CIF vs. MDIJX
Compare and contrast key facts about MFS Intermediate High Income Fund (CIF) and MFS International Diversification Fund (MDIJX).
CIF is a passively managed fund by MFS that tracks the performance of the Barclays U.S. High-Yield Corporate 2% Issuer Capped Index. It was launched on Jul 21, 1988. MDIJX is managed by MFS. It was launched on Sep 30, 2004.
Performance
CIF vs. MDIJX - Performance Comparison
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CIF vs. MDIJX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CIF MFS Intermediate High Income Fund | -2.21% | 8.97% | 11.42% | 11.85% | -32.24% | 17.80% | 0.27% | 43.26% | -19.93% | 25.66% |
MDIJX MFS International Diversification Fund | -2.70% | 27.84% | 6.41% | 14.37% | -17.12% | 7.69% | 15.26% | 26.00% | -11.05% | 30.29% |
Returns By Period
In the year-to-date period, CIF achieves a -2.21% return, which is significantly higher than MDIJX's -2.70% return. Over the past 10 years, CIF has underperformed MDIJX with an annualized return of 6.17%, while MDIJX has yielded a comparatively higher 8.91% annualized return.
CIF
- 1D
- 2.85%
- 1M
- -3.86%
- YTD
- -2.21%
- 6M
- -3.39%
- 1Y
- 5.09%
- 3Y*
- 9.56%
- 5Y*
- 0.78%
- 10Y*
- 6.17%
MDIJX
- 1D
- 0.11%
- 1M
- -11.30%
- YTD
- -2.70%
- 6M
- 0.89%
- 1Y
- 17.54%
- 3Y*
- 12.07%
- 5Y*
- 5.82%
- 10Y*
- 8.91%
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CIF vs. MDIJX - Expense Ratio Comparison
CIF has a 1.50% expense ratio, which is higher than MDIJX's 0.82% expense ratio.
Return for Risk
CIF vs. MDIJX — Risk / Return Rank
CIF
MDIJX
CIF vs. MDIJX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for MFS Intermediate High Income Fund (CIF) and MFS International Diversification Fund (MDIJX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CIF | MDIJX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.38 | 1.20 | -0.82 |
Sortino ratioReturn per unit of downside risk | 0.60 | 1.60 | -1.00 |
Omega ratioGain probability vs. loss probability | 1.09 | 1.24 | -0.15 |
Calmar ratioReturn relative to maximum drawdown | 0.51 | 1.34 | -0.83 |
Martin ratioReturn relative to average drawdown | 1.92 | 5.33 | -3.42 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CIF | MDIJX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.38 | 1.20 | -0.82 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.05 | 0.42 | -0.37 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.32 | 0.61 | -0.29 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.16 | 0.44 | -0.29 |
Correlation
The correlation between CIF and MDIJX is 0.29, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
CIF vs. MDIJX - Dividend Comparison
CIF's dividend yield for the trailing twelve months is around 10.96%, more than MDIJX's 5.31% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CIF MFS Intermediate High Income Fund | 10.96% | 10.46% | 10.23% | 10.02% | 11.22% | 8.40% | 9.01% | 8.63% | 11.71% | 9.16% | 9.91% | 10.05% |
MDIJX MFS International Diversification Fund | 5.31% | 5.17% | 3.50% | 4.14% | 2.64% | 2.70% | 1.64% | 2.50% | 3.14% | 1.63% | 2.18% | 1.69% |
Drawdowns
CIF vs. MDIJX - Drawdown Comparison
The maximum CIF drawdown since its inception was -69.23%, which is greater than MDIJX's maximum drawdown of -56.60%. Use the drawdown chart below to compare losses from any high point for CIF and MDIJX.
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Drawdown Indicators
| CIF | MDIJX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.23% | -56.60% | -12.63% |
Max Drawdown (1Y)Largest decline over 1 year | -9.68% | -11.40% | +1.72% |
Max Drawdown (5Y)Largest decline over 5 years | -44.92% | -30.19% | -14.73% |
Max Drawdown (10Y)Largest decline over 10 years | -45.24% | -30.19% | -15.05% |
Current DrawdownCurrent decline from peak | -23.30% | -11.30% | -12.00% |
Average DrawdownAverage peak-to-trough decline | -17.80% | -9.14% | -8.66% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.65% | 2.87% | -0.22% |
Volatility
CIF vs. MDIJX - Volatility Comparison
The current volatility for MFS Intermediate High Income Fund (CIF) is 5.35%, while MFS International Diversification Fund (MDIJX) has a volatility of 5.67%. This indicates that CIF experiences smaller price fluctuations and is considered to be less risky than MDIJX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CIF | MDIJX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.35% | 5.67% | -0.32% |
Volatility (6M)Calculated over the trailing 6-month period | 7.87% | 9.05% | -1.18% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.40% | 13.79% | -0.39% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.85% | 14.04% | +2.81% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 19.43% | 14.62% | +4.81% |