1.08%
- 1Y
- 28.78%
- 3Y*
- 23.72%
- 5Y*
- 18.54%
- 10Y*
- 18.17%
CINF vs. TOL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CINF Cincinnati Financial Corporation | -0.07% | 16.27% | 42.48% | 4.00% | -7.89% | 33.28% | -14.15% | 38.87% | 6.25% | 2.34% |
TOL Toll Brothers, Inc. | 1.81% | 8.28% | 23.45% | 108.62% | -29.97% | 68.43% | 11.53% | 21.40% | -30.69% | 55.85% |
Correlation
The correlation between CINF and TOL is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.30 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.30 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.35 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.33 |
Correlation (All Time) Calculated using the full available price history since Mar 27, 1990 | 0.30 |
Fundamentals
CINF:
$23.30
TOL:
$13.19
CINF:
6.96
TOL:
10.40
CINF:
0.21
TOL:
0.47
CINF:
1.49
TOL:
2.10
CINF:
$12.92B
TOL:
$6.37B
CINF:
$5.39B
TOL:
$2.71B
CINF:
$3.27B
TOL:
$1.76B
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
CINF vs. TOL — Risk / Return Rank
CINF
TOL
CINF vs. TOL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Cincinnati Financial Corporation (CINF) and Toll Brothers, Inc. (TOL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CINF | TOL | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.35 | ||
| Sortino ratioReturn per unit of downside risk | -0.74 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 1.18 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | 0.95 | 1.15 | -0.20 |
| Martin ratioReturn relative to average drawdown | 2.47 | 2.90 | -0.43 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| CINF | TOL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.50 | 0.85 | -0.35 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.34 | 0.52 | -0.18 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.41 | 0.44 | -0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.42 | 0.29 | +0.13 |
Drawdowns
CINF vs. TOL - Drawdown Comparison
The maximum CINF drawdown since its inception was -59.64%, smaller than the maximum TOL drawdown of -76.39%. Use the drawdown chart below to compare losses from any high point for CINF and TOL.
Loading charts...
Drawdown Indicators
| CINF | TOL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -59.64% | -76.39% | +16.75% |
Max Drawdown (1Y)Largest decline over 1 year | -10.46% | -25.13% | +14.67% |
Max Drawdown (3Y)Largest decline over 3 years | -20.03% | -45.97% | +25.94% |
Max Drawdown (5Y)Largest decline over 5 years | -35.77% | -45.97% | +10.20% |
Max Drawdown (10Y)Largest decline over 10 years | -58.12% | -73.11% | +14.99% |
Current DrawdownCurrent decline from peak | -5.47% | -17.28% | +11.81% |
Average DrawdownAverage peak-to-trough decline | -12.19% | -32.27% | +20.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.07% | 9.95% | -5.88% |
Volatility
CINF vs. TOL - Volatility Comparison
The current volatility for Cincinnati Financial Corporation (CINF) is 5.78%, while Toll Brothers, Inc. (TOL) has a volatility of 12.13%. This indicates that CINF experiences smaller price fluctuations and is considered to be less risky than TOL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| CINF | TOL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.78% | 12.13% | -6.35% |
Volatility (6M)Calculated over the trailing 6-month period | 13.67% | 24.47% | -10.80% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.78% | 33.94% | -14.16% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 25.69% | 35.94% | -10.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 28.82% | 41.08% | -12.26% |
Dividends
CINF vs. TOL - Dividend Comparison
CINF's dividend yield for the trailing twelve months is around 2.19%, more than TOL's 0.74% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CINF Cincinnati Financial Corporation | 2.19% | 2.13% | 2.25% | 2.90% | 2.70% | 2.21% | 2.75% | 2.13% | 2.74% | 3.33% | 2.53% | 3.89% |
TOL Toll Brothers, Inc. | 0.74% | 0.72% | 0.71% | 0.81% | 1.54% | 0.86% | 1.01% | 1.11% | 1.25% | 0.50% | 0.00% | 0.00% |
Financials
CINF vs. TOL - Financials Comparison
This section allows you to compare key financial metrics between Cincinnati Financial Corporation and Toll Brothers, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CINF vs. TOL - Profitability Comparison
CINF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Cincinnati Financial Corporation reported a gross profit of 0.00 and revenue of 2.86B. Therefore, the gross margin over that period was 0.0%.
TOL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Toll Brothers, Inc. reported a gross profit of 568.77M and revenue of -2.15B. Therefore, the gross margin over that period was -26.5%.
CINF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Cincinnati Financial Corporation reported an operating income of 0.00 and revenue of 2.86B, resulting in an operating margin of 0.0%.
TOL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Toll Brothers, Inc. reported an operating income of 346.64M and revenue of -2.15B, resulting in an operating margin of -16.2%.
CINF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Cincinnati Financial Corporation reported a net income of 274.00M and revenue of 2.86B, resulting in a net margin of 9.6%.
TOL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Toll Brothers, Inc. reported a net income of 260.59M and revenue of -2.15B, resulting in a net margin of -12.2%.
Frequently Asked Questions
CINF and TOL have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TOL has higher volatility (12.13%) compared to CINF (5.78%). In terms of maximum drawdown, CINF dropped -59.64% vs TOL's -76.39%.
TOL currently has the higher Sharpe Ratio (0.85 vs 0.50), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for CINF and TOL
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer